patrick.net

http://vitals.nbcnews.com/_news/2012/11/16/15218342-more-employers-send-workers-to-find-their-own-health-insurance?source=Patrick.net\\&lite

By The Associated Press For some American workers, picking the right health insurance is becoming more like hunting for the perfect business suit: It takes some shopping around to find a good fit and avoid sticker shock. In a major shift in employer-sponsored health insurance coverage, companies such as Sears Holdings Corp. and Darden Restaurants Inc. are giving employees a fixed amount of money and allowing them to choose their own coverage based on their individual needs. The approach, called defined contribution health insurance, contrasts to the decades-old practice by most U.S. employers of offering workers a one-size-fits-all plan with...