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Patrick
@
2023 Apr 19, 9:21am
Patrick
@
2023 Apr 19, 9:21am
Maybe clambo worked and invested well enough.
That's what I did. I'm not living in Caligulan Splendor, but I don't have to work anymore.
I did the same kind of calculation. How long have I got to live, and how do I want to spend it.
That's what I did. I'm not living in Caligulan Splendor, but I don't have to work anymore.
I did the same kind of calculation. How long have I got to live, and how do I want to spend it.
3
clambo
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2023 Apr 19, 10:31am
I prepared for no inheritance, so I have more than I anticipated.
$500/month invested since 1993 would be a million at least.
Out of fear of poverty and obsession with investing I sometimes exceeded it significantly.
My case is unique since I had no children etc.
"As soon as you can" implies your situation may not allow retirement but the clock starts ticking very loudly after 64 or even before.
$500/month invested since 1993 would be a million at least.
Out of fear of poverty and obsession with investing I sometimes exceeded it significantly.
My case is unique since I had no children etc.
"As soon as you can" implies your situation may not allow retirement but the clock starts ticking very loudly after 64 or even before.
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I have learned a lot of them are sick, fucked up, or even dead. It's a shock because I remember them as they were in college of course.
I have an inherited IRA and the IRS makes me take out Required Minimum Distribution based on a mortality table; according to them I have about 18 years left on earth.
At the rate I'm going, I can't spend my money in that time so I better start having more fun.
You are 50% likely to have arthritis over age 60.
Cataracts are in your future, but LENSAR is the state of the art and can fix it in about 30 seconds.
All of your amalgam fillings need to be replaced on your molars; but CEREC can make the zirconia crown while you wait in the dentist's office.
A guy in Santa Cruz was a health and gym nut; he got diabetes and it's fucked up his teeth somehow and he's unable to spend $20,000 so he's probably going to have upper dentures.
Judging from myself and the people I know, it's all fine until about age 64; then shit starts to happen to us.
My father lived until 96 so I am still planning on having money just in case I need to hire two nurses; one big one to push my chair and a little one to look at and talk to ;)