patrick.net

The Fed Funds rate was 5% to 6% from 1995 to 200, and around 5% in 2007.

The Fed Funds rate was 0.25% from 2009 to 2016 and then peaked at 2.5% in 2019.

It is now 1.75%. I suspect the Federal Reserve will raise it to a maximum of 3% to 4%.

All of this may help adjust housing prices so that homes are affordable.

That means housing cost (rent or mortgage/property tax/property insurance/HOA fee) is not more than 36% of household income for the typical family living.

.....

richwicks says

FarmersWon says

A fake bomb threat resulted in the arrest of 2 Sikh men attending a Sikh Genocide Remembrance Rally.
This raises serious questions. Who provided this false info and was this really about shutting down dissent?

How do you know it's not fake?

Hey, there's nuts and violent people in every group.

Hindoo is known to kill own people and blame Sikhs. This is factual historical fact.
There leaders openly said its OK to kill 40M Bhartis to get rid of 20 M Sikhs.
Hindooo cult treats Bhartis like shit.. $1 a day wage and no toilets or food.

On the current news:
https://ottawa.ctvnews.ca/false-bomb-threat-tippers-should-be-prosecuted-world-sikh-organization-of-canada-1.5946141
Police face growing questions, calls for investigation into false Parliament bomb tip

https://ottawacitizen.com/news/local-news/rcmp-investigating-false-parliament-hill-bomb-tip-against-sikh-men-ottawa-police
RCMP investigating false Parliament Hill bomb tip against Sikh men: Ottawa police

WookieMan says

1337irr says

As someone who worked in the mortgage bank industry, I recommend just increasing your deductible limit to lower the cost of insurance. Some repairs can be financially devastating such as a tornado, fires or sinkholes.

I'd agree. If you can't front a high deductible you're likely to be broke. Maybe don't buy/build something so expensive? I always go high deductible and high coverage.

Having made claims from travel to houses, keep cash on hand and you'll be rewarded with a lower monthly payment. No sense in giving it away to an insurance company until you actually need to, which might be never.

+1

Worked hard and never got laid. Perfect drone.

I mean, who is the jackass that upvoted this drivel.

Fucking attempted coup my ass. The first fucking coup attempt in history where not one “insurrectionist” was armed and the fucking government said “come on in”.

Who the hell are the assholes writing these lies?

The threat to Democracy is too much government meddling in our lives.
Another is allowing foreigners in the USA in large numbers.
The most recent threat was the lawless behavior of governors illegally changing voting procedures to vote (fraud) by mail. This allowed vote fraud on a large scale.
Only a fool believes we should vote by mail.
January 6 was a protest against the vote fraud in November.
How do we know it’s a fraud? It’s true because any mention of it was censored by Facebook, Twitter, etc.

DooDahMan says

On the anniversary of the January 6 attempted coup

This was a public demonstration that meant to get the public's attention. It was no coup, and you know that. If it was, then they would have gone in there with guns and started shooting and set fire to the place. Yes it caused disruption but it was not there to have a takeover of the government. And yes, disruption or disorderly conduct could be attributed to a few of the protesters, including the African American, John Sullivan, who is a left wing activist.

.

My father lived to just a week short of 96.
The cartoon above shows an inaccurate description of him.
He did take a nap after lunch.

I recommend to have extra money to pay someone to help you; your kids likely won’t (if you have any).

I’m not a geezer yet but I’m going to be prepared for it.

Don’t let yourself go, my father even had a trainer at age 94.

DooDahMan says

On the anniversary of the January 6 attempted coup

I agree. It is fraud and slander to characterize legitimate unarmed objection to mass election fraud as somehow a coup, especially when the protesters were deliberately let to the Capitol building.

I disallow it.

DooDahMan's comment will all go through moderation again, like I did once before. I am certain that he is not here for any good reason.

LOL at new title. It is a 'Soros' tactic to interject 'threat to democracy' every other sentence to virtue signal and justify destruction of actual democracy.

There's enough firm evidence Jan 6 is a rampant false flag perpetrated by the Dems and radicals, that the 'coup' word repeated over and over with the 'd' word is two bit propaganda.

@Patrick Please ban him benevolent dictator! I don't like drivel and slanderous posts that are more than a 1,000 words.

We'll call it PatrickTruth Social.

1337irr says

Please ban him benevolent dictator!

He's not banned, but can no longer create new threads, and his comments have to go through moderation now.

I did this once before when he was getting extremely passive-aggressive, but undid it when he seemed to chill out. Now I think it should be permanent.

FuckTheMainstreamMedia says

Who the hell are the assholes writing these lies?

Propagandists. There are no journalists in the United States - or at least VERY few. Stop giving these assholes legitimacy by pretending that they believe this bullshit. They don't.

In regards to the 2020 presidential election. My own experience volunteering on campaigns and watching results come in for various races says Biden shouldn't have won. The 2000 Mules documentary provides some evidence to my suspicion.

