Q&A with Lawrence Yun of NAr
by golfplan18
on 16 Jun 2014
Posted 11 years ago
http://ochousingnews.com/blog/ Lawrence Yun of NAr is a paid industry shill who offers optimistic forecasts and spins housing market data for the National Association of realtors. Can the credibility of ...
golfplan18
United States, joined 2011 Mar 30 Has 1 follower. Is following 0.➕follow (1) 💰tip
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Regulators cave in to bankers who want to make bad loans with impunity
by golfplan18 on 16 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Under pressure from real estate industry lobbyists, government regulators completely cave in and allow banks to underwrite bad loans with no risk retention. In what can only be ...
by golfplan18 on 16 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Under pressure from real estate industry lobbyists, government regulators completely cave in and allow banks to underwrite bad loans with no risk retention. In what can only be ...
Debt is the problem, not the solution
by golfplan18 on 13 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Americans have too much mortgage debt, student loan debt, credit card debt, but the only solutions offered by Washington create even more debt. It’s un-American for banks to ...
by golfplan18 on 13 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Americans have too much mortgage debt, student loan debt, credit card debt, but the only solutions offered by Washington create even more debt. It’s un-American for banks to ...
Would homebuyers be willing to share appreciation with their lenders?
by golfplan18 on 11 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Two professors suggest modifying standard terms of home mortgages to allow lower payments in a recession in exchange for upside appreciation. Would it work? Are there any circumstances ...
by golfplan18 on 11 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Two professors suggest modifying standard terms of home mortgages to allow lower payments in a recession in exchange for upside appreciation. Would it work? Are there any circumstances ...
Housing market update:prices up slightly, cost to own flat, rent flat
by golfplan18 on 11 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ During the spring selling season, house prices are up slightly while the cost of ownership and rents are unchanged. OCHN_every_dayOver the last few months of the prime selling ...
by golfplan18 on 11 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ During the spring selling season, house prices are up slightly while the cost of ownership and rents are unchanged. OCHN_every_dayOver the last few months of the prime selling ...
Why aren't falling mortgage interest rates increasing sales?
by golfplan18 on 9 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Falling mortgage interest rates allow people to borrow more and pay more, but the economy must create high-paying jobs to revive the housing market. Real estate demand has ...
by golfplan18 on 9 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Falling mortgage interest rates allow people to borrow more and pay more, but the economy must create high-paying jobs to revive the housing market. Real estate demand has ...
Does Coastal California's great climate create real estate value?
by golfplan18 on 8 Jun 2014 15 comments, latest 11 years ago
http://ochousingnews.com/blog/ Many wealthy and powerful people make Coastal California their home because of the weather, and they build companies and stimulate the economy. The local climate in Coastal California ...
by golfplan18 on 8 Jun 2014 15 comments, latest 11 years ago
http://ochousingnews.com/blog/ Many wealthy and powerful people make Coastal California their home because of the weather, and they build companies and stimulate the economy. The local climate in Coastal California ...
HELOC lending is up, but lenders still won't lend to Ponzis
by golfplan18 on 6 Jun 2014 1 comment, latest 11 years ago
http://ochousingnews.com/blog/ Overall lending is up, particularly for HELOCs, but lenders are very choosy about who they lend money to, saying no to Ponzis. Lenders were burned by millions of ...
by golfplan18 on 6 Jun 2014 1 comment, latest 11 years ago
http://ochousingnews.com/blog/ Overall lending is up, particularly for HELOCs, but lenders are very choosy about who they lend money to, saying no to Ponzis. Lenders were burned by millions of ...
Housing inventory manipulation overrides all bearish predictions
by golfplan18 on 5 Jun 2014 3 comments, latest 11 years ago
http://ochousingnews.com/blog/ No matter how bad housing market conditions look, inventory restriction engineered by lenders will keep prices up and prevent a crash. Back during the financial mania, I enjoyed ...
by golfplan18 on 5 Jun 2014 3 comments, latest 11 years ago
http://ochousingnews.com/blog/ No matter how bad housing market conditions look, inventory restriction engineered by lenders will keep prices up and prevent a crash. Back during the financial mania, I enjoyed ...
Is the cycle of boom and bust in California real estate truly over?
by golfplan18 on 4 Jun 2014 4 comments, latest 11 years ago
http://ochousingnews.com/blog/ With the elimination of toxic mortgage products, high prices cause demand to falter, as it should; it also signals new mortgage regulations work as planned. Everyone wants to ...
by golfplan18 on 4 Jun 2014 4 comments, latest 11 years ago
http://ochousingnews.com/blog/ With the elimination of toxic mortgage products, high prices cause demand to falter, as it should; it also signals new mortgage regulations work as planned. Everyone wants to ...
