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All it takes is 5 seconds to find the mortgage rates in 2012 were well below 3.5%.
Sure they were...
It would help if you realized that 2012 had 12 months. Posting a chart that only goes until month 7 is a bit misleading, wouldn't you agree?
Notice "March 2012"... Now go back and look at your link...
Still think rates were "well below 3.5%" in March 2012??
Well, here's what you actually stated:
You got 3.5% rates in 2012??
Hmmmm..
Notice that there's no mention of the month of March in that statement. It's too bad you have to try to change your statements after you are called on them....
http://www.bloomberg.com/news/2013-10-02/homebuilder-group-lowers-starts-forecast-after-rate-jump.html?cmpid=yhoo
#housing