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Insurance Company Death Rates. Insurance company’s numbers don’t lie, and the story inside the numbers is pretty horrifying. A couple of months ago, Scott Davidson, the CEO of a life insurance company in Indiana made a remark on a Zoom call that went “underground viral”. Davidson said that at his company, claims for deaths have seen a 40% increase in Q3 and into Q4 of 2021. The increase was among 18-64-year-olds, and primarily NOT Covid deaths. He said that this increase is unheard of, by far the highest number of deaths in the history of the company and that a catastrophic, once in 200 years event would be expected to have a 10% increase at worst. Edward collaborated with a friend from Wall Street to gather the exact numbers from some of the biggest insurance companies in the industry. The increase in death rates for the second half of 2021 ranged from +21%-+57%. Bombshell numbers:
Twitter avatar for @DowdEdward
Ed ☯️Free Thinker & Oracle
@DowdEdward
Summation of Major Insurance company corporate group policy Loss Ratios (Death Claims) Q4 rate vs 2019 rate:
Unum $UNM +36%
Lincoln $LNC +57%
Pru $PRU +41%
$RGA +21%
Hartford $HIG +32%
MetLife $MET +24%
Eye 👁 opening to say the least!
Summation of Major Insurance company corporate group policy Loss Ratios (Death Claims) Q4 rate vs 2019 rate:
Unum $UNM +36%
Lincoln $LNC +57%
Pru $PRU +41%
$RGA +21%
Hartford $HIG +32%
MetLife $MET +24%
Eye 👁 opening to say the least!
German publicly regulated health insurers, the Betriebskrankenkassen, report substantially higher vaccine adverse effects than the Paul-Ehrlich-Institut, our vaccine regulatory body.
Andreas Schöfbeck, board member of BKK ProVita, one of these insurers, told Welt in the linked article that “The figures we have found are substantial and demand urgent verification.”
Basically, BKK ProVita noticed anomalous diagnoses indicating adverse vaccine side effects, particularly surrounding these codes: T88.0: Infection or sepsis after vaccination; T88.1: Other complications or skin rash following vaccination; Y59.9: Complications due to vaccines or biologically active substances; and U12.9: Undesirable side effects from Covid-19 vaccines.
Meanwhile, the official PEI reports figures almost one magnitude lower.
Massive increase in non-virus working age deaths. It's the vaxx.
Persons who argued for lockdowns and vaxx are murderers.
Germany's largest health insurance company, BKK, just came out with an alarming estimate that the experimental quasi-vaccines killed 31,000 people there.
Having worked through college as an actuary, I'm going to suggest that the actuaries did not likely get this wrong. They are the world's experts in exactly this form of data analysis, by definition, and Germany is one of the nations that has an excellent population of actuaries.
Note that depending on how you want to scale (I prefer age to doses since my own analysis of the risk curve ramped up so substantially), this lands the U.S. roughly in the ballpark of 120,000 deaths.
I provide a translation of Andreas Schöfbeck’s letter to the Paul Ehrlich Institute, on the underreporting of vaccine side effects in Germany. Apparently the PEI has responded, but exactly what they’ve said has yet to be released, as far as I know.
Dear Prof. Dr. Cichutek,
the Paul Ehrlich Institute has issued a press release announcing 244,576 suspected cases of adverse reactions to the Corona vaccines for the calendar year 2021.
Our company has data that give us reason to believe that there is a very pronounced under-reporting of suspected adverse reactions following Corona vaccination. I attach an analysis to this letter.
Physicians' billing data provide the basis for this analysis. We have sampled data from the anonymised records of company health insurers, totalling 10,937,716 insured persons. So far, we have billing data for the first half of 2021, and about half of the billing data for the third quarter of 2021. We queried this data for the ICD codes valid for vaccination side effects. Although we do not yet have the complete data for 2021, our analysis of the available data reveals 216,695 treated cases of vaccination side effects following Corona vaccination. If these figures are extrapolated to the whole year and to the total German population, perahps 2.5 to 3 million people have received medical treatment for side effects following Corona vaccination.
For us, this is a serious wake-up call, that must be considered for the further administration of vaccines. We think it would be relatively easy and quick to confirm these figures, by asking the other health insurers (AOKs [general regional insurers], the alternative insurers, etc.) for a corresponding anylsis of their data. Extrapolated to the number of vaccinations across Germany, this would mean that about 4-5% of the vaccinated have been treated by a doctor because of side effects from the vaccines.
We believe that vaccine side effects are being substantially under-reported. It is crucial to identify the reasons for this as soon as possible. Since there is no remuneration for reporting adverse reactions to the vaccine, our primary assumption is that doctors often neglect to report adverse reactions to the Paul Ehrlich Institute, because of the effort involved. Doctors tell us that reporting a suspected vaccine injury takes about half an hour, which means that 3 million suspected cases of adverse reactions would require doctors to work 1.5 million hours. That would correspond to the annual labour of around 1,000 doctors. This should also be quickly confirmed. A copy of this letter will also be sent to the German Medical Association and the Federal Association of Statutory Health Insurance Physicians.
The Central Association of Health Insurers will also receive a copy of this letter with a request to obtain corresponding data analyses from all health insurers.
Since we cannot rule out the danger to human life, we ask you for your report on your response by 6pm on 22 February 2022.
Regards,
Andreas Schöfbeck
Anna Khait
@Annakhait
Aug 6
BREAKING: U.S. life insurance companies have said that deaths have an unexplainable increased by 40% in 18-49 year olds.
For full video: redirect.invidious.io/-GXvV6Pybns
I may have bought a house at the top of a market in TN, but I saved my children from mandatory death shots in CA.
I may have bought a house at the top of a market in TN, but I saved my children from mandatory death shots in CA.
What a poor, brainwashed, stupid cunt.
What a poor, brainwashed, stupid cunt.
Horowitz: "German insurance claims hint at millions of unreported COVID vaccine injuries"; Putting aside confounding factors, just to provide a rough estimate to open your mind to scope of problem,
...a 4.3% clinical level injury rate, if extrapolated for the 223 million vaccinated in the United Sates, would equal approximately 9.6 million injured Americans; data matches Israeli harms evidence...
‘What if 1 in 23 individuals jabbed with the COVID bioproduct experienced an adverse reaction strong enough to trigger an insurance claim? Now consider the fact that 5.31 billion people in the world received at least one jab, with hundreds of millions receiving three or four jabs, and you will realize we are in uncharted waters in human history.
According to data from Techniker Krankenkasse, the largest German medical insurance company, there were a total of 437,593 insurance claims billed under the four diagnostic codes for vaccine injury in 2021. To put those numbers in perspective, the total numbers billed for a vaccine injury code in the two preceding years was 13,777 and 15,044, respectively.
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See also:
https://rwmalonemd.substack.com/p/what-if-the-largest-experiment-on?source=patrick.net