California property taxes due to rise significantly
by golfplan18 on 26 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ With prices rising property taxes are also rising for bubble-era buyers whose taxes went down during the bust. Russ Wetherill, May 26, 2014 The only things certain in ...
by golfplan18 on 26 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ With prices rising property taxes are also rising for bubble-era buyers whose taxes went down during the bust. Russ Wetherill, May 26, 2014 The only things certain in ...
Upcoming mortgage resets and recasts prompt more loan modification can-kicking
by golfplan18 on 2 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Previous loan modifications and old HELOCs face reseting to higher rates and recasting to full amortization likely leading to further loan modification. Lenders don’t want to modify loans. ...
by golfplan18 on 2 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Previous loan modifications and old HELOCs face reseting to higher rates and recasting to full amortization likely leading to further loan modification. Lenders don’t want to modify loans. ...
Top 10 reasons housing under-performs in 2014
by golfplan18 on 2 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ The housing market under performed by nearly every measure from economists expectations in 2014 for a variety of reasons. The housing market rebounded strongly in 2012 from a ...
by golfplan18 on 2 Jun 2014 Posted 11 years ago
http://ochousingnews.com/blog/ The housing market under performed by nearly every measure from economists expectations in 2014 for a variety of reasons. The housing market rebounded strongly in 2012 from a ...
Developers profit from the poor through affordable housing programs
by golfplan18 on 31 May 2014 4 comments, latest 11 years ago
http://ochousingnews.com/blog/ Affordable housing programs are intended to provide good homes to low wage earners; instead, they provide government handouts to developers. Russ Wetherill, May 31, 2014 If there’s one ...
by golfplan18 on 31 May 2014 4 comments, latest 11 years ago
http://ochousingnews.com/blog/ Affordable housing programs are intended to provide good homes to low wage earners; instead, they provide government handouts to developers. Russ Wetherill, May 31, 2014 If there’s one ...
No house is worth dying for
by golfplan18 on 29 May 2014 5 comments, latest 11 years ago
http://ochousingnews.com/blog/ The US foreclosure crisis contributed to the nation’s jump in suicides, independent of other economic factors associated with the Great Recession. People form attachments to many things, and ...
by golfplan18 on 29 May 2014 5 comments, latest 11 years ago
http://ochousingnews.com/blog/ The US foreclosure crisis contributed to the nation’s jump in suicides, independent of other economic factors associated with the Great Recession. People form attachments to many things, and ...
House sales are up for the top 1%, the bottom 99%, not so much
by golfplan18 on 29 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ The housing recovery benefits the top 1% who have the cash and the credit to complete the sale. The other 99% continue to struggle. The rich get richer, ...
by golfplan18 on 29 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ The housing recovery benefits the top 1% who have the cash and the credit to complete the sale. The other 99% continue to struggle. The rich get richer, ...
Large real estate investor purchases steeply decline in California
by golfplan18 on 28 May 2014 8 comments, latest 11 years ago
http://ochousingnews.com/blog/ Large real estate investors in California reject higher prices and stagnant rents and dramatically slow their purchases over the last 18 months. cashflow_problemSales are slow across the country, ...
by golfplan18 on 28 May 2014 8 comments, latest 11 years ago
http://ochousingnews.com/blog/ Large real estate investors in California reject higher prices and stagnant rents and dramatically slow their purchases over the last 18 months. cashflow_problemSales are slow across the country, ...
9.7 million loanowners hold out-of-the-money options betting on bubble reflation
by golfplan18 on 26 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Negative equity is making ordinary homeowners into speculators in the options market, each betting on the continued reflation of the old housing bubble. bubble-moneyAn option contract provides the ...
by golfplan18 on 26 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Negative equity is making ordinary homeowners into speculators in the options market, each betting on the continued reflation of the old housing bubble. bubble-moneyAn option contract provides the ...
If You Dont Build It, They Wont Come
by golfplan18 on 24 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Restraining growth prevents a worsening in traffic congestion and promotes inflated house prices. Russ Wetherill, May 24, 2014 This summarizes the philosophy of planning officials with regards to ...
by golfplan18 on 24 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Restraining growth prevents a worsening in traffic congestion and promotes inflated house prices. Russ Wetherill, May 24, 2014 This summarizes the philosophy of planning officials with regards to ...
Will weakness in housing prompt more stimulus?
by golfplan18 on 23 May 2014 1 comment, latest 11 years ago
Weak housing numbers will not cause the federal reserve to change its policies because aggregate debt is rising and mortgage rates are still low. In the minds of some ...
by golfplan18 on 23 May 2014 1 comment, latest 11 years ago
Weak housing numbers will not cause the federal reserve to change its policies because aggregate debt is rising and mortgage rates are still low. In the minds of some ...
