patrick.net
An Antidote to Corporate Media
1,350,366 comments by 15,721 users - Booger, Eric Holder online now
Over 50 Per Cent Of Parents Supporting Adult Children, Two-Thirds Plan To Cut Them Off In Next 3-4 Years.
2025 Mar 31, 5:11am 197 views 7 comments
Comments 1 - 7 of 7 Search these comments
1
RC2006
2025 Mar 31, 6:00am
RC2006
2025 Mar 31, 6:00am
This study is not surprising, our economy is fucked. I think this shows that we might start seeing more multigenerational housing like we use to have where the family lives together and honestly I don't really see that as a bad thing.
2
WookieMan
2025 Mar 31, 6:32am
WookieMan
2025 Mar 31, 6:32am
Al_Sharpton_for_President says
I'll pay for a vacation annually probably as long as I'm alive. Cell phone, groceries, auto, insurance, etc. that ain't on us once you hit 18 or after high school graduation. You also won't live in our house. You can visit and stay in your old room, but nope, not living full time at home or eating our food. Already pissed their buddies stop by and feel the freedom to just eat out of our pantry and snack.
Go to college, a trade school, community college or get a job. Shack up with buddies and get a cheap apartment or house. I made the mistake of staying until 20. Although my toll pass thingy was under my parents card and I didn't see the damn thing or think about it until I was 30. They got me a new one for my birthday. I was embarrassed. Daily drive to Chicago was about $4/day at the time, but that was it after 20.
Also my nephew is out after high school. If his mom wants to take care of him go ahead. Our obligation or decision to care for him is done. Honestly I want them all to move out of state. They have the ability to get out of this shit hole that is IL, but that pays us very well so the wife and I are stuck. Gives us an excuse to vacation and we will pay ~$12 round trip at current prices for point flights.
We could theoretically do long weekends for all 3 every month. I just don't want them in my house. Love them and we have our fun, but they're still bitchy kids and starting to get stinky and messy.
Like I said shouldn't have stayed until 20, but kids that stay to 25 or later are going to get loser chicks. They've already been run through by cock and STD's. And yes, when the wife is not around this is how I talk to them. They already took the "class" so I'm giving them the REAL class.
83% of supporting parents contribute to their adult kids’ monthly groceries; 65% help with cell phones, and nearly half (46%) pay for vacations.
I'll pay for a vacation annually probably as long as I'm alive. Cell phone, groceries, auto, insurance, etc. that ain't on us once you hit 18 or after high school graduation. You also won't live in our house. You can visit and stay in your old room, but nope, not living full time at home or eating our food. Already pissed their buddies stop by and feel the freedom to just eat out of our pantry and snack.
Go to college, a trade school, community college or get a job. Shack up with buddies and get a cheap apartment or house. I made the mistake of staying until 20. Although my toll pass thingy was under my parents card and I didn't see the damn thing or think about it until I was 30. They got me a new one for my birthday. I was embarrassed. Daily drive to Chicago was about $4/day at the time, but that was it after 20.
Also my nephew is out after high school. If his mom wants to take care of him go ahead. Our obligation or decision to care for him is done. Honestly I want them all to move out of state. They have the ability to get out of this shit hole that is IL, but that pays us very well so the wife and I are stuck. Gives us an excuse to vacation and we will pay ~$12 round trip at current prices for point flights.
We could theoretically do long weekends for all 3 every month. I just don't want them in my house. Love them and we have our fun, but they're still bitchy kids and starting to get stinky and messy.
Like I said shouldn't have stayed until 20, but kids that stay to 25 or later are going to get loser chicks. They've already been run through by cock and STD's. And yes, when the wife is not around this is how I talk to them. They already took the "class" so I'm giving them the REAL class.
3
stereotomy
2025 Mar 31, 7:35am
stereotomy
2025 Mar 31, 7:35am
WookieMan says
A friend of mine has a college age son who is actually doing very well in a tough program. In a car ride to pick him up at the university, we discussed his near-term prospects. The son wants to get his BS degree, then go to work for a few years. My friend is trying to encourage him to stick around the area. I had to say "Life is too short to be chasing low quality pussy." The area we live in is awash in pale obese self-entitled broads, and this is just the white women.
