patrick.net

Reader says

Bigsby says

Darrell In Phoenix says

Of course it's true. Wages have been flat to falling for 2 decades now.

Do really believe wages will triple to meet inflated housing prices? Of course not.

Housing prices will continue to fall to meet wages. That's the way the world works.

What's the current median US house price?

TOO HIGH

Reader

What is it?

Darrell In Phoenix says

Bigsby says

You say that in nearly every post to me and yet strangely you've never once actually demonstrated it. What a surprise.

You demonstrate your dishonesty all on your own. And we're here to make sure everyone knows it.

And yet you still can't give a single example of me lying, or even explain my views on housing.

Reader says

No pal my mind is clear and head on straight once again let's review I have substaintial assets, no mortgage debt, no auto debt, under 15K left on a private university education and money in the bank. I am NOT dreaming.

Ah yes, and what do you think that demonstrates? I have an easily manageable mortgage, investments, several offshore accounts, no student or car loans etc.. etc.. What does that demonstrate? Nothing because just like your 'review,' it has sweet fuck all to do with anything.

Darrell In Phoenix says

That's been done many times here, including yesterday.

You demonstrated nothing yesterday except that you can't draw a straight line in the right place.

Darrell In Phoenix says

And you continue to lie and play stupid about it.

Perhaps you could review what was said yesterday and explain the part where I was lying. You could even post another graph so you can have another go at drawing lines using your computer. You need the practice.

Bigsby says

Reader says

No pal my mind is clear and head on straight once again let's review I have substaintial assets, no mortgage debt, no auto debt, under 15K left on a private university education and money in the bank. I am NOT dreaming.

Ah yes, and what do you think that demonstrates? I have an easily manageable mortgage, investments, several offshore accounts, no student or car loans etc.. etc.. What does that demonstrate? Nothing because just like your 'review,' it has sweet fuck all to do with anything.

It demonstrates that I (as you ignorantly implied by your arsehole statement) was not and am not dreaming.

Now go manage your easily manageable mortgage, investments, several offshore accounts.

Darrell In Phoenix says

And you continue to lie and play stupid about it.

It is an obvious tactic that many of them use. It just doesn't play with everyone and that drives them crazy.

Reader says

It demonstrates that I (as you ignorantly implied by your arsehole statement) was not and am not dreaming.

Now go manage your easily manageable mortgage, investments, several offshore accounts.

Ho, ho, ho. You were the one pointlessly boasting about it. No need to get your knickers in a twist.

Reader says

Darrell In Phoenix says

And you continue to lie and play stupid about it.

It is an obvious tactic that many of them use. It just doesn't play with everyone and that drives them crazy.

Reader

You sound an awful lot like Darrell. And you seem to pop up at just the same time. Isn't it very early in the US?

Darrell In Phoenix says

Perhaps you can stop lying.

Perhaps you could explain what I was lying about. And put the line in the right place.

Bigsby says

Reader says

Darrell In Phoenix says

And you continue to lie and play stupid about it.

It is an obvious tactic that many of them use. It just doesn't play with everyone and that drives them crazy.

Reader

You sound an awful lot like Darrell. And you seem to pop up at just the same time. Isn't it very early in the US?

I sound like myself thank you. It just so happens that we appear to view the situation from a very similar standpoint of view.

As for US time? If you are in Monterey, CA you should know what time it is in the US.

Darrell In Phoenix says

You sound an awful lot like a liar.

Fun as always, but try to up the patter. If variety is the spice of life, you must be a chicken korma.

Reader says

I sound like myself thank you. It just so happens that we appear to view the situation from a very similar standpoint of view.

As for US time? If you are in Monterey, CA you should know what time it is in the US.

I'm not.
And what view would that be? That wages need to triple for people to afford the median US house price? What is the median price anyway?

Oh I see so you say you are in Monterey, CA yet you aren't. OK.

As for the median US house price I am not your reference slave, you are the genius investor ...go look it up.

You know the line doesn't move just because you make the graph bigger. It merely shows you to be wrong in your claim.

Reader says

Oh I see so you say you are in Monterey, CA yet you aren't. OK.

As for the median US house price I am not your reference slave, you are the genius investor ...go look it up.

This is a real estate site. I have a home in Monterey. You work it out. And I'm a genius investor now, am I? How nice.
And I know what the median price is. I was wondering if you did. You and Darrell share the same views. Perhaps you could explain why a tripling of wages is required to afford that median.

You see that bit where it says Jan 04? That's the start of the year not the end.

I see you've started deleting your posts once again. You don't change, do you?

Bigsby says

Perhaps you could explain why a tripling of wages is required to afford that median.

This is a real estate site? NO! REALLY?

Median has nothing to do with this regions in LA or the like that are so grossly overpriced where regular houses that were 150K in 1980 are trying to get 1M or more that is NOT median and NO median wage sustains a 1M or more in debt.

You have a HOUSE in Monterey, CA. I see.

Bigsby says

You see that bit where it says Jan 04? That's the start of the year not the end.

Nice try.

Reader says

Bigsby says

You see that bit where it says Jan 04? That's the start of the year not the end.

Nice try.

Reader

Darrell, is that you?

Reader says

This is a real estate site? NO! REALLY?

Median has nothing to do with this regions in LA or the like that are so grossly overpriced where regular houses that were 150K in 1980 are trying to get 1M or more that is NOT median and NO median wage sustains a 1M or more in debt.

