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RWSGFY
@
2016 Jul 20, 4:52pm
RWSGFY
@
2016 Jul 20, 4:52pm
I've maxed out since back when I was poor, and continue to do so. As time progressed, what used to be a same sized contribution each month has turned into getting all of it in in the first half of the year.
Is there employer match? Does it stop when your contributions stop? You need to make sure you don't leave any of these money on the table when you max out early.
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I've maxed out since back when I was poor, and continue to do so. As time progressed, what used to be a same sized contribution each month has turned into getting all of it in in the first half of the year.
My question is, is there a "better" time of year to put your contributions in, a la "buy low, sell high"? "Sell in May", would seem to indicate that the 2nd quarter might be a good time to be "buying" via contributions.
I had heard before that overall the market's cyclical-ish, and tied to harvest cycles or some shit. Of course, there are graphs galore about what happens during election years, mid-terms, pre-election years and so on. Might all be people trying to predict the unpredictable.
Any preference on quarters, or do you just aim for dollar cost averaging type investing when it comes to 401k?
Thanks
#investing