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Always use cash from now on, not credit cards


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2021 Sep 4, 4:36pm   61,446 views  415 comments

by Patrick   ➕follow (60)   💰tip   ignore  

Drove to a restaurant today with my wife and was first of all creeped out to find that they knew my name from my phone number, which I had to give to get on the wait list. They said they use a centralized database of many restaurants for that.

They have a window where you can order a beer while you are waiting. So I ordered a beer and they refused to take cash.

OK, I wanted the beer, so I paid with a credit card. Then the total had an extra $1.50 on it. I asked about that and was told that I added a tip. I specifically did not add a tip because I was pissed that they don't take cash.

I got the manager and made him remove the tip.

We are rapidly approaching the CCP utopia of complete tracking of all citizens at all times.

Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.

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15   fdhfoiehfeoi   2021 Sep 4, 8:52pm  

Patrick says
Thanks, I'll have to see if they will accept cash for those.


All prepaid cards usually require you pay exclusively in cash. If you have some sort of membership with the store, DON'T use it when you buy the card. They all charge a fee, usually around $6 to activate, but no fees after that if you never reload, and only use them to make purchases in the same way you would your bank or credit card.

Of course if you use them that restaurant you gave your real number to, it's pointless. Learn to start using fake data in your every day transactions. Or at least data that doesn't tie back to you.

My family and I refuse to do business with anyone who won't take cash. It's an invasion of privacy, always a hard stop for us.
16   AmericanKulak   2021 Sep 4, 8:53pm  

richwicks says
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.


Might get help setting one up from an unbanked individual. Once you have it... I think it can be loaded in 'multiple ways'. But, this is only hypothetical.

Of course, the LLC Card idea is the best. For starters, it's legality is unquestioned. Pat might want to have a lawyer fill out anyforms with instructions that ALL of it will be EIN of LLC only, never SSN or Pat's Name.

But yeah, could just use cash - but can't buy much on the internet that way.
17   fdhfoiehfeoi   2021 Sep 4, 8:55pm  

richwicks says
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.


100% false. I have been using them for two years. I fill up $500 every time I buy the card to maximize the activation fee.
18   Patrick   2021 Sep 4, 8:58pm  

richwicks says
Dude - just use cash. If they don't accept cash, go somewhere else.


Problem is, it wasn't just me.
19   PeopleUnited   2021 Sep 4, 9:04pm  

Patrick says
Maybe the resistance should be called The Picnic Club.



I like it, but I am not part of the pansy resistance like the lame new Star Wars movies or leftists whining about the 2016 election landslide. I feel like we are rebels, because they have painted us as outlaws.

Join the picnic Club and do your part for the rebellion!
20   komputodo   2021 Sep 4, 11:22pm  

Patrick says
Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.

But the cash back awards and the airline miles? And the convenience? lol
21   komputodo   2021 Sep 4, 11:26pm  

MisdemeanorRebellionNoCoupForYou says
Ghetto Flea Markets,

Why "ghetto"?
22   richwicks   2021 Sep 4, 11:27pm  

NuttBoxer says
richwicks says
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.


100% false. I have been using them for two years. I fill up $500 every time I buy the card to maximize the activation fee.


@NuttBoxer - In order to get the card, you had to disclose your address and your phone number in order to activate it.

Now maybe I'm wrong, but I've checked into this. Even with PayPal you have to disclose the last 4 digits of your SS # and your phone #.
23   Onvacation   2021 Sep 4, 11:37pm  

komputodo says
MisdemeanorRebellionNoCoupForYou says
Ghetto Flea Markets,

Why "ghetto"?

'cause that's where they are in Cali.
24   richwicks   2021 Sep 4, 11:39pm  

Onvacation says
komputodo says
MisdemeanorRebellionNoCoupForYou says
Ghetto Flea Markets,

Why "ghetto"?

'cause that's where they are in Cali.


They welcome cash, because they are off grid.
25   Karloff   2021 Sep 4, 11:40pm  

For as long as I knew this existed, I refused to patronize establishments that automatically added a tip to the bill. Olive Garden was one of these places. It's presumptuous and arrogant.

