patrick.net

You have to buy sushi and sake for your entire office every day. You must charge it on your credit card. Do not pay it off, though. Just keep paying for it for the next 12 years.

Glen,

Ok, you've clearly got the right idea! Now, let's take it just a little further... Pay off that credit card with your HELOC and now you'll be paying for that lunch for 30 YEARS! Even better, keep serially refi'ing and NEVER pay it off.

I am attempting to go for the FB Grand-Slam:

A custom RV with solid gold diamond-studded rims & spinners, that comes equipped with a speedboat & self-contained launch ramp and enough 60" plasmas & X-Boxes for every passenger. It should also have its own built-in plastic surgery clinic & rent-a-doc, for whenever the random desire for a quick Botox or "enhancement" happens to strike you.

Scrap that! I do not want sushi bidding wars. The restaurants are already overcrowded.

Have you been to the place in Sunnyvale on Champs-Elysees - er El Camino Real - called "Chocolate Sushi"?

Don't worry uncle HARM, I am sure our overlords at the governments will make us all pay for this downturn, one way or another, all in the name of compassion.

From each according to his means, to each according to his needs. Remember?

I am looking forward to a fire sale of LX470. Will it happen soon? Or should I bite the bullet now?

Any chance that 400h will be on fire sale soon from the FBs? Or FBs are highly unlikely to go for hybrids?

Have you been to the place in Sunnyvale on Champs-Elysees - er El Camino Real - called “Chocolate Sushi”?

I have been to the previous restaurant in the same location.

A custom RV with solid gold diamond-studded rims & spinners

fucking rookie, they are called, "sprewells" after that sprewell chap who choked his basketball coach

I am looking forward to a fire sale of LX470. Will it happen soon? Or should I bite the bullet now?

Quite possibly. The LX570 is coming out soon.

There are only a few places with consistently good fish.

One way to tell is the type of wasabi they give you. The "real" (fresh) one is rather grainy.

Actual conversation as relayed by FFF (Faggy French Friend*)

"I'll just buy my Mothers house**, put 180K into it and rent it out"

the rent won't even cover 1/3 of the mortgage

are you ready? ok wait for it......

"I'll put a large down payment"

ahhhh WWRD?***

*But aren't they all?

Why did all those French people die a few years back during the heat wave?

Because you can't wave a white flag at the sun.

**House is in ventura and is "original" as in hasn't had fuck all done to it since ahhh 1930 or so.

***What would Randy do?

Sprewells on a Wheelchair

quite possibly the greatest band name ever.

Wang and Chen?

To bad it wasn't Wang and Chung.

To bad it wasn’t Wang and Chung.

surfer-x,
I kid you not - I once met a couple named Poon and Tang. Needless to say, they never hyphenated their name when they got married...

Poon and tang are thai nicknames... not last names!

Poon and tang are thai nicknames… not last names!

Who ever said they were Thai? They are Chinese.

oh fuck me, sweet baby jeebus, tell me you are kidding.

don't tell me that the woman is called Fanny, Fanny Poon-Tang.

Poon is a Chinese last name spelt the Hong Kong way, Tang is a Chinese last name spelt the Taiwan or mainland Chinese way.

HA HA said
Couple Pleads Guilty to Insider Trading
NEW YORK (AP) — A married couple, both lawyers, pleaded guilty to conspiracy and securities fraud Thursday in what was described as one of the biggest insider-trading operations since the 1980s, a $15 million scam that reached into some of the nation’s top financial firms.

The couple received $9,000 in kickbacks for inside tips that generated more than $600,000 in illegal profits, Assistant U.S. Attorney Andrew Fish said.

How the fuck did they get caught on small potatoes like that? The story behind this, about what dumbass stunt got them to spring the trap, that would be really entertaining.

And the Tang-Poon wedding invitation, that is one heck of a collectible.
SP

"Sprewells" it is then. My "gangsta's" a bit rusty.

chocolate sushi... it used to be something else but closed down. It was too fancy for sunnyvale.

I have a single female friend who just bought a fancy new car and remodeled kitchen with a HELOC. She is a true american hero. (she also has a housemate to help pay down the mortgage)

I went to buy some Uni tonight but was over bid by a waddling boomer with a amex black card.

El HARM-O

7/7/07 good for you and Mrs HARM?

Ha-Ha,

They had been discussing that case over at Registered Rep for the last few weeks and most of the comments were right in line with SP's. It must come under, wtf?

surfer-x Says:

Wang and Chen?

