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After buying I built a more aggressive portfolio. Also got a lot more money into Roth retirement accounts and HSA.
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Well, my family and I are considering leaving San Diego area and moving to Phoenix. We've never owned a home and I have always felt CA is just way too expensive to buy even though I make an executive salary. Now that I'm considering a job in Phoenix making even more money than in San Diego, we're looking at finally buying a big, fine-ass house with a pool for around $800K with 20% down.
Questions:
- Do you think I'm stupid for buying because a recession could be coming? Should I rent instead? Seems like Phoenix house prices haven't come close to recovering from the 2006 peak.
- If I buy a house, what lender should I use? I've considered SoFi because it's easy and online, but is that a mistake?
- Should I get a buyer agent? What if I find the house I want on my own through Redfin?
- Any other tips for a first-time homebuyer?
Thanks everyone.
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#housing