patrick.net

clambo says

retire as soon as you can

Instead of saying RETIRE, i would say "stop doing shit that you don't like to do" as soon as you can. No reason to stop working if you enjoy it.

Booger says

Still not enough to retire in Caligulan splendor.

Is it enough to dine a few times a week at applebees and the olive garden in the "earlybird" timeslot? Maybe even have a glass of their house wine?

mell says

Did a transatlantic cruise roughly 10 years ago and loved it.

They had tranny cruises in the Atlantic 10 yrs ago?

Retirement is just withdrawing yourself from society and abandoning any control of it.

richwicks says

Retirement is just withdrawing yourself from society and abandoning any control of it

Yeah, could live just better than being homeless such as on a sailboat or an RV.

Reminds me of the movie Nomadland

Bob Wells is a master of RV cheap living and nomad life : https://www.youtube.com/channel/UCAj7O3LCDbkIR54hAn6Zz7A/videos

.

komputodo says

Instead of saying RETIRE, i would say "stop doing shit that you don't like to do" as soon as you can. No reason to stop working if you enjoy it.

For me work is too easy, too lucrative, and stress free, so why stop? I like the idea of not having to pay $1000/month (or something close to that) is after tax dollars just for health and dental insurance. Plus padding my 401K and potentially upping my SS payout (to offset the potential reductions coming) appeals to me. My idea of "retirement" anytime soon is more like a WFH gig (I have to go to work in the office now).

richwicks says

Retirement is just withdrawing yourself from society and abandoning any control of it.

Not for me. Busier than ever in social activity now that I am not working.

Spending some time volunteering which while not controlling, is impactful in its own little way.

My definition of retirement is not having to do anything or be anywhere at any particular time.

Unfortunately, I have found that medical appointments began to intrude on this concept for me.

Ever see youtubes of people in NYC or other cities waiting in line to buy some food that is supposed to be great?
I won't wait in line for anything.

Edit: I would add doing what I want to do at any particular time, within limits.

clambo says

My definition of retirement is not having to do anything or be anywhere at any particular time.

Unfortunately, I have found that medical appointments began to intrude on this concept for me.

Ever see youtubes of people in NYC or other cities waiting in line to buy some food that is supposed to be great?
I won't wait in line for anything.

My only "volunteer" activity was cleaning up the trash near where I was living in La Paz Mexico; Mexicans are filthy slobs for some reason.

One of my goals is not taking any medication outside of supplements, with the exception of addressing acute issues rarely, and even then OTC stuff should be fine. I'm convinced that 80% of modern medicine pushed medications make things worse, not better. Nobody should have to take any medication until advanced old age, and even then sparsely, with few exceptions proving the rule.

Mell,

Years ago, my father, suffering from dementia, ended up at an assistant living facility. I was responsible for 'filling' his meds weekly and began to question what all of these medications were doing to him. Not being a big believer of modern medications myself, I decided to take him off of everything, replacing them with vitamin supplements, along with a couple of homeopathic supplements for his known ailments. Within a couple of days, he had a dramatic improvement, so much so, that staff members were making comments to me. One was an RN. We got into a conversation about side effects and overlapping medications, etc. I told her what I did. She had been an RN for almost 40 years, and I have never forgotten her response. She said that she became convinced that modern medications are doing far more harm than good!

Modern medicine almost never addresses the root of the cause. Over 15 years ago, I developed a heart problem that was 'incurable.' I was given only 1-3 years to live. To make a long story short, I changed my diet to a nutrition based diet that eliminated fish, dairy, meat and poultry, and, I began to exercise. My condition improved dramatically within only a couple of weeks ... and after 15 years, I'm healthier than most people half my age.

My father at age 95 only took a blood pressure medicine.
It's likely difficult to lower our blood pressure with diet and exercise.
Blood vessels get more rigid and raise blood pressure.
Lisinopril evidently is okay.

clambo says

My father at age 95 only took a blood pressure medicine.
It's likely difficult to lower our blood pressure with diet and exercise.
Blood vessels get more rigid and raise blood pressure.
Lisinopril evidently is okay.

Probably better than statins. You can always try a good dose of magnesium 2-3 times a day, should lower BP as well.

