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The head of Indianapolis-based insurance company OneAmerica said the death rate is up a stunning 40% from pre-pandemic levels among working-age people.“We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week. “The data is consistent across every player in that business.”OneAmerica is a $100 billion insurance company that has had its headquarters in Indianapolis since 1877. The company has approximately 2,400 employees and sells life insurance, including group life insurance to employers in the state.Davison said the increase in deaths represents “huge, huge numbers,” and that’s it’s not elderly people who are dying, but “primarily working-age people 18 to 64” who are the employees of companies that have group life insurance plans through OneAmerica.“And what we saw just in third quarter, we’re seeing it continue into fourth quarter, is that death rates are up 40% over what they were pre-pandemic,” he said.“Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”Davison was one of several business leaders who spoke during the virtual news conference on Dec. 30 that was organized by the Indiana Chamber of Commerce.Most of the claims for deaths being filed are not classified as COVID-19 deaths, Davison said.“What the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers.”He said at the same time, the company is seeing an “uptick” in disability claims, saying at first it was short-term disability claims, and now the increase is in long-term disability claims.“For OneAmerica, we expect the costs of this are going to be well over $100 million, and this is our smallest business. So it’s having a huge impact on that,” he said.He said the costs will be passed on to employers purchasing group life insurance policies, who will have to pay higher premiums.The CDC weekly death counts, which reflect the information on death certificates and so have a lag of up to eight weeks or longer, show that for the week ending Nov. 6, there were far fewer deaths from COVID-19 in Indiana compared to a year ago – 195 verses 336 – but more deaths from other causes – 1,350 versus 1,319.These deaths were for people of all ages, however, while the information referenced by Davison was for working-age people who are employees of businesses with group life insurance policies.At the same news conference where Davison spoke, Brian Tabor, the president of the Indiana Hospital Association, said that hospitals across the state are being flooded with patients “with many different conditions,” saying “unfortunately, the average Hoosiers’ health has declined during the pandemic.”In a follow-up call, he said he did not have a breakdown showing why so many people in the state are being hospitalized – for what conditions or ailments. But he said the extraordinarily high death rate quoted by Davison matched what hospitals in the state are seeing."What it confirmed for me is it bore out what we're seeing on the front end,..." he said.The number of hospitalizations in the state is now higher than before the COVID-19 vaccine was introduced a year ago, and in fact is higher than it’s been in the past five years, Dr. Lindsay Weaver, Indiana’s chief medical officer, said at a news conference with Gov. Eric Holcomb on Wednesday.Just 8.9% of ICU beds are available at hospitals in the state, a low for the year, and lower than at any time during the pandemic. But the majority of ICU beds are not taken up by COVID-19 patients – just 37% are, while 54% of the ICU beds are being occupied by people with other illnesses or conditions.The state's online dashboard shows that the moving average of daily deaths from COVID-19 is less than half of what it was a year ago. At the pandemic's peak a year ago, 125 people died on one day – on Dec. 29, 2020. In the last three months, the highest number of deaths in one day was 58, on Dec. 13.
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Run it through Fauci who no one is watching and many probably didn't realize the AIDS failure and the guy still had a job.
Fraudci has done his job to enhance profits beyond their Wildest dreams and he is their best employee, especially since he is not even officially on the payroll.
The massive increase in deaths is probably related to the deferred medical care of the populous.
❤️🇨🇭Anna 🇬🇧💙@ANRI82967503Jan 3🇮🇹 Italy: After a death due to covid vaccination is proven by autopsy, the heirs claim damages according to Law 210/92, to which the Ministry responds as follows: Claim not accepted because vaccination is not legally mandated .
WineHorror1 saysHe is not vaxxed and she is.Let's see how long each of them lives.
He is not vaxxed and she is.
40% — India, too, not just IndianaFor the time being, at least, other U.S. insurers do not appear to be sharing data or observations about increased non-COVID hospitalization and death claims.But the press in India is openly discussing the same unprecedented trends as Indiana.The Times of India reported in late October that health insurers are seeing a “huge surge in non-COVID claims.” Again citing the magic number of 40%, the head of interventional cardiology at a Mumbai hospital noted a 40% increase in heart problems — acute coronary syndrome, sudden heart attacks and cardiac arrest — over the previous six to eight monthsThe cardiologist also observed that “even patients who have been stable for years are coming in with acute heart emergencies.”
Misc saysThe massive increase in deaths is probably related to the deferred medical care of the populous.I don't think that's plausible, because working age people generally don't need much medical care, so there is not much to defer. And the increased rate of death seems far, far out of proportion to deferred care. Something actively killed those people.
