Always use cash from now on, not credit cards
invite response
2021 Sep 4, 4:36pm 61,070 views 415 comments
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4
Tenpoundbass
2021 Sep 4, 5:46pm
Tenpoundbass
2021 Sep 4, 5:46pm
Patrick says
I don't carry cash and use my debit card exclusively. Even if I have to pay a little more in special circumstances.
But the day establishments stop taking cash, will be the day I realize, that my Debit card is NOT same as Cash. And would a)Consider going back to using cash exclusively. and b)Never do business with those businesses that refuse cash.
Hmmm, there are disposable debit cards you can get which protect your privacy, right?
I don't carry cash and use my debit card exclusively. Even if I have to pay a little more in special circumstances.
But the day establishments stop taking cash, will be the day I realize, that my Debit card is NOT same as Cash. And would a)Consider going back to using cash exclusively. and b)Never do business with those businesses that refuse cash.
6
AmericanKulak
2021 Sep 4, 6:10pm
AmericanKulak
2021 Sep 4, 6:10pm
Subsidize the Farmer's Markets and "ethnic" markets and Ghetto Flea Markets, folks.
7
Patrick
2021 Sep 4, 6:11pm
Patrick
2021 Sep 4, 6:11pm
Yes, buy up stuff for a nice picnic, invite friends, and go someplace with a view that even the best restaurants don't have.
8
Patrick
2021 Sep 4, 6:15pm
Patrick
2021 Sep 4, 6:15pm
MisdemeanorRebellionNoCoupForYou says
Are there any that let you load them via paper cash, and have no link to your real identity whatsoever?
Here's a few. Most have a monthly user fee, probably to compensate that they can't sell your financial information.
https://www.creditcards.com/prepaid/
Are there any that let you load them via paper cash, and have no link to your real identity whatsoever?
13
AmericanKulak
2021 Sep 4, 8:39pm
AmericanKulak
2021 Sep 4, 8:39pm
If you must have a card, your Patprivacy LLC can get a prepaid card.
14
richwicks
2021 Sep 4, 8:49pm
richwicks
2021 Sep 4, 8:49pm
Patrick says
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.
Are there any that let you load them via paper cash, and have no link to your real identity whatsoever?
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.
15
fdhfoiehfeoi
2021 Sep 4, 8:52pm
fdhfoiehfeoi
2021 Sep 4, 8:52pm
Patrick says
All prepaid cards usually require you pay exclusively in cash. If you have some sort of membership with the store, DON'T use it when you buy the card. They all charge a fee, usually around $6 to activate, but no fees after that if you never reload, and only use them to make purchases in the same way you would your bank or credit card.
Of course if you use them that restaurant you gave your real number to, it's pointless. Learn to start using fake data in your every day transactions. Or at least data that doesn't tie back to you.
My family and I refuse to do business with anyone who won't take cash. It's an invasion of privacy, always a hard stop for us.
Thanks, I'll have to see if they will accept cash for those.
All prepaid cards usually require you pay exclusively in cash. If you have some sort of membership with the store, DON'T use it when you buy the card. They all charge a fee, usually around $6 to activate, but no fees after that if you never reload, and only use them to make purchases in the same way you would your bank or credit card.
Of course if you use them that restaurant you gave your real number to, it's pointless. Learn to start using fake data in your every day transactions. Or at least data that doesn't tie back to you.
My family and I refuse to do business with anyone who won't take cash. It's an invasion of privacy, always a hard stop for us.
16
AmericanKulak
2021 Sep 4, 8:53pm
AmericanKulak
2021 Sep 4, 8:53pm
richwicks says
Might get help setting one up from an unbanked individual. Once you have it... I think it can be loaded in 'multiple ways'. But, this is only hypothetical.
Of course, the LLC Card idea is the best. For starters, it's legality is unquestioned. Pat might want to have a lawyer fill out anyforms with instructions that ALL of it will be EIN of LLC only, never SSN or Pat's Name.
But yeah, could just use cash - but can't buy much on the internet that way.
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.
Might get help setting one up from an unbanked individual. Once you have it... I think it can be loaded in 'multiple ways'. But, this is only hypothetical.
Of course, the LLC Card idea is the best. For starters, it's legality is unquestioned. Pat might want to have a lawyer fill out anyforms with instructions that ALL of it will be EIN of LLC only, never SSN or Pat's Name.
But yeah, could just use cash - but can't buy much on the internet that way.
17
fdhfoiehfeoi
2021 Sep 4, 8:55pm
fdhfoiehfeoi
2021 Sep 4, 8:55pm
richwicks says
100% false. I have been using them for two years. I fill up $500 every time I buy the card to maximize the activation fee.
No. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.
100% false. I have been using them for two years. I fill up $500 every time I buy the card to maximize the activation fee.
18
Patrick
2021 Sep 4, 8:58pm
Patrick
2021 Sep 4, 8:58pm
richwicks says
Problem is, it wasn't just me.
Dude - just use cash. If they don't accept cash, go somewhere else.
Problem is, it wasn't just me.