My pops turns 80 in a couple weeks and is pretty badass. Still a sharp mind(mostly), in very good shape. I’m happy and gracious that my parents are still around, and God willing may even get to see grandkids from my nephews.

I still get to attend Dodgers games with him and I’ll be pleased for as long as that continues.

Quite ample evidence - GPS data proving large numbers of specific people going around to ballot box locations, camera data showing them taking selfies with the ballots they are about to stuff in (to get paid), stuffing them in on camera with rubber gloves on, stripping off the gloves afterwards...

It's more than enough to convict.

FuckTheMainstreamMedia says

I mean, who is the jackass that upvoted this drivel.

He upvotes his own posts and comments pretty frequently in my experience.

The DooDahster sure is trolling hard today.

https://www.ksat.com/news/local/2022/06/21/officer-husband-of-slain-uvalde-teacher-was-detained-had-gun-taken-away-after-trying-to-save-wife/

Officer husband of slain Uvalde teacher was detained, had gun taken away after trying to save wife
Texas DPS director said Eva Mireles told her husband she ‘had been shot and was dying’

HunterTits says

Doo is posting shit from the future now.

He self identifies as a time traveler.

.
.

DooDahMan says

The savagely unhealthy housing market is now a nightmare - Logan Mohtashami

If I want to buy a starter home for $500,000 (3 bedroom, 2 bath, 2 car garage within 3 miles of Florida panhandle beach) at a 30 year mortgage rate of 3%, then my monthly payment is $2108. The bank determined I can afford that monthly payment.

Now with the rate at 6%, my monthly mortgage is $2998.

The home price would have to come down to $360,000 (at the 6% rate) in order for the monthly payment to be near $2108.

That means a drop of $140,000 (from $500,000 to $360,000 or 28%).

That is why I am figuring housing prices need to come down about 30%.

I think in a way the Fed is doing this to bring housing prices back to just above 2020 levels. They'll keep rates steady for a while and then make adjustments as necessary.

For the ones who bought at 3% interest rate for a mortgage in 2020 to 2021, I don't think this matters much if they plan on staying in their homes for at least 7 years.

.

Knowledge, equality and light is enemy of darkness called Hindoooooo cult.

https://twitter.com/AudreyTruschke/status/1521024014902308864?cxt=HHwWgMC58YzS4ZsqAAAA
"Proponents of the political ideology known as Hindutva actively try to restrict knowledge, often drawing from the colonial toolkit, and, in so doing, champion ideological control as a virtue."

On Hindutva "decolonization," i.e. promoting colonial ideas-

Dickheads have produced:
1) Uncontrolled surplus unemployed or underemployed young population ready fuel for minority genocide.
2) $1 a day median wage.
3) Eating toxic excreta.
4)100% corrupt bureaucracy unleashed on people to suck their blood and make them slaves of Hindooooo cult.
5) Mental and physical filth everywhere.

Denying a Bleak Future
--------------------------------
Looking forward, Hindu nationalists seek to continue molding India into a Hindu Rashtra, an ethnonationalist homeland whose dystopic features they attempt to hide from much of India’s population. Hindutva ideologues project many fictions about India’s future, including the basic idea that it will present a better life for most Indians. In reality, Indians are already suffering under the tightening grip of Hindu nationalists, who are actively eroding freedom of the press, civil society, human rights, and human freedom overall. Hindu nationalists do not want Indians to glimpse where their nation is likely headed, which is why they have driven human rights watchdog groups out of the country and relentless persecute journalists. These actions do nothing to change the oppressive reality on the ground, but they substantially restrict knowledge about Hindutva activities and their negatives impacts on Indian citizens

Removed "dickheads" from title. Too personal.

Patrick says

Removed "dickheads" from title. Too personal.

It is self identification .. Nothing personal.
Compare the pictures.

Winners twitter profile... Clearly indicating the goal is to create separate sikh state... He was tortured by Hindooo(His nails pulled and given electric shocks) for many years.
Whats the secret plan of Hindooo?... Is he sold to Hindooo or Hindooo has some other plans.. We will see.( In Hindooo land there are no real elections)
Hindooo knows that Sikhs consider Hindooo cult as enemy and will stab this cult to oblivion as soon as get chance to bring peace in Bharat.