Internal hospital data confirm a huge increase in patients with vaccine side effects in 2021Alex Berenson 5 hr ago At many hospitals, the number of patients reported to have post-vaccine injuries rose fivefold or more after Covid vaccines were introduced in December 2020, medical records databases show.For example, one database including 100 institutions included more than 8900 reports in 2021, compared to fewer than 2000 in 2019 and 2020. A different system reported an increase from 162 in 2019 to more than 1100 in 2021.Several people with access to different databases provided the figures, on the condition that they remain anonymous, as the databases are proprietary and confidential. All the databases showed a similar increase, ranging from four-fold to more than 10-fold.The rise parallels the massive increase in vaccine injuries and deaths reported to VAERS - the federal Vaccine Adverse Events Reporting System - in 2021. Over 740,000 VAERS reports were submitted last year, compared to 50,000 in 2020. Of the 2021 reports, 700,000 were Covid related.Vaccine advocates insist that VAERS reports are unreliable and do not prove causation because anyone can submit a VAERS report. The figures in these databases cannot be similarly dismissed. Access to them is strictly limited - and represents the clinical judgment of the physicians treating patients.The increase is particularly stunning because American medical records systems won’t accept a newly created code meant for the reporting of Covid-specific vaccine injuries. The problems can only be recorded as non-specific vaccine injuries, using an earlier diagnosis code.That earlier code, called T50.Z95A, is the one which has shown the huge increases in 2021.Further, hospitals receive no financial benefit from including the T50.Z95A code in patient records. Adding the code does not increase the reimbursement they receive. Thus, aside from accurately documenting what is happening to their patients, they have no incentive to record vaccine injuries.
The insurance company justified the refusal of payment to the family by stating that the use of experimental medication or treatments, including Corona injections, is expressly excluded from the insurance contract. The family’s subsequent lawsuit against the insurance company has been unsuccessful.The court allegedly justified its ruling as follows: “The side effects of the experimental vaccine are published and the deceased could not claim to have known nothing about it when he voluntarily took the vaccine. There is no law or mandate in France that compelled him to be vaccinated. Hence his death is essentially suicide.” Since suicide is not covered by the policy from the outset, the insurance refuses to budge.
Global difficulties for insurers due to vaccinesActuaries have been warning that rising claims will be eroding the capital which insurers set aside to avoid insolvency. Notably, older people do not take out life insurance, which means that the claims have been from younger clients. Insurers say that they expect a rise in excess deaths.According to Alex Berenson, the risk of injury or death from the jab is exceptionally high judging from Canadian data.The refusal to pay for a vaccine-related death may not be surprising since globally the life insurance industry has been hit with reported claims of $5,5 billion in the first nine months of 2021 versus $3,5 billion for the whole of 2020, according to insurance broker Howden.Dutch insurer Aegon, with two-thirds of its business in the US, said its American claims in the third quarter were $111 million, up from $31 million a year earlier.
The refusal to pay for a vaccine-related death may not be surprising since globally the life insurance industry has been hit with reported claims of $5,5 billion in the first nine months of 2021 versus $3,5 billion for the whole of 2020, according to insurance broker Howden.Dutch insurer Aegon, with two-thirds of its business in the US, said its American claims in the third quarter were $111 million, up from $31 million a year earlier.
January 17, 2022Up to 65% Increase in Deaths Among 18-49 Year Olds in the U.S. During 2021, the Year of the Experimental COVID “Vaccines”I did my own investigation to corroborate what he was reporting, and examined the number of deaths the CDC was reporting through December, 2020, before they revised their website and changed the total number of people who died in 2020, the year the pandemic scam started, which clearly showed that total deaths in 2020 were about the same as the previous two years, and that all they basically did was eliminate most of the flu deaths and blame those on COVID-19.The result of this investigation was that we saw about an additional 400,000 deaths in 2021, the year of the COVID-19 vaccine roll-out. See:
Results indicate that the treatment (vaccine administration) has a strong and statistically significant propensity to causally increase the values in either y1 or y2 over and above what would have been expected with no treatment. y1 showed an increase/decrease ratio of (+115/-13), which means 89.84% of statistically significant countries showed an increase in total deaths per million associated with COVID-19 due directly to the causal impact of treatment initiation. ...The statistically significant and overwhelmingly positive causal impact after vaccine deployment on the dependent variables total deaths and total cases per million should be highly worrisome for policy makers. They indicate a marked increase in both COVID-19 related cases and death due directly to a vaccine deployment that was originally sold to the public as the “key to gain back our freedoms.”
