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retire as soon as you can


               
2023 Apr 19, 8:25am   10,422 views  73 comments

by clambo   follow (2)  

I'm a baby boomer and I sometimes call up old college friends.
I have learned a lot of them are sick, fucked up, or even dead. It's a shock because I remember them as they were in college of course.
I have an inherited IRA and the IRS makes me take out Required Minimum Distribution based on a mortality table; according to them I have about 18 years left on earth.
At the rate I'm going, I can't spend my money in that time so I better start having more fun.
You are 50% likely to have arthritis over age 60.
Cataracts are in your future, but LENSAR is the state of the art and can fix it in about 30 seconds.
All of your amalgam fillings need to be replaced on your molars; but CEREC can make the zirconia crown while you wait in the dentist's office.
A guy in Santa Cruz was a health and gym nut; he got diabetes and it's fucked up his teeth somehow and he's unable to spend $20,000 so he's probably going to have upper dentures.
Judging from myself and the people I know, it's all fine until about age 64; then shit starts to happen to us.
My father lived until 96 so I am still planning on having money just in case I need to hire two nurses; one big one to push my chair and a little one to look at and talk to ;)

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70   WookieMan   2023 Apr 21, 7:57pm  

joshuatrio says

Either start out with the great loop or island hopping in the Caribbean.

I'm a Caribbean guy having been to the lower 48 already, but the loop is a perfect way to see the states, history, etc. if that's your thing. I think parts of the US are overrated. The Caribbean if you know where to go is a blast. Cruise ships being active is annoying, but with a boat you get to go where you want in quieter spots (private).

St. John, USVI is my favorite. Would like to explore Puerto Rico more for future tax savings. The hurricane thing is the only thing that freaks me out down there. We've lucked out in October/November when the prices are the cheapest. Off season, so not everything is open is the only issue.

If your time is free, I'd hit the Caribbean November to May and sail further south to Aruba area before hurricanes hit. Still a touch of a risk, but usually hurricane don't hit that far South. Then just sail up the Lesser Antilles as hurricane season ends. A Caribbean loop so to speak.
71   clambo   2023 Apr 22, 7:40am  

I was with my friend who works in a nursing home doing something.
She told me that the significant age is 70.
She's seen so many people develop problems at that age that she wants to retire early enough to be able to travel.
My 65 year old neighbor had strange hallucinations one morning; it was a mini stroke.
My friend in Santa Cruz felt strange, and found out he had tachycardia. It was cured by a procedure which was scary and he's fixed.
72   BayArea   2023 Apr 22, 9:32am  

I’m 42yrs old and killing myself in the tech industry.

I find this post very interesting and thank you to some of you older guys for sharing.
73   mell   2023 Apr 22, 10:03am  

BayArea says

I’m 42yrs old and killing myself in the tech industry.

I find this post very interesting and thank you to some of you older guys for sharing.

Did you go fully remote already? Highly recommend

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