0
0

Refinance = Debt Forgiveness


 invite response                
2007 Apr 6, 10:08am   15,961 views  143 comments

by HARM   ➕follow (0)   💰tip   ignore  

Freedom!!!

Please help me out here, but I'm struggling with a new concept I can't quite seem to get my mind wrapped around. Apparently, at some point in the recent past, someone went and changed the definition of the word "refinance" and I didn't get the memo.

According to the many mortgage refi spams I get daily and all those Ditech, LendingTree & GreenLight ads on TV, "refinance" no longer means "reaffirmation of previous debt into a new loan", usually with a longer maturity and higher balance. Apparently, now it means "loan forgiveness". You see, refinancing "makes your bills go away" and "stops all those harassing phone calls from bill collectors". And it "puts cash in your pocket" for important needs like that vacation or new RV you've been promising yourself.

This can only mean one thing: debt forgiveness!

Why didn't anyone tell me about this sooner?!? And I thought you people were my friends... :-(

sad HARM

#housing

« First        Comments 127 - 143 of 143        Search these comments

127   FormerAptBroker   2007 Apr 8, 12:24am  

iceberg_slim Says:

> I only wish the pic included more cleavage,
> but that’s just me.

Then GC Says:

> That Woman is awesome. cleavage is bad
> taste. And childish.

I think it depends on the woman… When I see fake boob bimbos like Anna Nichole and chunky Hispanic gals in the Mission (who often have more skin falling out over their belt then they have falling over their halter top) showing cleavage it grosses me out. Other woman can get away with a little cleavage like a hot thin tax attorney who might unbutton one more button than normal on her Ralph Lauren silk blouse and there is nothing hotter than a 5’10” athletic gal in high heels and a low cut evening gown giving everyone a little peek at her perfect 34Bs…

P.S. I still have not even seen a guess of what kind of car the debt free gal is in…

P.P.S. Asking about the car reminds me of a Paragon Products ad in this months Panorama magazine with a curvy blond. In the ad two guys are thinking about the blond and the third guy in thinking about a car…

128   sfbubblebuyer   2007 Apr 8, 1:39am  

P.S. I still have not even seen a guess of what kind of car the debt free gal is in…

I'm guessing a zero money down with a 2.2% APR for the first six months adjusting to 13.4%.

129   astrid   2007 Apr 8, 3:23am  

More wedding announcements:

http://tinyurl.com/2ujaxn

""Erick proposed via AOL instant messenger," says Starr, a cashier. "We originally met in a chat room about two years ago, so it was kind of appropriate.""

130   astrid   2007 Apr 8, 3:31am  

My prediction: They'll move into her momma's house. Their first kid will be born 4 months later. They'll have a big fight shortly thereafter. The groom will move back home "temporarily." Kid #2 will effectuate a reconcilation (no DNA testing please)...if they stick together long enough, they'll look like that Oakland gender ambiguous bubble-couple.

131   Peter P   2007 Apr 8, 3:39am  

New thread: Why is Generation Y so lame?

132   Jimbo   2007 Apr 8, 3:47am  

I really do think so.

However, we should care only about our own standard of living, right? I do not care if rich people start having private space shuttles. So long as we are all moving forward, it is fine if our speeds are different.

Are you saying that class mobility is the same under Feudalism as in America today? I just can't believe you are claiming that, so I suspect you are saying something different. As someone who lived in The Projects and trailer parks while growing up and is upper middle class now, I kind of think class mobility is a cool thing. A born serf stayed a serf all his life in 1200 France.

Are you saying that the wealthy stayed wealthy in both societies? That is something I could imagine someone claiming, even though I think that is wrong too. It is pretty easy to find wealth that dissapates in a few generations, as well as people going the other way, though going from Poor to Rich (as you define it) in one generation is nigh impossible. I can't think of even one example.

133   empty houses   2007 Apr 8, 4:24am  

Bap33

Amen brother!

134   empty houses   2007 Apr 8, 4:39am  

Astrid,
You have the 3rd eye of a soothsayer regarding that newly married couple. "The Oakland gender ambiguous couple" still makes me laugh out loud. That was f-ing rich when they had to point out that he was the one on the left.

that shit was funny

135   azrob   2007 Apr 8, 9:31am  

bap33 quit sucking the paint can... and get out of the trailerpark. this blog is about housing save that crap for your next gay romp with your minuteman boyfriend

136   astrid   2007 Apr 8, 10:33am  

azrob & justme,

May I direct you to http://patrick.net/wp/?page_id=60

Don't read the whole thing, just start in the middle and look for exchanges btwn "sean who is not different sean" and bap33.

Believe me, you can't win over bap33.

137   Jimbo   2007 Apr 8, 11:05am  

Illegal aliens are only 4% of the total population of the United States. The idea that 4% could forceably incarcerate the other 96% is laughable, especially since the 96% hold all the high tech weaponry.

But I imagine it doesn't feel that way in Merced. I am against illegal immigration, too, but for different reasons than you Bap33. I think illegals depress the wages and working conditions of the rest of us, especially those on the lower rungs of the economic ladder. I am in favor of bringing in as many legal immigrants as we need to satisfy our labor demands.

You probably don't realize it, but your argument that illegals are a big source of pollution is one that is raging in the Sierra Club right now. There is a significant faction that believes that the Sierra Club should take a stand against all immigration because the average American immigrant uses up much more resources than he would have if he had stayed at home. I find this argument compelling, but not enough to convince me that we should choke off legal immigration. Not a Sierra Club member, but I pay attention to them.

138   astrid   2007 Apr 8, 1:10pm  

justme,

Most posters weren't following it because it was on a sidebar thread. I followed it for a while because I found SwinDS to be an interesting and persuasive poster. The posts do illustrate that sometimes, there's just no arguing with folks.

139   Peter P   2007 Apr 8, 1:46pm  

Does everybody understand that the only thing that keeps that from happening is the fact we can keep arms?? If the libs had removed all guns from regular folks, then what would keep them illegals from gathering up entire towns and killing them or keeping them in work camps??

Well, that would be unconstitutional. We should still be able to keep black-powder muzzle-loaders. :)

Perhaps a hi-cap magazine will soon be defined as any magazine capable of holding more than one round.

Law-breaking illegals may have full-autos though. So watch out.

140   azrob   2007 Apr 8, 4:26pm  

bap33:

Your postings serve to remind me why I live in a gated community, and send my children to private school: To only have interaction with your ilk in a blog, instead of seeing you in my normal life.

Tu eres nada mas que una racista de la clase baja, sin education, sin futuro. Que tristeza para ti saber que yo soy cien veces mas rico que tu...

141   Peter P   2007 Apr 9, 3:49am  

I do not think bap33 is a racist. He hates law-breaking illegals. He is a just crime-hater like many of us. Crime must not pay.

The contribution of the Mexican community is a fact. The guest worker program will solve a lot of problems.

142   Peter P   2007 Apr 9, 4:14am  

In that context, I believe "illegal" meant "illegally present."

143   HARM   2007 Apr 9, 11:34am  

Ok, ok... so “ILLEGAL MEXICAN” is a politically loaded (and technically innacurate) term. Let's run this through the 'ol BayAryan uber-liberal PC filter and...

...new politically acceptable term: "Documentation-challenged, unskilled, pre-unionized Latino-American guest worker".

« First        Comments 127 - 143 of 143        Search these comments

Please register to comment:

api   best comments   contact   latest images   memes   one year ago   random   suggestions   gaiste