Spectacular falsehoods, deep truths, and Canadian truckers are finally piercing the long-impervious Covid storyline. When a justice of the Supreme Court on January 7 asserted that 100,000 children were hospitalized with Covid-19 “in serious condition, and many on ventilators,” it reflected the ill-informed panic that’s driven policy the last two years. In fact, CDC data showed just around 3,200 children were hospitalized while Covid-positive, few were in serious condition, and almost none were on ventilators. The episode was just the latest false droplet in a flood of erroneous Covid-speak. We’ve known since near the beginning that young people are not at serious risk; lockdowns don’t halt the spread and do far more harm than good; and an array of cheap, safe, long-approved generic drugs often stop the virus dead in its tracks when taken early. Yet each of these central facts was suppressed by a sprawling array of old and new media, digital platforms, captured medical journals, non-profit scolds, and public health spokespeople claiming omniscience. It turns out Canadian truckers listening to Joe Rogan know more than many “experts.” Had the truckers been in charge the last two years, the world would probably be healthier, and freer. ...One CEO of a $100-billion life insurance company recently expressed his alarm at the unprecedented fatality rates – a 40% non-Covid death spike – among young and middle-aged people. You can see nearby the preliminary CDC data for 15-44 year olds, which suggest something – not Covid, not opioids – went terribly wrong in 2021.
Four weeks ago, OneAmerica insurance company CEO Scott Davison revealed that they had witnessed 'the highest death rates in the history of this business - not just at OneAmerica' with a jump of '40% over what they were pre-pandemic.' Interestingly, Davison noted that the majority of deaths are not classified as due to Covid-19.So the CEO in his own words. They are mandating vaccines in the workplace and raising premiums in lower vaccinated counties because they are mistakenly guessing here initially. The premiums will change to higher vaccinated areas as time moves on is my guess. He missed the plot. pic.twitter.com/avjFxkn7su— Ed ☯️Free Thinker & Oracle (@DowdEdward) January 3, 2022The implication to many was clear - that the Covid-19 vaccine is linked to the excess mortality, and months of vaccine injury reports were now spilling over to actuarial data - which is beginning to show, among other things, that younger, working-age people began dying in greater numbers as vaccine mandates hit - for a disease which primarily kills older, non-working age individuals. The counter argument, often presented without evidence, is that the increase is due to people who postponed elective surgeries and other medical treatments during the pandemic.Ex-Blackrock fund manager Ed Dowd is in the former camp, and has spent the last month analyzing breadcrumbs associated with a rise in excess mortality vs. pre-pandemic levels. Given that we're now in the middle of earnings season, there are some pretty big crumbs rolling out of the insurance and funeral services industries which are beginning to paint a disturbing picture.A few key observations:Mortality worsened in 2021 vs. 2020 despite widespread vaccinationsA spike in Mortality among younger, working-age individuals coincided with vaccine mandatesThe spike in younger deaths peaked in Q3 2021 when Covid deaths were extremely low (but rising into the end of September)
Over half the deaths seen by this funeral director were likely caused by the COVID vaccinesHe is not alone in seeing this. All his other embalmer friends see it too. All of them. The only possible explanation: the COVID vaccines are killing massive numbers of previously healthy people.Fifteen embalmers are all seeing odd fatal clotting in people that first started in 2021. As many as 65% of cases are affected. Just like the DMED data, this evidence is being totally ignored by the mainstream press and medical community as well as the CDC and other HHS agencies. The only explanation that fits all the facts is that the vaccines are killing Americans in massive numbers and should be immediately halted.
Insurance Company Death Rates. Insurance company’s numbers don’t lie, and the story inside the numbers is pretty horrifying. A couple of months ago, Scott Davidson, the CEO of a life insurance company in Indiana made a remark on a Zoom call that went “underground viral”. Davidson said that at his company, claims for deaths have seen a 40% increase in Q3 and into Q4 of 2021. The increase was among 18-64-year-olds, and primarily NOT Covid deaths. He said that this increase is unheard of, by far the highest number of deaths in the history of the company and that a catastrophic, once in 200 years event would be expected to have a 10% increase at worst. Edward collaborated with a friend from Wall Street to gather the exact numbers from some of the biggest insurance companies in the industry. The increase in death rates for the second half of 2021 ranged from +21%-+57%. Bombshell numbers:Twitter avatar for @DowdEdwardEd ☯️Free Thinker & Oracle @DowdEdwardSummation of Major Insurance company corporate group policy Loss Ratios (Death Claims) Q4 rate vs 2019 rate:Unum $UNM +36%Lincoln $LNC +57%Pru $PRU +41%$RGA +21%Hartford $HIG +32%MetLife $MET +24%Eye 👁 opening to say the least!