Clearing Obamavilles: Evicting homeless from their tents, and cardboard boxes
by golfplan18 on 21 May 2014 Posted 11 years ago
Homeless people settle in areas not favored by local communities; some municipalities forcibly remove the homeless leaving them no place to go. Modern American culture can trace its roots ...
by golfplan18 on 21 May 2014 Posted 11 years ago
Homeless people settle in areas not favored by local communities; some municipalities forcibly remove the homeless leaving them no place to go. Modern American culture can trace its roots ...
The resurection of dead mortgage programs
by golfplan18 on 20 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ The financial innovations that lead to the 2008 financial crisis return with the prospect of inflating another painful housing bubble and crash. By Jacobim Mugatu, May 21, 2014 ...
by golfplan18 on 20 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ The financial innovations that lead to the 2008 financial crisis return with the prospect of inflating another painful housing bubble and crash. By Jacobim Mugatu, May 21, 2014 ...
Housing market manipulations give homebuilders false signals
by golfplan18 on 19 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Artificially low interest rates and restricted inventory causes builders to focus on higher priced houses we don’t really need. omebuilding usually leads the economy out of recession. The ...
by golfplan18 on 19 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Artificially low interest rates and restricted inventory causes builders to focus on higher priced houses we don’t really need. omebuilding usually leads the economy out of recession. The ...
The housing bubble is bursting in China, now what?
by golfplan18 on 18 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Analysts pointed to a massive housing bubble in China for many years, but property prices haven’t crashed… until now. Anyone who talks about housing bubbles these days is ...
by golfplan18 on 18 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Analysts pointed to a massive housing bubble in China for many years, but property prices haven’t crashed… until now. Anyone who talks about housing bubbles these days is ...
California foreclosures up 27% YoY, REO inventories rising nationally
by golfplan18 on 15 May 2014 7 comments, latest 11 years ago
http://ochousingnews.com/blog/ Banks kicked the can for five years, but they finally began ramping up foreclosure processing to clear out delinquent mortgage squatters. The headlines in the financial media give ...
by golfplan18 on 15 May 2014 7 comments, latest 11 years ago
http://ochousingnews.com/blog/ Banks kicked the can for five years, but they finally began ramping up foreclosure processing to clear out delinquent mortgage squatters. The headlines in the financial media give ...
How many billion must the TBTF banks pay for their malfeasance?
by golfplan18 on 14 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ Too-big-to-fail banks face billions of dollars in claims from their bad behavior during the housing bubble. They deserve the pain. The bailouts of the too-big-too-fail banks irritated me ...
by golfplan18 on 14 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ Too-big-to-fail banks face billions of dollars in claims from their bad behavior during the housing bubble. They deserve the pain. The bailouts of the too-big-too-fail banks irritated me ...
Housing Kool-Aid: House prices going to the moon!
by golfplan18 on 13 May 2014 5 comments, latest 11 years ago
http://ochousingnews.com/blog/ Rising house prices is bringing more inventory to the market, but many of the sellers have unrealistic expectations for what they can sell their house for. Despite the ...
by golfplan18 on 13 May 2014 5 comments, latest 11 years ago
http://ochousingnews.com/blog/ Rising house prices is bringing more inventory to the market, but many of the sellers have unrealistic expectations for what they can sell their house for. Despite the ...
Why isn't the economy improving with higher house prices?
by golfplan18 on 12 May 2014 14 comments, latest 11 years ago
http://ochousingnews.com/blog/ Higher house prices were supposed to stimulate spending, but instead the increased debt service has taken money out of consumers pockets, reducing spending. The bailouts of banks and ...
by golfplan18 on 12 May 2014 14 comments, latest 11 years ago
http://ochousingnews.com/blog/ Higher house prices were supposed to stimulate spending, but instead the increased debt service has taken money out of consumers pockets, reducing spending. The bailouts of banks and ...
Is house ownership still the American Dream?
by golfplan18 on 11 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ The housing bust tarnished the American Dream dream of home ownership, and a new generation chooses to rent instead. Is this a permanent change? California borrowers have created ...
by golfplan18 on 11 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ The housing bust tarnished the American Dream dream of home ownership, and a new generation chooses to rent instead. Is this a permanent change? California borrowers have created ...
Housing Market Update: Buyers getting less for their money
by golfplan18 on 7 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ Median prices and cost of ownership is stagnant, but the cost per-square-foot is rising. Buyers get less for their money as they substitute down in quality. The most ...
by golfplan18 on 7 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ Median prices and cost of ownership is stagnant, but the cost per-square-foot is rising. Buyers get less for their money as they substitute down in quality. The most ...
Mansionization ordinances are indiscriminant nose swinging
by golfplan18 on 11 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Should the size of houses be regulated to fit within the character of the neighborhood, or should owners have the right to build what pleases them? By Russ ...
by golfplan18 on 11 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Should the size of houses be regulated to fit within the character of the neighborhood, or should owners have the right to build what pleases them? By Russ ...