My friend countered with the fact that there are some pretty good-looking Canadian women, and Toronto is not too far away. I asked him how old these women were - mid to late 30's? Yep.
I said, "Well, if he wants to practice on Canadian roasties until he figures what he wants in a woman, that's his choice." End of conversation. His boy was in the backseat the whole time listening.
Like I said shouldn't have stayed until 20, but kids that stay to 25 or later are going to get loser chicks. They've already been run through by cock and STD's. And yes, when the wife is not around this is how I talk to them. They already took the "class" so I'm giving them the REAL class.
A friend of mine has a college age son who is actually doing very well in a tough program. In a car ride to pick him up at the university, we discussed his near-term prospects. The son wants to get his BS degree, then go to work for a few years. My friend is trying to encourage him to stick around the area. I had to say "Life is too short to be chasing low quality pussy." The area we live in is awash in pale obese self-entitled broads, and this is just the white women.
My friend countered with the fact that there are some pretty good-looking Canadian women, and Toronto is not too far away. I asked him how old these women were - mid to late 30's? Yep.
I said, "Well, if he wants to practice on Canadian roasties until he figures what he wants in a woman, that's his choice." End of conversation. His boy was in the backseat the whole time listening.
4
WookieMan
2025 Mar 31, 8:06am
WookieMan
2025 Mar 31, 8:06am
stereotomy says
I wanted kids and regret waiting until roughly 27. Housing bust was a major factor as I was in real estate and she was forced to take a pay cut. Wife and I met when we were 15. There was a break in there to test the waters.
Worked out in the end, but even in decent shape I have foot and knee issues now. So it's tough to keep up with the kids as they get faster and more athletic. 3-4 years earlier would have been better. They'd be sophomores and seniors now. Nephew a junior.
Family formation is happening way too late. You can still raise a kid and have fun in your 20's. My opinion and not fact but I also think the rate of retardation or autism spikes once you hit 30.
Either way, by 25 if you want a relationship and haven't settled you're dealing with greasy whores at that point. Just know the bill of goods you're buying.
I said, "Well, if he wants to practice on Canadian roasties until he figures what he wants in a woman, that's his choice." End of conversation. His boy was in the backseat the whole time listening.
I wanted kids and regret waiting until roughly 27. Housing bust was a major factor as I was in real estate and she was forced to take a pay cut. Wife and I met when we were 15. There was a break in there to test the waters.
Worked out in the end, but even in decent shape I have foot and knee issues now. So it's tough to keep up with the kids as they get faster and more athletic. 3-4 years earlier would have been better. They'd be sophomores and seniors now. Nephew a junior.
Family formation is happening way too late. You can still raise a kid and have fun in your 20's. My opinion and not fact but I also think the rate of retardation or autism spikes once you hit 30.
Either way, by 25 if you want a relationship and haven't settled you're dealing with greasy whores at that point. Just know the bill of goods you're buying.
5
zzyzzx
2025 Mar 31, 11:07am
zzyzzx
2025 Mar 31, 11:07am
Nearly 50 percent of parents have sacrificed their financial security to help their grown kids financially
Already high on my long list of reasons not to have kids.
Already high on my long list of reasons not to have kids.
6
stereotomy
2025 Mar 31, 11:49am
stereotomy
2025 Mar 31, 11:49am
It's amazing how many skills you learn when you're poor. More importantly, you have to live by your wits and realize the Koolaid is only for those who can afford major brainwash fuckups, not the working poor.
7
stereotomy
2025 Mar 31, 2:17pm
stereotomy
2025 Mar 31, 2:17pm
zzyzzx says
Having kids is easy, some woman slips and falls on your dick - bang! The hard part is raising them to accept agency - they have the power to decide, but they are ultimately and exclusively responsible for their decisions. The hardest part is saying "NO!" when they try to reject agency. FAFO means kids most times. Sad but true.
The art of parenting is that your child experiences no permanent physical or psychological damage, mostly through FAFO encounters. This is my variant on "Tough Love."
It's hard seeing your children suffer, but it it's their own fault and if they can dig themselves out of it, let them. They'll learn then from the best school - the School of Hard Knocks.
