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92
Misc
2024 Sep 16, 11:49pm
AD says
Lots of private companies have been sold on the Index fund route a, as well. By at least getting the match and going pre-tax, you lose less value over the long term. Mathematically, the vast majority of people must lose value on their investments. The idea is to lose as little as possible.
Misc says
Just put in enough to get the match, and do it pre-tax, no Roth 401-k where you don't get the tax benefit. Best you can do with a 401-k type program and stay away from Index funds.
I agree about contributing to traditional 401K (pre-tax). When you retire and withdraw from it, you'll be in a lower tax bracket.
What do you mean stay away from index funds like Wilshire 5000 or S&P 500 ? ? ? ?
Where do you put the money ? If you work for the federal guvmint, the Thrift Savings Plan (i.e., 401K) only has index funds and government bond fund.
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Lots of private companies have been sold on the Index fund route a, as well. By at least getting the match and going pre-tax, you lose less value over the long term. Mathematically, the vast majority of people must lose value on their investments. The idea is to lose as little as possible.
94
RWSGFY
2024 Sep 17, 3:04pm
RWSGFY
2024 Sep 17, 3:04pm
HeadSet says
I used to but now the return pretty meh.
Anyone here buying Tbills through Treasury Direct?
I used to but now the return pretty meh.
95
AD
2024 Sep 17, 5:23pm
AD
2024 Sep 17, 5:23pm
Misc says
I never lost money on my S&P 500 Fund as I've sold shares that I owned for at least 7 years
,
Lots of private companies have been sold on the Index fund route a, as well. By at least getting the match and going pre-tax, you lose less value over the long term. Mathematically, the vast majority of people must lose value on their investments. The idea is to lose as little as possible.
I never lost money on my S&P 500 Fund as I've sold shares that I owned for at least 7 years
,
96
Misc
2024 Oct 7, 2:04pm
Today's market can best be described as Insurance companies dash for cash. The property/casualty folks are about to be hit with what is probably a record dollar amount of claims. They gotta sell everything to meet that cash demand.
I wonder how many of these will make it.
https://www.alliance321.com/top-homeowners-insurance-companies-in-florida/
I wonder how many of these will make it.
https://www.alliance321.com/top-homeowners-insurance-companies-in-florida/
97
stereotomy
2024 Oct 11, 7:45am
stereotomy
2024 Oct 11, 7:45am
Misc says
It's not only property, but the profits of life insurance companies suffering under the procrustean duress of a 6-sigma surge in excess mortality (and payouts) and rising interest rates.
(how did y'all like that $10 word?)
Today's market can best be described as Insurance companies dash for cash. The property/casualty folks are about to be hit with what is probably a record dollar amount of claims. They gotta sell everything to meet that cash demand.
I wonder how many of these will make it.
https://www.alliance321.com/top-homeowners-insurance-companies-in-florida/
It's not only property, but the profits of life insurance companies suffering under the procrustean duress of a 6-sigma surge in excess mortality (and payouts) and rising interest rates.
(how did y'all like that $10 word?)
« First « Previous Comments 92 - 98 of 98 Search these comments
One year return = 24.38%
If you invested $1 million in the average S&P 500 stock index fund, you'd be smoking fat cigars and doing $243,800 worth of hookers and coke.