19
PeopleUnited
2021 Sep 4, 9:04pm
PeopleUnited
2021 Sep 4, 9:04pm
Patrick says
I like it, but I am not part of the pansy resistance like the lame new Star Wars movies or leftists whining about the 2016 election landslide. I feel like we are rebels, because they have painted us as outlaws.
Join the picnic Club and do your part for the rebellion!
Maybe the resistance should be called The Picnic Club.
I like it, but I am not part of the pansy resistance like the lame new Star Wars movies or leftists whining about the 2016 election landslide. I feel like we are rebels, because they have painted us as outlaws.
Join the picnic Club and do your part for the rebellion!
20
komputodo
2021 Sep 4, 11:22pm
komputodo
2021 Sep 4, 11:22pm
Patrick says
But the cash back awards and the airline miles? And the convenience? lol
Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.
But the cash back awards and the airline miles? And the convenience? lol
22
richwicks
2021 Sep 4, 11:27pm
richwicks
2021 Sep 4, 11:27pm
NuttBoxer says
@NuttBoxer - In order to get the card, you had to disclose your address and your phone number in order to activate it.
Now maybe I'm wrong, but I've checked into this. Even with PayPal you have to disclose the last 4 digits of your SS # and your phone #.
richwicks saysNo. It's illegal. The excuse is to prevent money laundering. Been this way for a decade.
100% false. I have been using them for two years. I fill up $500 every time I buy the card to maximize the activation fee.
@NuttBoxer - In order to get the card, you had to disclose your address and your phone number in order to activate it.
Now maybe I'm wrong, but I've checked into this. Even with PayPal you have to disclose the last 4 digits of your SS # and your phone #.
23
Onvacation
2021 Sep 4, 11:37pm
Onvacation
2021 Sep 4, 11:37pm
komputodo says
'cause that's where they are in Cali.
MisdemeanorRebellionNoCoupForYou saysGhetto Flea Markets,
Why "ghetto"?
'cause that's where they are in Cali.
24
richwicks
2021 Sep 4, 11:39pm
richwicks
2021 Sep 4, 11:39pm
Onvacation says
They welcome cash, because they are off grid.
komputodo saysMisdemeanorRebellionNoCoupForYou saysGhetto Flea Markets,
Why "ghetto"?
'cause that's where they are in Cali.
They welcome cash, because they are off grid.
25
Karloff
2021 Sep 4, 11:40pm
Karloff
2021 Sep 4, 11:40pm
For as long as I knew this existed, I refused to patronize establishments that automatically added a tip to the bill. Olive Garden was one of these places. It's presumptuous and arrogant.
The choices these days are easy. I am persona non grata at all restaurants due to my status as a second class citizen.
The choices these days are easy. I am persona non grata at all restaurants due to my status as a second class citizen.
27
gabbar
2021 Sep 5, 5:31am
gabbar
2021 Sep 5, 5:31am
We don't fill up our automobiles with unknown octane gas, why do we fill up stomach with unknown quality food served by a business whose goal is to maximize profit
29
RC2006
2021 Sep 5, 8:39am
RC2006
2021 Sep 5, 8:39am
If we are talking resteraunts in bay area can't you just walk out without paying? Paying for food in bay area sounds so pre 2010s.
30
RWSGFY
2021 Sep 5, 8:55am
RWSGFY
2021 Sep 5, 8:55am
RC2006 says
Yes! Keep it under $950 p/p and you're GTG.
If we are talking resteraunts in bay area can't you just walk out without paying? Paying for food in bay area sounds so pre 2010s.
Yes! Keep it under $950 p/p and you're GTG.
31
Patrick
2021 Sep 5, 9:48am
Patrick
2021 Sep 5, 9:48am
This particular place wouldn't let you order without paying by credit card from you table first.
No waitresses either, only a QR code to get the menu, and then you have to put in your credit card.
I won't go back.
Booger says
My wife points out two reasons why small family-run places love cash:
1. They don't worry about being ripped off by the staff, because the staff is family.
2. They don't want to pay the credit card vig of 1.5% or whatever.
But there is a third one of course. It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.
No waitresses either, only a QR code to get the menu, and then you have to put in your credit card.
I won't go back.
Booger says
Greek restaurant around here is cash only.
My wife points out two reasons why small family-run places love cash:
1. They don't worry about being ripped off by the staff, because the staff is family.
2. They don't want to pay the credit card vig of 1.5% or whatever.
But there is a third one of course. It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.
32
Onvacation
2021 Sep 5, 10:41am
Onvacation
2021 Sep 5, 10:41am
Patrick says
It's a plus for me!
It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.
It's a plus for me!
33
Patrick
2021 Sep 5, 10:45am
Patrick
2021 Sep 5, 10:45am
gabbar says
@gabbar Yes, that's another good point.
You have much more control over the food when it's your own picnic, assuming the ingredient lists on what you buy are accurate.
We don't fill up our automobiles with unknown octane gas, why do we fill up stomach with unknown quality food served by a business whose goal is to maximize profit
@gabbar Yes, that's another good point.
