Always use cash from now on, not credit cards
invite response
2021 Sep 4, 4:36pm 61,855 views 415 comments
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412
WookieMan
2024 Sep 3, 3:21pm
WookieMan
2024 Sep 3, 3:21pm
The_Deplorable says
I'll always argue this. Cash costs you 2-5% pre-taxed dollars. It's more expensive to use cash as the CC fees are built into all transactions cash or otherwise. You're literally losing money, you all know this right? If you care about privacy your best bet is to just die. Not a threat, just reality. Cash is also trackable anyway. They put the serial numbers on there for fun.
You guys are all getting taxed 2-5% and sometimes more by using cash on top of sales tax in most states. You can dislike cashless establishments, it's not doing anything. They get more sales because so few people carry cash. They have to pay to have an armored truck transport their cash. Technically it brings down the cost of goods to use credit and you get paid for using it (if responsible). Less likely to get robbed by a piece of shit. You guys should know this in the SFBA. Cost of goods go up for everyone after a register gets robbed.
We spend about $150k on the CC annually. We get about $20-30k of tax free benefits on stuff we needed to buy anyway for daily life and work. Let me know if that's stupid? Privacy is a shit argument. I could find anyone here with 1 or 2 pieces of data and your entire family. I won't, but I'm just saying all cash doesn't do anything. It's a pain in the ass to deal with.
I can just make one cash transaction, once a month with my CC payment. It's a bigger pain to go to an ATM or bank to get cash for daily expenses. If you're all cash you might be out of you're network and eat $4-8 in ATM fees to get your own money. If in an emergency I also want to have my cash when needed. The credit union thing is a pain in the ass if you travel at all. One extra layer of planning and hauling around more cash likely than you need to be safe. Just use a CC. It's way easier and you get paid.
I'll always argue this. Cash costs you 2-5% pre-taxed dollars. It's more expensive to use cash as the CC fees are built into all transactions cash or otherwise. You're literally losing money, you all know this right? If you care about privacy your best bet is to just die. Not a threat, just reality. Cash is also trackable anyway. They put the serial numbers on there for fun.
You guys are all getting taxed 2-5% and sometimes more by using cash on top of sales tax in most states. You can dislike cashless establishments, it's not doing anything. They get more sales because so few people carry cash. They have to pay to have an armored truck transport their cash. Technically it brings down the cost of goods to use credit and you get paid for using it (if responsible). Less likely to get robbed by a piece of shit. You guys should know this in the SFBA. Cost of goods go up for everyone after a register gets robbed.
We spend about $150k on the CC annually. We get about $20-30k of tax free benefits on stuff we needed to buy anyway for daily life and work. Let me know if that's stupid? Privacy is a shit argument. I could find anyone here with 1 or 2 pieces of data and your entire family. I won't, but I'm just saying all cash doesn't do anything. It's a pain in the ass to deal with.
I can just make one cash transaction, once a month with my CC payment. It's a bigger pain to go to an ATM or bank to get cash for daily expenses. If you're all cash you might be out of you're network and eat $4-8 in ATM fees to get your own money. If in an emergency I also want to have my cash when needed. The credit union thing is a pain in the ass if you travel at all. One extra layer of planning and hauling around more cash likely than you need to be safe. Just use a CC. It's way easier and you get paid.
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They have a window where you can order a beer while you are waiting. So I ordered a beer and they refused to take cash.
OK, I wanted the beer, so I paid with a credit card. Then the total had an extra $1.50 on it. I asked about that and was told that I added a tip. I specifically did not add a tip because I was pissed that they don't take cash.
I got the manager and made him remove the tip.
We are rapidly approaching the CCP utopia of complete tracking of all citizens at all times.
Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.