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Does any one know if you can get a Good Faith Estimate from the lender/mortgage broker at the time of a pre-approval?
Or is the official GFE only provided by the lender after you have selected the house you want to buy?
Also, is it legal for a mortgage broker to charge application fees for a pre-approval from a lender?
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Is there a site somewhere that can tell me which mortgage lenders are the safest to go with?
With all the horror stories that I've heard around robo-signing and lenders selling loans to secondary lenders and scary fine-print scams, I've become really skeptical about ALL lenders.
Also, should I go with a broker or directly talk to a lender?
#housing