You have much more control over the food when it's your own picnic, assuming the ingredient lists on what you buy are accurate.
34
mell
2021 Sep 5, 10:49am
Patrick says
Many places in the bay area, esp. Asian family places in SF only take cash. Though with with plamdemic many may have been forced to change that as they switched to delivery since people usually don't pay cash for (online) delivery. All part of the plan.
This particular place wouldn't let you order without paying by credit card from you table first.
No waitresses either, only a QR code to get the menu, and then you have to put in your credit card.
I won't go back.
Booger saysGreek restaurant around here is cash only.
My wife points out two reasons why small family-run places love cash:
1. They don't worry about being ripped off by the staff, because the staff is family.
2. They don't want to pay the credit card vig of 1.5% or whatever.
But there is a third one of course. It's much harder for the IRS to know how much money a cash business really made. And that's fine with me.
Many places in the bay area, esp. Asian family places in SF only take cash. Though with with plamdemic many may have been forced to change that as they switched to delivery since people usually don't pay cash for (online) delivery. All part of the plan.
35
fdhfoiehfeoi
2021 Sep 5, 11:31am
fdhfoiehfeoi
2021 Sep 5, 11:31am
richwicks says
The cards I've used for the past two years have required a phone number and address for online use, yes. The vanilla ones don't even require that, you just fill out a phone number and billing address on the merchant site during checkout.
If you are getting a gift card to use around town, well, when the last time you were required to register a gift card someone gave you..?
@NuttBoxer - In order to get the card, you had to disclose your address and your phone number in order to activate it.
The cards I've used for the past two years have required a phone number and address for online use, yes. The vanilla ones don't even require that, you just fill out a phone number and billing address on the merchant site during checkout.
If you are getting a gift card to use around town, well, when the last time you were required to register a gift card someone gave you..?
36
AmericanKulak
2021 Sep 5, 11:32am
AmericanKulak
2021 Sep 5, 11:32am
Go to 7/11 or Home Depot and ask an unbanked person to help you set up a prepaid card.
Then go to one of those Loan/Cash Centers, refill that card with cash, and put on your best Slavic Accent "Me no understand, Dy Rect Depozite. I get pay'yd ze cash for dry vall installayshion. I give ze cash to yyou, nyo? I haff no ID, zorry."
Then go to one of those Loan/Cash Centers, refill that card with cash, and put on your best Slavic Accent "Me no understand, Dy Rect Depozite. I get pay'yd ze cash for dry vall installayshion. I give ze cash to yyou, nyo? I haff no ID, zorry."
37
gabbar
2021 Sep 5, 1:22pm
gabbar
2021 Sep 5, 1:22pm
Patrick says
Every time you take a bite of food, consider that you are programming your biology for health or disease. When you eat healthy food, you are, in fact, eating medicine. ― Mark Hyman, The Pegan Diet: 21 Practical Principles for Reclaiming Your Health in a Nutritionally Confusing World
gabbar saysWe don't fill up our automobiles with unknown octane gas, why do we fill up stomach with unknown quality food served by a business whose goal is to maximize profit
@gabbar Yes, that's another good point.
You have much more control over the food when it's your own picnic, assuming the ingredient lists on what you buy are accurate.
Every time you take a bite of food, consider that you are programming your biology for health or disease. When you eat healthy food, you are, in fact, eating medicine. ― Mark Hyman, The Pegan Diet: 21 Practical Principles for Reclaiming Your Health in a Nutritionally Confusing World
40
NDrLoR
2021 Sep 17, 2:35pm
NDrLoR
2021 Sep 17, 2:35pm
MisdemeanorRebellionNoCoupForYou says
Go to 7/11I've been going to their generic equivalent and eating an ice cream sandwich every day! I always loved those.
41
Patrick
2021 Oct 2, 5:22pm
Patrick
2021 Oct 2, 5:22pm
https://alexberenson.substack.com/p/riddle-me-this/comments
Yorkshire Bruce
3 hr ago
Bring it back to the community. House parties, dinner clubs, garden parties, street parties... neighborhood sports leagues, local bands playing private but open to locals venues, doesn't sound so bad.
74Reply
Em3 hr ago
I think in many ways we will be the ones who win thanks to a thriving underground culture.
43
EBGuy
2022 Jan 31, 5:45pm
Say what you will about Ess Eff...
SFPD Chief: Restaurants and Cafes That Refuse to Accept Cash Are Breaking the Law
SFPD Chief: Restaurants and Cafes That Refuse to Accept Cash Are Breaking the Law
« First « Previous Comments 4 - 43 of 415 Next » Last » Search these comments
They have a window where you can order a beer while you are waiting. So I ordered a beer and they refused to take cash.
OK, I wanted the beer, so I paid with a credit card. Then the total had an extra $1.50 on it. I asked about that and was told that I added a tip. I specifically did not add a tip because I was pissed that they don't take cash.
I got the manager and made him remove the tip.
We are rapidly approaching the CCP utopia of complete tracking of all citizens at all times.
Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.