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Do you understand what an insurance is?
Some people have huge costs, some don't. We are all temporarily able bodied. We are all at risk for huge costs we can't pay without selling the family house.
Therefore spreading the costs makes sense.
Spreading payments is not the problem with healthcare in the US.
The costs are the problem.
Spreading payments is not the problem with healthcare in the US.
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Actually, it's a large part of the problem. There's no complex formula that accounts for all your personal inputs and possible outputs wrt your health. So what is the purpose of Private Health Insurance corporations? What are we insuring?
The correct name for the industry is Rent Seekers Assurance.
I imagine two scenarios.
A world with no health insurance
Or
What we have now
I can't think of any value added by health insurance, that we're better off for having, versus just not having it at all. Other than it makes for one hell of a jobs program.
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1. No, I should only be responsible for the care of me and my family.
2. Yes, healthcare is a basic human right for everyone in this country.
3. Yes, healthcare is a basic human right for every citizen of this country.
4-5. Add "except the fatties." to 2 and 3.
6. Extra credit: Kill the bankers!
#SuperSizeIt