patrick.net

Do you understand what an insurance is?
Some people have huge costs, some don't. We are all temporarily able bodied. We are all at risk for huge costs we can't pay without selling the family house.

Therefore spreading the costs makes sense.

Spreading payments is not the problem with healthcare in the US.
The costs are the problem.

Spreading payments is not the problem with healthcare in the US.

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Actually, it's a large part of the problem. There's no complex formula that accounts for all your personal inputs and possible outputs wrt your health. So what is the purpose of Private Health Insurance corporations? What are we insuring?

The correct name for the industry is Rent Seekers Assurance.

I imagine two scenarios.

A world with no health insurance
Or
What we have now

I can't think of any value added by health insurance, that we're better off for having, versus just not having it at all. Other than it makes for one hell of a jobs program.

I'm picking option #1:

1. No, I should only be responsible for the care of me and my family.

No way should everyone be entitled to unlimited medical care are everyone else's expense. That's more reverse Darwinism compliments of the Democrat party.

The problem isn't the idea of insuring everyone, it's the centralizing of that insurance under the most wasteful organization in human history, big government.

Although forcing someone to be a part of a system they have no interest in is inherently wrong. What if they want to join later when they get sickly you ask? Make them pay back-payments to make up for the years they weren't insured. But getting back to my first point, these should be administrated at a local level, and if the city is too big, break it up even more.

Of course this entire conversation ignores the AMA, which is responsible for choking supply, and cutting off alternative options(again everyone has the right to choose how they care for themselves). Getting rid of AMA would cut the costs tremendously, along with private insurance at a community level.

NuttBoxer says

The problem isn't the idea of insuring everyone, it's the centralizing of that insurance under the most wasteful organization in human history, big government.

This a thousand times!!!

Our government (even local) can't run an ice-cream stand without driving it into the ground. All over the country State and Local governments are raising taxes and reducing services so they can keep paying their criminally lavish pensions.

Get the corrupting and bankrupting unions out of our government, then we can talk about trusting them with more responsibility over our lives.