Nearly 50 percent of parents have sacrificed their financial security to help their grown kids financially
Already high on my long list of reasons not to have kids.
Having kids is easy, some woman slips and falls on your dick - bang! The hard part is raising them to accept agency - they have the power to decide, but they are ultimately and exclusively responsible for their decisions. The hardest part is saying "NO!" when they try to reject agency. FAFO means kids most times. Sad but true.
The art of parenting is that your child experiences no permanent physical or psychological damage, mostly through FAFO encounters. This is my variant on "Tough Love."
It's hard seeing your children suffer, but it it's their own fault and if they can dig themselves out of it, let them. They'll learn then from the best school - the School of Hard Knocks.
Let's face it—adulting is expensive these days. With economic pressures hitting younger generations hard, more and more adult Americans are turning to an age-old financial institution: their parents.
This trend of parents bankrolling their grown kids took off during the pandemic, and at Savings.com, we’ve been reporting on it since 2022.
For our fourth annual report, we surveyed 1,000 parents of adult children. We wanted to know how much money flows from parents to grown kids, what they're spending it on, how this affects their financial health, and how far the “Bank of Mom & Dad" is willing to go to keep their adult offspring afloat.
Key Findings:
Half of parents with adult children provide regular financial assistance to their grown offspring. The average support per adult child is $1,474 monthly, about 6% higher than last year.
83% of supporting parents contribute to their adult kids’ monthly groceries; 65% help with cell phones, and nearly half (46%) pay for vacations.
More than three-quarters (77%) of supportive parents attach conditions to their financial assistance. 23% give money without any conditions.
Nearly 50 percent of parents have sacrificed their financial security to help their grown kids financially, and most supporting parents feel obligated to help their kids with money.
Working parents who support grown kids contribute over 2X more money each month to their adult children than they do to retirement funds.
Half of all parents with children 18+ provide them with financial support in 2025
The American economy has maintained its strength in recent years. However, the new presidential administration's ambitious initiatives, substantial promises, and international trade tensions have introduced financial uncertainty.
This unsettled economic landscape and the growing wealth gap between generations may have strengthened the financial connection between adult children and their parents. For the first time since beginning our annual research, we've found that half of parents with adult children now provide regular financial assistance to their grown kids.
With inflation keeping the cost of living high, parents' financial support has reached a new peak, averaging nearly $1,500 per month (or almost $18,000 annually). This represents a six percent increase from the monthly contributions we reported last year.
As you might expect, Generation Z adults (ages 18-28) receive more financial support from their parents than their Millennial counterparts (ages 29-44), who've had more time to build careers and establish income streams. While the average contribution to Millennials decreased slightly, a significant increase in support for Generation Zers pushed the overall average higher. Members of Generation X (ages 45-60) rarely receive financial assistance from their parents, likely because they've either achieved financial independence or have inherited family wealth.
The financial strain of supporting grown children is particularly pressing for parents preparing a nest egg. Parents still in the workforce contribute over two times more money to their adult children each month than their retirement accounts.
The psychological and fiscal impact of such commitment translates directly to parental anxiety. At a time when many Americans haven’t set aside enough funds for their later years, 79 percent of those supporting adult children worry about setting themselves up for a comfortable retirement. In comparison, 72 percent of people who don’t support adult children financially feel stressed about their retirement savings.
What costs do parents cover for their adult children?
Parents report providing their adult children with financial assistance for various expenses, from educational costs to vacations to basic spending money.
Looking at the breakdown of this support reveals that food and groceries top the list of needs among financially dependent adult children. With food prices continuing to climb, it's understandable that four out of five parents providing assistance are helping with their grown kids’ grocery bills. Parents contribute an average of $220 monthly toward their adult child's grocery expenses.
Another two-thirds of parents with adult children assisted with cell phone bills and housing expenses. The need for specific types of support varied between Generation Zers and Millennials. Gen Z adults were far more likely to need help with healthcare, vacations, and tuition than Millennials, as many are still in school or just launching their careers in their early twenties. School expenses were the costliest for parents, averaging nearly $1200 monthly. That’s a massive increase over the average spending on tuition last year, at around $600 a month.