RayAmerica says

Mell,

Years ago, my father, suffering from dementia, ended up at an assistant living facility. I was responsible for 'filling' his meds weekly and began to question what all of these medications were doing to him. Not being a big believer of modern medications myself, I decided to take him off of everything, replacing them with vitamin supplements, along with a couple of homeopathic supplements for his known ailments. Within a couple of days, he had a dramatic improvement, so much so, that staff members were making comments to me. One was an RN. We got into a conversation about side effects and overlapping medications, etc. I told her what I did. She had been an RN for almost 40 years, and I have never forgotten her response. She said that she became convinced that modern medications are doing far more harm than good!

Modern medicine almost never addresses the root of the cause. Over 15 years ago, I developed a heart problem that was 'incurable.' I was g...

Why fish?

Sorta retired 40y/o here. Have a small biz that is hands off that is enough to support our family, and have a full time corporate remote gig that requires about 1-2 hrs. work a day - it's the most laid back I've ever had it. I like to work, and don't see myself "retiring" 100% ever. I'd be afraid of getting bored. My CD's (5+%) and 401k's are doing pretty good, so for my age, I'm comfortable and could pull the plug if need be.

Since we bought a farm (paid off), we grow most of our food. With all the MRNA shit coming down the pipeline in meat, we have a herd of 10 cattle and sheep. Life is good. One goal remains, and I still want to buy a sailboat and circumvent the world. But that remains to be seen, until all this global retardedness stops.

Regarding diet, I switched to a strict carnivore diet: meat, butter, eggs, bacon. I used to have high blood pressure, now it's normal without meds. No more anxiety/depression, and I have the libido of a 16 y/o now. Amazing how diet changes really impact overall health.

komputodo says

mell says

Did a transatlantic cruise roughly 10 years ago and loved it.

They had tranny cruises in the Atlantic 10 yrs ago?

Yep, back then they had to get past the 12-mile limit to do the conversion surgeries.

joshuatrio says

I still want to buy a sailboat and circumvent the world.

Interesting choice of words - "circumvent."

joshuatrio says

I still want to buy a sailboat and circumvent the world.

don't wait to buy one....rent one and leave tomorrow. Have fun

HeadSet says

joshuatrio says

I still want to buy a sailboat and circumvent the world.

Interesting choice of words - "circumvent."

he wanted to throw a $10 word into his comment.

joshuatrio says

One goal remains, and I still want to buy a sailboat and circumvent the world. But that remains to be seen, until all this global retardedness stops.

Do local. Great loop. https://oceanservice.noaa.gov/facts/great-loop.html

Don't know your sea going experience but that's a great starter trip. Transatlantic or Pacific you gotta know your shit. You get 300 miles off shore in a sail boat you ain't going back likely. Or tool around the Caribbean first. I'm different though I have to interest to go east besides the Med, mainly Greece in Europe, Australia, NZ and I'd check out anything in this hemisphere. Southeast Asia seems like it could be fun. Or South Pacific.

clambo says

My definition of retirement is not having to do anything or be anywhere at any particular time.

If this is your definition, then I’ve been retired for more than a decade. 😅

Well, I have to go on vacations whenever my wife tells me to. I’m so content with myself that I don’t care to travel. I have plenty of things to do where we live, and I enjoy good food and hang out with friends.

mell says

One of my goals is not taking any medication outside of supplements, with the exception of addressing acute issues rarely, and even then OTC stuff should be fine. I'm convinced that 80% of modern medicine pushed medications make things worse, not better. Nobody should have to take any medication until advanced old age, and even then sparsely, with few exceptions provi...

Same here. The only supplement that I take occasionally is Vitamin D. Congrats @mell. Stay active. Stay healthy. Live happy

komputodo says

joshuatrio says

I still want to buy a sailboat and circumvent the world.

don't wait to buy one....rent one and leave tomorrow. Have fun

Where can you rent one for a year or two? Already completed ASA 101-104.

komputodo says

HeadSet says

joshuatrio says

I still want to buy a sailboat and circumvent the world.

Interesting choice of words - "circumvent."

he wanted to throw a $10 word into his comment.

Lol, yeah. I watch too many sailing channels.

Eman says

mell says

One of my goals is not taking any medication outside of supplements, with the exception of addressing acute issues rarely, and even then OTC stuff should be fine. I'm convinced that 80% of modern medicine pushed medications make things worse, not better. Nobody should have to take any medication until advanced old age, and even then sparsely, with few exceptions provi...