A gilded age of low housing inventory
by golfplan18 on 4 May 2014 3 comments, latest 11 years ago
http://ochousingnews.com/blog/ Sellers are not listing and selling their homes because the debt on their property creates incentives for them to stay where they are. Mark Twain coined the term ...
by golfplan18 on 4 May 2014 3 comments, latest 11 years ago
http://ochousingnews.com/blog/ Sellers are not listing and selling their homes because the debt on their property creates incentives for them to stay where they are. Mark Twain coined the term ...
The economic recovery creates low-paying jobs that fail to stimulate housing
by golfplan18 on 8 May 2014 1 comment, latest 11 years ago
http://ochousingnews.com/blog/ So far the economic recovery created low-paying jobs incapable of supporting mortgage payments thus failing to stimulate home buying. too_littleIn a housing market where lenders, the federal reserve, ...
by golfplan18 on 8 May 2014 1 comment, latest 11 years ago
http://ochousingnews.com/blog/ So far the economic recovery created low-paying jobs incapable of supporting mortgage payments thus failing to stimulate home buying. too_littleIn a housing market where lenders, the federal reserve, ...
The outlook is so bad, housing can't help but get better
by golfplan18 on 7 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ House prices will rise from a combination of market manipulations and slow, natural healing; however, conditions are so poor, the market can only get better. It’s always darkest ...
by golfplan18 on 7 May 2014 Posted 11 years ago
http://ochousingnews.com/blog/ House prices will rise from a combination of market manipulations and slow, natural healing; however, conditions are so poor, the market can only get better. It’s always darkest ...
A Brief History of the Housing Bubble
by golfplan18 on 5 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ From 2003 to 2006, American lenders and borrowers inflated a massive housing bubble. From 2007 to 2012, this bubble has deflated, and the market bottomed in spring of ...
by golfplan18 on 5 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ From 2003 to 2006, American lenders and borrowers inflated a massive housing bubble. From 2007 to 2012, this bubble has deflated, and the market bottomed in spring of ...
25% of homeowners regret buying their homes
by golfplan18 on 1 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ Most homeowners regret their purchase because they were pushed by agents to buy more home than they could afford without enough research. Buyer’s remorse is common, but it’s ...
by golfplan18 on 1 May 2014 2 comments, latest 11 years ago
http://ochousingnews.com/blog/ Most homeowners regret their purchase because they were pushed by agents to buy more home than they could afford without enough research. Buyer’s remorse is common, but it’s ...
Why are house sales hitting record lows?
by golfplan18 on 30 Apr 2014 16 comments, latest 11 years ago
http://ochousingnews.com/blog/ A housing recovery generally exhibits higher prices and higher sales volumes; however, after the 2012-2013 rally ended, home sales declined precipitously. houldn’t home sales strengthen? Wouldn’t a housing ...
by golfplan18 on 30 Apr 2014 16 comments, latest 11 years ago
http://ochousingnews.com/blog/ A housing recovery generally exhibits higher prices and higher sales volumes; however, after the 2012-2013 rally ended, home sales declined precipitously. houldn’t home sales strengthen? Wouldn’t a housing ...
Housing recovery? Record low sales, purchase originations, and ownership rates
by golfplan18 on 30 Apr 2014 1 comment, latest 11 years ago
http://ochousingnews.com/blog/ The so-called housing recovery milestones include 6-year sales lows, 19-year purchase application lows, and 19-year home ownership rate lows. Recovery? Doesn’t the word recovery imply improvement? When people ...
by golfplan18 on 30 Apr 2014 1 comment, latest 11 years ago
http://ochousingnews.com/blog/ The so-called housing recovery milestones include 6-year sales lows, 19-year purchase application lows, and 19-year home ownership rate lows. Recovery? Doesn’t the word recovery imply improvement? When people ...
Can realtor's credibility fall to less than zero?
by golfplan18 on 24 Apr 2014 9 comments, latest 11 years ago
http://ochousingnews.com/blog/ After years of manipulation of buyers and a callous disregard for the truth, the National Association of realtors and many agents have no credibility. When a realtor talks, ...
by golfplan18 on 24 Apr 2014 9 comments, latest 11 years ago
http://ochousingnews.com/blog/ After years of manipulation of buyers and a callous disregard for the truth, the National Association of realtors and many agents have no credibility. When a realtor talks, ...
Looser lending standards won't inflate another housing bubble
by golfplan18 on 28 Apr 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Lenders lower standards to qualify more borrowers and increase business, a precursor to another bubble, but only if risk is again mispriced. The recipe for a housing bubble ...
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by golfplan18 on 28 Apr 2014 Posted 11 years ago
http://ochousingnews.com/blog/ Lenders lower standards to qualify more borrowers and increase business, a precursor to another bubble, but only if risk is again mispriced. The recipe for a housing bubble ...
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