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Funny and sad post allah. "hell i'd beg borrow or stgeal at this point". Seems to me, that's what got her in this mess in the first place.
Here is what I found from BusinessWeek
http://www.businessweek.com/common_ssi/map_of_misery.htm
Seems California is peppered with payment options loans. Seems like 30-40% is common.
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... what do you have to lose?
Will you be loyal to your master (i.e. the house and its true owner, aka the bank)?
Will you do whatever necessary to survive (i.e. avoiding foreclosure)?
Who are your enemies (JBRs, MSM, etc)?
Are Japanese kitchen knives any good?
#housing