The choices these days are easy. I am persona non grata at all restaurants due to my status as a second class citizen.
26   AmericanKulak   2021 Sep 4, 11:42pm  

komputodo says
Why "ghetto"?


They're not always Ghetto, but the big ones near/in cities usually are.
27   gabbar   2021 Sep 5, 5:31am  

We don't fill up our automobiles with unknown octane gas, why do we fill up stomach with unknown quality food served by a business whose goal is to maximize profit
28   Booger   2021 Sep 5, 8:09am  

Greek restaurant around here is cash only.
29   RC2006   2021 Sep 5, 8:39am  

If we are talking resteraunts in bay area can't you just walk out without paying? Paying for food in bay area sounds so pre 2010s.
30   RWSGFY   2021 Sep 5, 8:55am  

RC2006 says
If we are talking resteraunts in bay area can't you just walk out without paying? Paying for food in bay area sounds so pre 2010s.


Yes! Keep it under $950 p/p and you're GTG.
31   Patrick   2021 Sep 5, 9:48am  

This particular place wouldn't let you order without paying by credit card from you table first.

No waitresses either, only a QR code to get the menu, and then you have to put in your credit card.

I won't go back.

Booger says
Greek restaurant around here is cash only.


My wife points out two reasons why small family-run places love cash:

1. They don't worry about being ripped off by the staff, because the staff is family.
2. They don't want to pay the credit card vig of 1.5% or whatever.

But there is a third one of course. It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.
32   Onvacation   2021 Sep 5, 10:41am  

Patrick says
It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.

It's a plus for me!
33   Patrick   2021 Sep 5, 10:45am  

gabbar says
We don't fill up our automobiles with unknown octane gas, why do we fill up stomach with unknown quality food served by a business whose goal is to maximize profit


@gabbar Yes, that's another good point.

You have much more control over the food when it's your own picnic, assuming the ingredient lists on what you buy are accurate.
34   mell   2021 Sep 5, 10:49am  

Patrick says
This particular place wouldn't let you order without paying by credit card from you table first.

No waitresses either, only a QR code to get the menu, and then you have to put in your credit card.

I won't go back.

Booger says
Greek restaurant around here is cash only.


My wife points out two reasons why small family-run places love cash:

1. They don't worry about being ripped off by the staff, because the staff is family.
2. They don't want to pay the credit card vig of 1.5% or whatever.

But there is a third one of course. It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.


Many places in the bay area, esp. Asian family places in SF only take cash. Though with with plamdemic many may have been forced to change that as they switched to delivery since people usually don't pay cash for (online) delivery. All part of the plan.
35   fdhfoiehfeoi   2021 Sep 5, 11:31am  

richwicks says
@NuttBoxer - In order to get the card, you had to disclose your address and your phone number in order to activate it.


The cards I've used for the past two years have required a phone number and address for online use, yes. The vanilla ones don't even require that, you just fill out a phone number and billing address on the merchant site during checkout.

If you are getting a gift card to use around town, well, when the last time you were required to register a gift card someone gave you..?
36   AmericanKulak   2021 Sep 5, 11:32am  

Go to 7/11 or Home Depot and ask an unbanked person to help you set up a prepaid card.

Then go to one of those Loan/Cash Centers, refill that card with cash, and put on your best Slavic Accent "Me no understand, Dy Rect Depozite. I get pay'yd ze cash for dry vall installayshion. I give ze cash to yyou, nyo? I haff no ID, zorry."
37   gabbar   2021 Sep 5, 1:22pm  

Patrick says
gabbar says
We don't fill up our automobiles with unknown octane gas, why do we fill up stomach with unknown quality food served by a business whose goal is to maximize profit


@gabbar Yes, that's another good point.

You have much more control over the food when it's your own picnic, assuming the ingredient lists on what you buy are accurate.


