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California picks 13 health plans for state-run insurance market


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2013 May 23, 5:17am   13,118 views  66 comments

by Homeboy   ➕follow (0)   💰tip   ignore  

http://www.latimes.com/business/money/la-fi-mo-covered-california-health-plans-20130523,0,2769699.story

In a southern Los Angeles County region, for instance, rates for a 40-year-old person purchasing a "Silver" plan ranged from $242 a month for Health Net Inc. to $325 per month for Kaiser Permanente. Blue Shield would charge $287 a month.

Overall, Covered California said the rates submitted for next year's individual market ranged from 2% higher to 29% below the average premium now for small-employer plans in the state's biggest metro areas.

Up to 29% CHEAPER? Wait, I thought "Obama lied". According to everyone here, rates were supposed to go through the roof.

The agency said the winning health plans whittled their profit margins down to 2% to 3% and negotiated lower reimbursements for hospitals and doctors to help hold down premiums.

Wait, didn't you guys say the only point of Obamacare was to line the pockets of the insurance industry? I'm curious how that's going to happen with only a 3% profit margin.

I currently have HealthNet through my union. It's group insurance, and qualifying depends on how much work I get that pays into the fund. I qualify every 2 years, if at all. On the odd years, I have to either go on COBRA or get a cheap high-deductible plan and go through hell trying to qualify with "pre-existing conditions". I went on COBRA several years ago. Do you know how much it cost? $480 a month. I see that ANYONE will now be able to get HealthNet insurance for $242 a month. That's 50% less.

So what say you, all the Chicken Littles who said the sky was falling, and that Obama was sending us all to the poor house?

#politics

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58   humanity   2013 May 24, 6:17am  

CaptainShuddup says

I will post an image of a bill that verifies everything I've been saying since November of last year, if you will then promise to not post on Patnet ever again and quit what ever Social media Liberal bad news spin rescue organization you belong to now.

Deal?

What the...

I don't claim to know how good Obamacare will be. But unlike you, I'm not HEAVILY HEAVILY HEAVILY HEAVILY HEAVILY HEAVILY HEAVILY HEAVILY HEAVILY emotionally invested in it being bad.

I find it fascinating that IF Obama care turned out to not be as bad as you hope it is, THEN you're going to be very disappointed.

I've heard you saying you're for medicare for all or what I think you call socialized medicine. Me too.

The difference is that I understand that Obama didn't think he could get that
(I wish he had gone for it - nut look at the resistance he gets to far less radical change). He thought that would be too much of a traumatic change. So we have a system that has the insurance companies still involved, that attempts to achieve what MIGHT turn out to be impossible.

It is interesting though, that the insurance companies must know, that if health care costs don't drop, they will be replaced by medicare for all.

But here's some logic about Obama care:

Either it's decent,...or

it isn't and we can then take another step closer to the nationalized health care system we should have.

But what the hell is all this emotion you have invested in Obama failing all about ? I'll have to assume it's some kind of "southern" thing.

59   Tenpoundbass   2013 May 24, 6:23am  

Well what in the hell are you worried about then don't worry about everything is fine, Obamacare will be great for you. It's just like they promised, even with a fucking cherry on top.

You don't even have insurance, so don't worry about it.
It will all be free right?

Jack Ass!

60   Tenpoundbass   2013 May 24, 6:24am  

And remember Children I bitch about it first, long before those other clowns even make issue of it...

http://video.foxnews.com/v/2407088496001/growing-concern-over-irs-role-in-implementing-obamacare/?playlist_id=1621774019001

61   Homeboy   2013 May 24, 6:41am  

CaptainShuddup says

There are three tiers do you even have insurance?

Do you? 'Cuz I don't know what the fuck you're talking about. Anthem, for example, has 10 different plans available. There's no "three tiers".

https://www.anthem.com/ca/health-insurance/plans-and-benefits/health-insurance-plan

62   Homeboy   2013 May 24, 6:44am  

By the way, Captain, I don't know why I should help you, but...

If you are getting bills from your doctor for things that the insurance was supposed to cover, the doctor is trying to scam you. They have a negotiated rate with the insurance company, and the doctor wants more money for the procedure than the insurance company wants to pay. It happened to me. They're hoping you'll just send them a check. I had to make some phone calls to get them to drop the charges.

63   humanity   2013 May 24, 6:52am  

CaptainShuddup says

You don't even have insurance, so don't worry about it.

I have insurance.

CaptainShuddup says

Jack Ass!

Was it my logic and common sense that pissed you off ?

Or was it more about the laser like precision of my observations about your heavy investment in Obamacare being a failure as well as Obama in general.

My advice: try to learn to be less emotional about these things. At this point you are far to predisposed to assuming that Obama is bad. It's affecting (notice my proper use of this word) your ability to think straight.

Good thing it isn't an interpersonal relationship. Because with that much bias in a relationship, your negative expectations would be sure to be self fulfilling.

64   Tenpoundbass   2013 May 24, 7:19am  

Sure thing, every thing's coming up roses Ethel.

65   justme   2013 May 25, 3:34am  

Homeboy, should this thread be in HealthCare and not Politics? Can it be moved?

66   marcus   2013 May 25, 4:54am  

Moving it is very easy. Just open edit, for the original post, and find the drop down selector, and change the selection to health.

Maybe he feels like it gets more views here. It is a political issue too.

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