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Feel like I missed the boat in the bay area
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2013 Mar 29, 1:56am 29,241 views 115 comments
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I grew up in a small town of around 20,000. There were good and bad aspects to that. The good was that yes, traffic was non-existent, the cost of living was less, and people were seemingly less rude.
The bad was that people were nosy, knew everything about our family and who we were, and as far as things like decent restaurants, microbreweries, a music scene, arts, and so on were non-existent.
Also- job opportunities were limited to mostly retail and lower end type jobs, which was why housing was so cheap. I would caution those who can work online to consider what might happen if they lose that job and how easy it would be to find another considering opportunities in your field would probably be very limited in whatever area you settled and if the home you bought or rented depended on the income you were getting, that luxury house might very well turn out to be extremely expensive if you can't find a new job and have to suck it up and work at a fast food joint.
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Well, I stayed out of the craziness from 2005-2010, but started to look about 18 months ago. Found a place I wasn't absolutely crazy about, but was doable financially, and in a good area for $800K, well within my budget with about $200K down.
Didn't do it, though, and now that same place is on the market for $1.3M...18 months later!
I feel like I should have pulled the trigger back then. There wasn't a ton of inventory, but my payment would be doable.
I'm in a rent controlled apt, so at least my rent is cheap, but considering a buy out and now the real estate market has gone crazy here again. It doesn't make any sense, but his herd mentality is very real.
(sigh) very tough to figure things out here.
#housing