Every time you take a bite of food, consider that you are programming your biology for health or disease. When you eat healthy food, you are, in fact, eating medicine. ― Mark Hyman, The Pegan Diet: 21 Practical Principles for Reclaiming Your Health in a Nutritionally Confusing World
39   NDrLoR   2021 Sep 17, 2:33pm  

gabbar says
eat healthy food
healthful
40   NDrLoR   2021 Sep 17, 2:35pm  

MisdemeanorRebellionNoCoupForYou says
Go to 7/11
I've been going to their generic equivalent and eating an ice cream sandwich every day! I always loved those.
41   Patrick   2021 Oct 2, 5:22pm  

https://alexberenson.substack.com/p/riddle-me-this/comments

Yorkshire Bruce
3 hr ago
Bring it back to the community. House parties, dinner clubs, garden parties, street parties... neighborhood sports leagues, local bands playing private but open to locals venues, doesn't sound so bad.

74Reply

Em3 hr ago
I think in many ways we will be the ones who win thanks to a thriving underground culture.
44   RWSGFY   2022 Jan 31, 6:57pm  

EBGuy says
Say what you will about Ess Eff...
SFPD Chief: Restaurants and Cafes That Refuse to Accept Cash Are Breaking the Law


People still pay for their meals in SF? I mean, it's not easy to go over $950 (unless dining in Gayin's favorite French Laundry), mkay?
49   Patrick   2022 Mar 15, 7:53pm  

https://markcrispinmiller.substack.com/p/the-cashless-life-wont-be-worth-living?s=r&source=patrick.net


The cashless life won't be worth living
While we're all over-focused on "Ukraine," our overlords are moving quietly, and swiftly, to take ALL cash away, in favor of a global social credit system. We can't let them get away with it. ...

One way to start fighting this development is to go back to using cash instead of cards as much as possible—starting with #CashFriday, as urged by Catherine Austin Fitts. This means that, every Friday, we use only cash to buy what we may need: https://home.solari.com/cash-friday/.

Think about what this development portends: No cash will mean no autonomy, as every purchase that you’ll want to make must be approved on high—approval that will be contingent on your social credit score.



50   Patrick   2022 Mar 16, 7:51pm  

https://reclaimthenet.org/physical-music-sales-just-increased-for-the-first-time-since-1996/?source=patrick.net


In the “brave new world” scenario speculated on by the World Economic Forum (WEF), people could soon enough – by 2030 – “own nothing and be happy.”

Well, perhaps not so fast, because the issue of ownership and questions around it – over anything from computer games, to health choices – are getting ever more relevant, rather than fading into obscurity.

One indicator that may or may not fit into that is the curious fact that CDs are making something of a comeback after it seemed they were virtually dead and buried with the music and movie industry shifting resolutely to streaming, and the consumers embracing that shift.

Streaming certainly remains far superior in terms of adoption and revenue over any sales and use of physical media, thanks to costs and, above all, convenience – but there may come a time when streaming will hit a plateau, in a world where trust is in ever-higher demand and shorter supply. For some – not many, but many more than in previous years – having their music in their physical possession instead of at the mercy of streaming services is clearly a better proposition.


Very much like the case with money. Having it in your physical possession is clearly a better proposition than letting your access to it go away at the whim of a bank or the government.
51   Onvacation   2022 Mar 16, 8:56pm  

Patrick says
The cashless life won't be worth living

There will NEVER be a time when you can't get a couple tacos with a roll of nickels.
52   komputodo   2022 Mar 16, 9:15pm  

2. lesson of the day...Quit going to restaurants and find something else to do with your time instead of eating and shopping.
53   Patrick   2022 Mar 16, 9:45pm  

I agree, I don't enjoy restaurants much anymore, especially after so many of them proved to be willing accomplices to the Wuhan Virus lockdowns and masking, which accomplished nothing but harm.
54   fdhfoiehfeoi   2022 Mar 16, 10:31pm  

Since I've been working from home we only eat twice a day. With the changes we've made to eat healthier, most restaurants have lost their appeal. We get a weekly produce delivery from local farmers we struggle to consume, plus meat from a another farmer. There aren't enough good restaurants, they're too far away as we live in the country, and we have our own food to keep up on for the few meals we consume.

Honestly, my biggest motivation to eat out is supporting small business.

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