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The British colonies failed? Are you kidding? We now have India and Pakistan with nukes. Iran, Saudi, and Iraqi crazies controlling the world economies via oil. African dictators inciting carnage, famine, and economic collapse. US dictators regulating and taxing us into collapse. Yeah, the British were terrible.
I think Robert was under blog attack by Nigel something over Casey Serin, but I do not have the details.
No proof. It appears that someone used their credit lookup access to tunnel through court and DMV records in order to advocate the rape of an underage child. The IP addresses include several that were also used by Nigel at the time.
That means my daughter has a permanent internet reputation that will never go away. My FICO is dinged for the unauthorized access and there's nothing I can do about it.
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I was just talking to a realtor this morning, and he said that typical prices in his area (Modesto) are down from $450K last year to $300K this year. He was lamenting the fact that there are so few buyers and wondering how he can keep making a living. I was wondering how the official statistics can be so wrong compared to numbers from someone on the front lines.
We talked about the large number of "short sales", where the property is for sale for less than the amount owed to the bank. The problem with those is the need to deal with the banks, which are infuriatingly slow and bureaucratic. It can take two weeks to get a call back about a specific property.
Even at $300K, prices are still not low enough. By traditional measures, a $300K mortgage should require a $100K income. The typical income in Modesto is definitely under $100K.
Patrick
#housing