Summation of Major Insurance company corporate group policy Loss Ratios (Death Claims) Q4 rate vs 2019 rate:Unum $UNM +36%Lincoln $LNC +57%Pru $PRU +41%$RGA +21%Hartford $HIG +32%MetLife $MET +24%Eye 👁 opening to say the least!
German publicly regulated health insurers, the Betriebskrankenkassen, report substantially higher vaccine adverse effects than the Paul-Ehrlich-Institut, our vaccine regulatory body.Andreas Schöfbeck, board member of BKK ProVita, one of these insurers, told Welt in the linked article that “The figures we have found are substantial and demand urgent verification.”Basically, BKK ProVita noticed anomalous diagnoses indicating adverse vaccine side effects, particularly surrounding these codes: T88.0: Infection or sepsis after vaccination; T88.1: Other complications or skin rash following vaccination; Y59.9: Complications due to vaccines or biologically active substances; and U12.9: Undesirable side effects from Covid-19 vaccines.Meanwhile, the official PEI reports figures almost one magnitude lower.
Massive increase in non-virus working age deaths. It's the vaxx.
Persons who argued for lockdowns and vaxx are murderers.
Germany's largest health insurance company, BKK, just came out with an alarming estimate that the experimental quasi-vaccines killed 31,000 people there.Having worked through college as an actuary, I'm going to suggest that the actuaries did not likely get this wrong. They are the world's experts in exactly this form of data analysis, by definition, and Germany is one of the nations that has an excellent population of actuaries.Note that depending on how you want to scale (I prefer age to doses since my own analysis of the risk curve ramped up so substantially), this lands the U.S. roughly in the ballpark of 120,000 deaths.
I provide a translation of Andreas Schöfbeck’s letter to the Paul Ehrlich Institute, on the underreporting of vaccine side effects in Germany. Apparently the PEI has responded, but exactly what they’ve said has yet to be released, as far as I know.Dear Prof. Dr. Cichutek,the Paul Ehrlich Institute has issued a press release announcing 244,576 suspected cases of adverse reactions to the Corona vaccines for the calendar year 2021.Our company has data that give us reason to believe that there is a very pronounced under-reporting of suspected adverse reactions following Corona vaccination. I attach an analysis to this letter.Physicians' billing data provide the basis for this analysis. We have sampled data from the anonymised records of company health insurers, totalling 10,937,716 insured persons. So far, we have billing data for the first half of 2021, and about half of the billing data for the third quarter of 2021. We queried this data for the ICD codes valid for vaccination side effects. Although we do not yet have the complete data for 2021, our analysis of the available data reveals 216,695 treated cases of vaccination side effects following Corona vaccination. If these figures are extrapolated to the whole year and to the total German population, perahps 2.5 to 3 million people have received medical treatment for side effects following Corona vaccination.For us, this is a serious wake-up call, that must be considered for the further administration of vaccines. We think it would be relatively easy and quick to confirm these figures, by asking the other health insurers (AOKs [general regional insurers], the alternative insurers, etc.) for a corresponding anylsis of their data. Extrapolated to the number of vaccinations across Germany, this would mean that about 4-5% of the vaccinated have been treated by a doctor because of side effects from the vaccines.We believe that vaccine side effects are being substantially under-reported. It is crucial to identify the reasons for this as soon as possible. Since there is no remuneration for reporting adverse reactions to the vaccine, our primary assumption is that doctors often neglect to report adverse reactions to the Paul Ehrlich Institute, because of the effort involved. Doctors tell us that reporting a suspected vaccine injury takes about half an hour, which means that 3 million suspected cases of adverse reactions would require doctors to work 1.5 million hours. That would correspond to the annual labour of around 1,000 doctors. This should also be quickly confirmed. A copy of this letter will also be sent to the German Medical Association and the Federal Association of Statutory Health Insurance Physicians.The Central Association of Health Insurers will also receive a copy of this letter with a request to obtain corresponding data analyses from all health insurers.Since we cannot rule out the danger to human life, we ask you for your report on your response by 6pm on 22 February 2022.Regards,Andreas Schöfbeck