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Always use cash from now on, not credit cards
invite response
2021 Sep 4, 4:36pm 52,494 views 406 comments
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403
RWSGFY
2024 May 30, 12:21pm
RWSGFY
2024 May 30, 12:21pm
Patrick says
I disagree on "less professional" part: when I needed to wire transfer a non-trivial sum to an unusual destination I first tried to go through a big bank because they promised 100% online experience and they failed miserably - I had to visit them 3 times, my money were frozen in the account for 3 or 4 days and ultimately they said it couldn't be done. Went to my long time CU and all was done under a 1/2 hour.
Who's less professional here?
PS. Stupid me for not wanting to go in person in the first place.
I use only credit unions now as well.
Plusses:
- they don't close accounts for political reasons like JP Morgan Chase does over and over
- higher rates than banks!
Minuses:
- not as professional
- limited number of physical branches
I disagree on "less professional" part: when I needed to wire transfer a non-trivial sum to an unusual destination I first tried to go through a big bank because they promised 100% online experience and they failed miserably - I had to visit them 3 times, my money were frozen in the account for 3 or 4 days and ultimately they said it couldn't be done. Went to my long time CU and all was done under a 1/2 hour.
Who's less professional here?
PS. Stupid me for not wanting to go in person in the first place.
404
stereotomy
2024 May 30, 12:30pm
stereotomy
2024 May 30, 12:30pm
RWSGFY says
Credit unions will process ACH transactions between individuals. My commercial bank won't do that.
Patrick says
I use only credit unions now as well.
Plusses:
- they don't close accounts for political reasons like JP Morgan Chase does over and over
- higher rates than banks!
Minuses:
- not as professional
- limited number of physical branches
I disagree on "less professional" part: when I needed to wire transfer a non-trivial sum to an unusual destination I first tried to go through a big bank because they promised 100% online experience and they failed miserably - I had to visit them 3 times, my money were frozen in the account for 3 or 4 days and ultimately they said it couldn't be done. Went to my long time CU and all was done under a 1/2 hour.
Who's less professional here?
PS. Stupid me for not wanting to go in person in the first place.
Credit unions will process ACH transactions between individuals. My commercial bank won't do that.
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They have a window where you can order a beer while you are waiting. So I ordered a beer and they refused to take cash.
OK, I wanted the beer, so I paid with a credit card. Then the total had an extra $1.50 on it. I asked about that and was told that I added a tip. I specifically did not add a tip because I was pissed that they don't take cash.
I got the manager and made him remove the tip.
We are rapidly approaching the CCP utopia of complete tracking of all citizens at all times.
Lesson: call ahead and make sure a restaurant will take cash. If they will not, don't go there.