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Hi guys, how common are FHA loans these days in the Bay Area?
Yes, you'll have the 0.85% of the loan to pay in PMI annually, but with the level of buying competition today in the Bay, can anyone realistically expect to buy a house in 2016 with 3.5-5% down??
I have been hearing from friends and colleagues that these are slowly starting to become common again after they vaporized shortly after the subprime crisis a few years ago.
What's the status now?