You have a HOUSE in Monterey, CA. I see.

Then you should stop generalizing about US house prices in your posts and state the specific areas you are talking about.

And yes, I have a home in Monterey.

Bigsby says

Reader says

This is a real estate site? NO! REALLY?

Median has nothing to do with this regions in LA or the like that are so grossly overpriced where regular houses that were 150K in 1980 are trying to get 1M or more that is NOT median and NO median wage sustains a 1M or more in debt.

You have a HOUSE in Monterey, CA. I see.

Then you should stop generalizing about US house prices in your posts and state the specific areas you are talking about.

And yes, I have a home in Monterey.

It isn't generalising it is fact, and facts you clearly don't want to face.

As for Monetery? I was being ironic.

Bigsby says

Reader says

Bigsby says

You see that bit where it says Jan 04? That's the start of the year not the end.

Nice try.

Reader

Darrell, is that you?

No it is not him. You try to work every angle don't you? Are a real case and half and I see right through it so stop.

Reader says

No it is not him. You try to work every angle don't you? Are a real case and half and I see right through it so stop.

Then what exactly is he accusing me of lying about seeing as you are spending your time agreeing with him?

Bigsby says

Reader says

No it is not him. You try to work every angle don't you? Are a real case and half and I see right through it so stop.

Then what exactly is he accusing me of lying about seeing as you are spending your time agreeing with him?

Presumptions. I have a life to get to I recommend you do the same. This thread has been hashed to DEATH.

Reader says

Presumptions. I have a life to get to I recommend you do the same. This thread has been hashed to DEATH.

Presumptions? Come on now Darrell, have you just been caught out?

Bigsby says

Reader says

Presumptions. I have a life to get to I recommend you do the same. This thread has been hashed to DEATH.

Presumptions? Come on now Darrell, have you just been caught out?

Wrong. You are a really bad manipulator. I am not Darrell. I will say that once for the record again. Let it go or look in the mirror. Later.

You can continue if you like I HAVE had enough of this thread and am not about to justify myself.

Reader says

Wrong. You are a really bad manipulator. I am not Darrell. I will say that once for the record again. Let it go or look in the mirror. Later.

You can continue if you like I HAVE had enough of this thread and am not about to justify myself.

And yet you agree with a poster who is accusing me of lying, and yet you don't know what I was supposed to be lying about. What exactly does that say about you?

Bigsby says

Reader says

Wrong. You are a really bad manipulator. I am not Darrell. I will say that once for the record again. Let it go or look in the mirror. Later.

You can continue if you like I HAVE had enough of this thread and am not about to justify myself.

And yet you agree with a poster who is accusing me of lying, and yet you don't know what I was supposed to be lying about. What exactly does that say about you?

Let me answer this one, that is something you too have to work out because what I see is that you two aren't communicating. I think it boils down to minor technicalities. And frankly does it matter? No. It appears to me you have your viewpoint and he has his from the same materal you both disagree. Let it go. Bye.

Reader says

Let me answer this one, that is something you too have to work out because what I see is that you two aren't communicating. I think it boils down to minor technicalities. And frankly does it matter? No. It appears to me you have your viewpoint and he has his from the same materal you both disagree. Let it go. Bye.

You just singularly failed to answer the question. A characteristic you share with Darrell. And Darrell has no desire to communicate - as in have any meaningful discussion. He's trolling this board, and if you really aren't Darrell, then that fact should be glaringly obvious to you.

Darrell In Phoenix says

You accuse others of failing to answer the question. Even when you've repeatedly ducked from questions.

Unfortunately, you don't actually ask questions let alone answer them, you simply make false assertions. Ask me a sensible question without resorting to your usual accusations. Surprise us all.

Darrell In Phoenix says

And you run from those truths too.

Isn't it odd that you're the individual making false assertions by virtue of your repetitious lies and misrepresentations.

Will you ever stop running?

Will you ever actually explain what these supposed lies are? No, I thought not.

And are you not going to ask me a non-trollish question?

Darrell In Phoenix says

When will you ever answer a question?

When I'm asked one.

Darrell In Phoenix says

See how easy that was?

Very. Are you going to ask me any more questions or was that the limit for you?

Darrell In Phoenix says

Are you going to continue playing games or are you going to get honest and answer the questions you've been asked?

You'll have to repeat them. I've got a short attention span where you're concerned.

OK Dullell, I'm bored with you now. No more feeding the troll.

Then don't quote him. I have him blocked but that is useless if he gets quoted.
PLEASE DON'T FEED THE TROLLS.

Reader says

So in other words if you saw a payment of 500. a month on a 3M dump you would by it? You better do some math in the real cost of financing.

Hell, yes.. if someone let me live in a a 3 million dollar home for $500 a month.. why the hell wouldn't I accept! As long as that was fixed rate.. I'd die before I paid it off.. can't take debt with you!

BoomAndBustCycle says

I'd be willingly to bet the cost to maintain the $1,000,000 beach home would cost less than the $100K home in Texas area.

Doesn't that kind of throw out the window the whole assumption of 1-2% maintenance cost based on purchase price of a home theor

No way on earth. Are you kidding? Your beach home is going to cost many many times more to maintain than the Austin home. Its not even close. That beach home is going to cost you in maintenance what your Austin home cost to buy.