patrick.net

That's cute. (: But really, I need some solid advice and numbers. Patrick.net saved our family from buying at the top, and we are ever grateful for his honest and educated site. We need advice.

BTW - We have an organic garden, with potatoes no less, and my son IS learning Mandarin and I think the Mandarin is going to be more useful for self-defense when he is an adult. China owns us, no matter what fairy tale we tell ourselves at night. That aside, we would like to own a home, and we work here. My business, and long built stellar reputation in my field is unfortunately here in the Bay Area. The Bay Area is a crap hole where everything is priced way to high, but I can't leave my job, and we need the medical with two kids. We live in a tiny house with land enough around the house to garden. I home school, since the school district we live in is pretty bad. My question is: Should we stick it out in the tiny house, bid on the $400,000 crap hole in the good school district, invest, or move.

True.
Okay, no advice, but at least you're making me laugh. (:
I need to laugh right now.

hrhjuliet says

What do you all think? Wait out the Bay Area market a few more years? We have two kids, jobs here and we are renting a 500 square foot home. Should we buy some crap hole under $400,000 in the area, or move to a place where we could have a nice home for $200,000? Should we invest? Please add your reasons why, and any solid data or links you have to help.

I think you answered your own question. Or are you looking for someone to talk you into an imprudent decision, and talk smack about how great it will be, and your kids, will sprout valedictorian graduation fezzes, and their skin will bare the mark of USDOE certified. But to enjoy your $400K 900 sqft bungalow.