Same here. The only supplement that I take occasionally is Vitamin D. Congrats mell. Stay active. Stay healthy. Live happy

That's an awesome goal and achievable for most people via diet. It took me years to get off blood pressure meds, but once I found what worked, I never went back.

Being on a med, makes you feel like a lifetime slave to big pharma/doc complex. It was liberating to be able to throw my old script in the trash.

RWSGFY says

Why fish?

Here are just some of the MEDICAL reasons, as explained by Dr. Caldwell Esselstyn: Eating Fish Gives You Highest Rate Of TMAO. Highest Rates Of TMAO Had Most Severe Cardiovascular
https://www.youtube.com/watch?v=xDJhFn-pRwM&t=296s

Here's my own take on eating fish. First, much of what we are consuming are fish that have been 'farmed.' Chemicals, growth hormones, antibiotics, etc. are all used in farmed fish. Obviously, when eating these fish, you are also consuming those artificial chemicals. Wild fish also are found to have high levels of mercury, along with PCBs. If the above is prepared with oil (as in baked or deep fried) the negatives for your heart only increases.

komputodo says

HeadSet says

joshuatrio says

I still want to buy a sailboat and circumvent the world.

Interesting choice of words - "circumvent."

he wanted to throw a $10 word into his comment.

No, not a "$10 word," but possibly an accidental pun. Joshuatrio may have meant "I still want to buy a sailboat and circumnavigate the world. The word "circumvent" means to prevent or overcome an obstacle or difficulty, as in "The Dems circumvented Trump's re-election using vote fraud."

RayAmerica says

Here's my own take on eating fish. First, much of what we are consuming are fish that have been 'farmed.' Chemicals, growth hormones, antibiotics, etc. are all used in farmed fish. Obviously, when eating these fish, you are also consuming those artificial chemicals. Wild fish also are found to have high levels of mercury, along with PCBs. If the above is prepared with oil (as in baked or deep fried) the negatives for your heart only increases.

All valid points, but you could use the same reasoning to never eat vegetables again. Sprayed with pesticides, GMO's, can also be served fried. But if you source quality ingredients, you'll be fine. In the case of fish, NO farmed ever, nothing from the Atlantic(too dirty), And just bake in the oven(no oil required). And NEVER eat the scales, that's the layer they use to keep toxins out.

Be careful of any diet that cuts out natural substances other than added sugar. The more you cut out, the more supplements, or variety you need from other sources.

WookieMan says

joshuatrio says

One goal remains, and I still want to buy a sailboat and circumvent the world. But that remains to be seen, until all this global retardedness stops.

Do local. Great loop. https://oceanservice.noaa.gov/facts/great-loop.html

Don't know your sea going experience but that's a great starter trip. Transatlantic or Pacific you gotta know your shit. You get 300 miles off shore in a sail boat you ain't going back likely. Or tool around the Caribbean first. I'm different though I have to interest to go east besides the Med, mainly Greece in Europe, Australia, NZ and I'd check out anything in this hemisphere. Southeast Asia seems like it could be fun. Or South Pacific.

Yes! I've seen the great loop and have considered starting out taking that route.

My son graduates high school in 3 years, so the goal is to have a sail boat by then. Either start out with the great loop or island hopping in the Caribbean.

I have a cousin who lives on a boat with her husband in Tampa. He works remotely, and they plan on sailing around, but apparently they've had to sink some money into the boat first..

I watched my friend's vids from when he went up and down the Pacific Coasts and around the Atlantic to Europe. Aside from some interesting pictures in which he hired naked girls to staff his boat, stuff looked a bit scary. I am surprised he is alive. Just a few things, he was nearly shot when a group of rebels commandeered a bus he was on in Columbia. He was told not to say a word. He was also nearly killed by a serial killer from Germany, who murdered people on a boat, took it over, and said he needed help when he couldn't manage the boat alone and ran into my friend. He attacked my friend when he was given a tow. My friend warded him off and threw him overboard to swim back to his boat. My friend wound up needing surgery on his hand where he was struck by the pipe he was warding off.

A staff member from my grad school and her husband I heard took tours around the world (he was wealthy show biz exec) and were killed by Somali pirates when they decided to take a shortcut away from their boat grouping.

