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That's actually what I did. Graduated with 50k debt, got a job in a hell hole in Alaska, and worked like an angry bastard for two years to pay it off. Then I worked one more year to get some FU money, quit, and moved to California debt free.
Congratz! Now you can go $500K in debt to buy a house from a boomer at inflated prices or you can crawl back to the "hole" in Alaska (probably less of a hole than California).
Wouldn't you say that's more or less painless?
It is always better to buy brand new from a builder than buy resale from a boomer. Always with no exceptions!
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http://www.bloomberg.com/news/2013-08-05/automania-strikes-boomers-supplanting-kids-as-buyers.html
The 55-to-64-year-old age group, the oldest of the boomers, has become the cohort most likely to buy a new car...
The whole economy is build around the savingless boomers continuing their self-indulgent ways now like they were 10 years ago.