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I would never go that far. Acting like that has repercussions on your whole family. In my opinion, in your story, the husband is the one that mirrors the MIL in terms of selfishness. I would want to set a good example for my kids.
My side of the family people will take themselves out before being a burden on someone else. That is why everyone is hard working and some very successful. Wife's side of the family not so much.
Don't get me wrong, what he did to her was horrible.
New Renter
2014 Oct 12, 3:50am
She spends thousands on vacations.
Well here's one solution.
Sign her and her friends up for a traditional Eskimo style Alaskan cruse for the elderly:
http://www.theinitialjourney.com/features/eskimos_01.html
Problem solved!
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What is it with some of the baby boomers today?
Need advice.
Mother in law received a lot over her lifetime from her parents. She received a 30% down payment on a home in the 80s from her parents. She received 200k from her parents upon their deaths in 2013. She never had to give them any money.
A few days ago, MIL asks me to take a look and advise her on her finances. I say sure because I know that she is not that good with money (does not know what a Roth IRA is). She pulls out scenarios a payed financial advisor gave her, which i find fishy since she asked me to help her. The scenarios all have her retiring at 65 (she is 63) and show her going into debt at ~75 years old. She is in great health and will likely live to 90 years at least.
I tell her she has to keep on working. She tells me she can't, she has to retire. I tell her, then she has to cut expenses. She tells me she can't, she has to travel. I look down at the paper which says she will be 100k in debt at 80 and she tells me, you guys (wife and I and her sister and husband) are going to have to take care of this. Shocked, I leave the room. Needless to say I do not expect any inheritance money, but I got two kids, I cannot afford to take on her debt burden for her extravagant lifestyle. Either way, shit hits the fan in a few years if she retires and is without money.
What to do.