Another guy and wife went on a jaunt around the Pacific ( he had once solo'd to Hawaii). Their boat was keeled by a rich guy's boat in Tonga, and when they called back home for money wire, they found out their trip money had all been spent by wife's daughter and hubby who had been left as trustees while they were on trip, leaving them financially stranded. They had to ask a friend for their fares back home. Their boat was eventually repaired by the rich guy who hit it, but he had to make paying for the boat being shipped back a part of employment package when he went back to work. He was good enough that he got that.

He and his wife lived on the boat for a while (he bought it cheap because it had been an abandoned drug runner's boat), but they retired in Arizona far from any coasts. Guess they had enough.

I guess you get more adventures than bargained for when you do things like this. Not my cup of tea.

I agree RETIRE as soon as you can: Nobody in the history of the planet ever said on their death bed I wished I would have worked more.

Oh, Ive had my share of boats in my lifetime and I can tell you the day you sell it is a BETTER day than the day you bought it.

joshuatrio says

My son graduates high school in 3 years, so the goal is to have a sail boat by then. Either start out with the great loop or island hopping in the Caribbean.

A lot of people change their mind about going around the world after their first rough passage. Preparation and calmness get you through. Get a good boat and when you are ready to passage from Panama to Tahiti I'll crew for you and fly back. It's good to have an extra hand on a long passage.
Here is my brother in law's boat:

This is the kind of boat for going around the world. Though a fast catamaran would be fun too.

casandra says

Oh, Ive had my share of boats in my lifetime and I can tell you the day you sell it is a BETTER day than the day you bought it.

If it floats, flies, or F**ks, rent it by the hour.

If It Flies, Floats or Fucks - Kevin Bloody Wilson
https://www.youtube.com/watch?v=Z3aZrS_rLqA

Right down to make your own Home brew.

I want a boat but know they're a huge maintenance cost and dock/storage expense, not to mention time. More so if they're on salt water under the sun and humidity.

AmericanKulak says

I want a boat but know they're a huge maintenance cost and dock/storage expense, not to mention time. More so if they're on salt water under the sun and humidity.

So True.

But you got to spend your money on something.

this boat is NOT meant for going around the world.

People in early retirement put their names up in ads to crew other people's boats to various destinations. They have income already, can do work and maintenance (which they would be doing anyway with their own boats), and get the ride and the experience. They can also hop off somewhere and catch a plane back. I think I would rather do something like that.

l like sailing but I'm never crossing any ocean in a sailboat.

Ceffer says

get the ride and the experience. They can also hop off somewhere and catch a plane back.

And hope you don't get stuck with captain Bligh or pirates don't steal the boat and sell you into slavery.

Still, when joshuatrio gets his boat through the canal I will help him sail it to the South Pacific, but I'm getting off before the Philippines.
clambo says

l like sailing but I'm never crossing any ocean in a sailboat.

A good boat with modern navigation equipment and a good weather window can easily make most passages. It's hard to avoid rough weather. Sail long enough and sooner or later a storm will come up that will make you believe in God and ask for his mercy.

joshuatrio says

Either start out with the great loop or island hopping in the Caribbean.

I'm a Caribbean guy having been to the lower 48 already, but the loop is a perfect way to see the states, history, etc. if that's your thing. I think parts of the US are overrated. The Caribbean if you know where to go is a blast. Cruise ships being active is annoying, but with a boat you get to go where you want in quieter spots (private).

St. John, USVI is my favorite. Would like to explore Puerto Rico more for future tax savings. The hurricane thing is the only thing that freaks me out down there. We've lucked out in October/November when the prices are the cheapest. Off season, so not everything is open is the only issue.

If your time is free, I'd hit the Caribbean November to May and sail further south to Aruba area before hurricanes hit. Still a touch of a risk, but usually hurricane don't hit that far South. Then just sail up the Lesser Antilles as hurricane season ends. A Caribbean loop so to speak.

I was with my friend who works in a nursing home doing something.
She told me that the significant age is 70.
She's seen so many people develop problems at that age that she wants to retire early enough to be able to travel.
My 65 year old neighbor had strange hallucinations one morning; it was a mini stroke.
My friend in Santa Cruz felt strange, and found out he had tachycardia. It was cured by a procedure which was scary and he's fixed.

I’m 42yrs old and killing myself in the tech industry.

I find this post very interesting and thank you to some of you older guys for sharing.

BayArea says

I’m 42yrs old and killing myself in the tech industry.

I find this post very interesting and thank you to some of you older guys for sharing.

Did you go fully remote already? Highly recommend