To bad it wasn’t Wang and Chung.
_____

As in, "Everybody have fun tonight: everybody Wang Chung tonight!"

Ha, ha!

Haven't heard that song in years (thank god!)...

chocolate sushi… it used to be something else but closed down. It was too fancy for sunnyvale.

Too fancy? LOL.

What about Sawa sushi, which costs at least 5 times more? (The substance is way more than 5 times though, so the value is much better.)

Peter P,

Is there any significant about....

7/7/07 ?

I mean other than HARM and X getting outrageously tanked?

Peter P-

You found real wasabi at restaurants in the USA? I've ordered from Pacific Farms, which had rather puny rhizomes compared with Tsukiji. Every now and then I've seen rhizomes at Japanese markets, but I'd pretty much given up hope for real sushi outside Japan. I'm open to recommendations!

Contra Costa is particularly suspectible. Saw a presentation by a Union Bank economist at the Livermore Chamber of Commerce Economic Development meeting (sorry, no link, community tv ain't digitized) in which he illustrated that the only growing job sector in the county is construction. He also broke it down by residential and commercial. Commercial construction is the only leading job creator in the county right now .

He failed to make the logical conclusion that most of these construction workers cannot afford to buy the homes they're building.

Sorry, I'll have to bow out of the spending contest. I have to save up for the impending bail out. There's no good sushi out here anyway.

suspectible s/b susceptible

Peter P,

7/7/07 ?

I will check the star chart. Perhaps it will be a day of great enlightenment.

You found real wasabi at restaurants in the USA?

Where do you live? Can you send me a e-mail? My wife does not allow me to discuss our favorite Japanese restaurant on the blog anymore.

If you feel like eating lots of goof fish, Sawa sushi in Sunnyvale is a good choice. But they pretty much only have raw fish and nothing else. They have no menu and no prices. It is all up to the chef.

They will give you so much fish that you do not want to see sushi for at least two weeks. The quality is good though.

Still, USA is not Japan. The fish is never exactly the same.

When I posted Kathleen Pender's article yesterday, I did leave out the choicest part. Now this guy is definitely trying to do his part. I nominate him for (almost) real financial hero of the week.
Daniel Y. of San Francisco has a question that's on the mind of many homeowners these days. Daniel wants to sell his condo and move into a bigger one in a nicer neighborhood. He figures the price he could get would pay off his first mortgage, but not a $50,000 home equity line of credit he took out last year to repay credit card debt.
Daniel says the shortfall could be $10,000 to $30,000 and wants to know what would happen if he didn't pay it.
Non-recourse is starting to go "Main Street", and people are getting creative... I love Amerika.

El HARM-O
7/7/07 good for you and Mrs HARM?

Si, señor.
For the rest of you: this is the tentative date for SoCAL Blog Party III.

>> Daniel wants to sell his condo and move into a bigger one in a nicer neighborhood. He figures the price he could get would pay off his first mortgage, but not a $50,000 home equity line of credit he took out last year to repay credit card debt. Daniel says the shortfall could be $10,000 to $30,000 and wants to know what would happen if he didn’t pay it.

EBGuy:
> Non-recourse is starting to go “Main Street”, and people are getting creative… I love Amerika.

HELOCs are still recourse, of course, and will remain so. Daniel better puts the debt back on his credit card, if he wants the deal. But you're right, too: The question alone tells of an immoral mind.

"The question alone tells of an immoral mind"

Yeah, wazzup? Doesn't sound like "A Real Financial Hero" to me! Should any of us be surprised? Evidently the very mindset that allows one to get a NINJA loan is the same one that allows you to walk away from it. But just the fact that he's considering selling and moving to a bigger unit in a nicer area means he should at least be given "side-kick status". Not a "real" hero, more like Tonto or Robin (The Boy Wonder).

But just the fact that he’s considering selling and moving to a bigger unit in a nicer area means he should at least be given “side-kick status”.

And, quite possibly, he has inspired a 100% ARM holder in a subdivision where similar houses are now selling for $100k less to "upgrade" and then drop the less desirable home (mortgage).
Heck I am even giving consideration to a spec-u-vestment for the two year capital gains exemption if they are still writing 100% option ARMs. Well, maybe I'll wait to see if the Mortgage Cancellation Tax Relief Act of 2007 becomes law -- no reason to ruin one's credit if it doesn't work out. :-)

What are the 2 things you need to run a scam in Florida?

1. Phone

2. Air conditioner