Parental financial support often comes with conditions
Accepting financial help from parents is one thing, but doing so while demonstrating effort and appreciation is another matter. Our findings suggest that parents may be growing less tolerant of adult children who appear to take advantage of their generosity.
Among parents providing financial support, 63 percent also offer housing to their adult children. While only 39 percent of these live-at-home adult children contributed to household expenses in 2024, that figure has increased substantially to 51 percent this year.
This improvement in shared financial responsibility likely stems from parents setting firmer boundaries. The percentage of parents establishing specific conditions for financial assistance has increased since our previous study—from 71 percent who gave conditionally last year to 77 percent who now attach requirements to their financial support.
The most notable increase appeared in parents requiring adult children living at home to contribute to household expenses. However, the most common conditions continue to be requirements that adult children actively seek employment or pursue education—practical approaches designed to guide grown offspring toward eventual financial independence.
Other conditions parents placed on their adult children included establishing financial goals and attending counseling or therapy sessions. Each such requirement reflects a caring concern designed to help adult children financially get on their feet.
What are parents sacrificing for their children’s financial security?
The parents in the study seemed more than willing to aid their children. Yet, that added financial burden often creates stress and demands lifestyle sacrifices. What compels them to keep giving?
Obligation is one driving force for parents who economically support their adult offspring. Most parents who provide monetary assistance do so out of some sense of duty.
Fifty-three percent of contributing parents feel responsible for financially supporting their grown kids. That number is down from 61 percent one year ago, another potential indicator that such gravy train sentiments may be slipping.
This responsibility causes great strain on parents. Nearly 50 percent of providing parents sacrifice financial security for the sake of supported children, and 40 percent felt pressured to give financial assistance even when it meant uncomfortably stretching their resources.
Those numbers mirror the findings from past reports. Despite the hardship and stress sometimes created by these contributions, devoted moms and dads remain ready to dig deeper to help their struggling kids. Nearly nine in ten parents would make one or more additional financial sacrifices to aid their offspring.
Specifically, more than 60 percent of parents would be willing to live a more frugal lifestyle to support their adult children, half would pull money from their savings or retirement accounts, and one-third would postpone retirement or take on debt so that they might shift funds to provide for their progeny.
Many supporting parents would be willing to come out of retirement or refinance their homes to help their children. Grown kids struggling through financial straits are fortunate to find such selfless family support. They shouldn't take it for granted or become perpetually dependent.
When asked how long they planned to continue financial support of adult children, parents admitted there may be a shelf life on their generosity. Less than 20 percent of those supplying aid said their largesse would continue indefinitely.
More than one-third of parents who give money to their adult kids say they’ll cut off support within the next two years. Their aim is likely to encourage their children towards financial independence. However, terminating assistance before a potential recession could deal a double blow to younger generations.
Conclusion
The last four years of our research findings collectively illustrate remarkable parental commitment. Parents continue to accept financial stress and make personal sacrifices to support their adult children's economic well-being. However, even as we see more parents providing financial assistance than in any previous year of our research, we've also detected some emerging cracks in this foundation of support.
The percentage of parents who feel financially responsible for supporting their adult children has declined, while more are establishing specific conditions for continued assistance. Perhaps most notably, almost 40 percent of parents plan to end their financial support within the next two years.
Despite these subtle shifts away from unconditional assistance, our survey essentially confirms what we've seen in recent years: the ongoing need to financially support struggling adult children is placing significant strain on many parents' financial security. This concerning pattern may face additional pressure if economic conditions worsen in the coming months. We'll examine how these trends evolve in our 2026 report.
Our Data
We surveyed 1,001 U.S. parents of adult children to determine whether they cover some of their kids' bills or provide other financial support.
Our survey was conducted online in February 2024. Participants were 50 percent men and 50 percent women. The median age among respondents was 56, and the median income was between $50,000 and $74,999 annually. Income disparities were controlled for.
Our data distinguishes between adult children with disabilities, which may make it more difficult for them to live independently, and adult children without disabilities. Our analysis focused on parents who contribute financially to their adult children who don’t have disabilities.
https://www.savings.com/insights/financial-support-for-adult-children-study