Other theory may be to appease Sikhs for time being to slow down(they can't stop) nexus of CIA,Pakistan ISI and China to enslave Hindooo land and give Khalistan to Sikhs.(British have old pact with Sikhs, Only the UK's bitch Thatcher broke that pact)
Hindoo cult has some more assets to plunder before they run to globalists with loot.. Let us see what happens.

https://twitter.com/SimranjitSADA
Official A/C: President Shiromani Akali Dal (Amritsar), 2 times MP, won with highest margin of votes in 1989, striving for #Khalistan(sovereign state for Sikhs)

https://twitter.com/SimranjitSADA/status/1522150592780509184?cxt=HHwWgICplcj54Z8qAAAA
Appeal to Nordic countries-SSM Nordic Countries should not recommend the Hindu Indian state to become a permanent member of the UN Security Council as it has not honoured 1948 Resolution of UN SC for plebiscite in Kashmir. It has committed genocide the Sikh peoples with impunity.

https://twitter.com/JagrajS38632272/status/1541107871714525184

Right: Sikhs only care what the "Guru" says about us and are we on path of "welfare of all" followed by us... if yes other opinion from anyone else is moot.
https://twitter.com/peakyblinder968/status/1541125605588013056

https://twitter.com/Jo_Singh/status/1541157429341061120
The person filming this is an expert... managed to hide the ling at all times

Hindoo cult forcing women to dick worship.

https://news.yahoo.com/indian-women-stepped-hindu-holy-100000297.html
Indian women get stepped on by Hindu holy men in unique ritual to 'fulfil their wishes'

https://notthebee.com/article/it-gets-even-worse-slain-uvalde-teacher-called-her-cop-husband-after-she-was-shot-and-he-tried-to-get-in-to-save-her-but-the-other-police-stopped-him-and-took-his-gun-away

IT GETS EVEN WORSE: Slain Uvalde teacher called her cop husband after she was shot and he tried to get in to save her, but the other police stopped him and took his gun away

GENOCIDE_DNA

https://mobile.twitter.com/Hindus_101/status/1541718446865428480

Hindu Supremacist leader Ron Banerjee, the Executive Director of Hindu Conference of Canada openly demanding killing of of Muslims and Sikhs in India, saying “they deserve to die”! #Prophet #Khalistan #Hindutva #Arrested #zubairarrest

https://twitter.com/BaazNewsOrg/status/1541406747281203202

Hindooo also have dirty habit of killing their own or "whites" to blame it on minorities so that they can justify Genocide.

Hindooo downed their own plane to blame Sikhs:
----------------------------------------------------------------
------------------------------------------------------------------

https://www.govinfo.gov/content/pkg/CRECB-2000-pt17/html/CRECB-2000-pt17-Pg25785-6.htm
[Congressional Record (Bound Edition), Volume 146 (2000), Part 17]
[Extensions of Remarks]
[Pages 25785-25786]
[From the U.S. Government Publishing Office, www.gpo.gov]

REAL CULPRIT IN AIR INDIA BOMBING IS INDIAN GOVERNMENT

__

HON. EDOLPHUS TOWNS

of new york

in the house of representatives

Tuesday, October 31, 2000

Mr. TOWNS. Mr. Speaker, we are all pleased that the Canadian
government has maintained an active investigation of the Air India
bombing in 1985 that killed 329 people. Terrorism is always
unacceptable, and all decent people condemn it.
Thus, I read with interest this past weekend that Canada had arrested
two Sikhs, Ripudaman Singh Malik and Ajaib Singh Bagri, for this
bombing. Unfortunately, I believe that these two individuals are being
scapegoated. The book Soft Target, written by journalists Brian
McAndrew of the Toronto Star and Zuhair Kashmeri of the Tornoto Globe
and Mail, shows that the Indian government itself carried out this
atrocity.
According to McAndrew and Kashmeri, the Indian Consul General in
Toronto, Mr. Surinder Malik, pulled his wife and daughter off the
flight shortly before it took off. A friend of the Consul General who
was a car dealer in Toronto also cancelled his reservation. An Indian
government official named Siddhartha Singh was also scheduled on the
doomed flight and cancelled. Surinder Malik called the Canadian
authorities about the crime before it was reported publicly that it had
occurred to try to point them to a Sikh he claimed was on the passenger
list. The pilot of the flight was a Sikh.
It looks like the Royal Canadian Mounted Police, who made the two
arrests this weekend, were not open to the evidence that the Indian
government was responsible, even though Canada's other investigate
agency, the Canadian State Investigative Service, tried to warn them.
Soft Target quotes a CSIS agent as saying. ``If you really want to
clear the incident quickly, take vans down to the Indian High
Commission and the consulates in Toronto and Vancouver, load up
everybody and take them down for questioning. We know it and they knew
it that they are involved.''
Clearly, the objective was to damage the Sikh freedom movement and
raise the spectre of ``Sikh terrorism'' to justify another of India's
campaigns of violence against the Sikhs.
Mr. Speaker, this is unfortunately not the only case of Indian state
terrorim. The repression of Christians, which has taken the form of
burning churches, murdering priets, raping nuns, burning a missionary
and his two young sons to death, and other atrocities, is well known.
In November 1994, the Indian newspaper The Hitavada reported that the
late Governor of Punjab, Surendra Nath, was paid over $1.5 billion by
the Indian government to foment state terrorism in Punjab and Kashmir.

[[Page 25786]]

In March, during President Clinton's visit to India, the government
murdered 35 Sikhs in the village of Chithi Singhpora, Kashmir. Two
independent investigations and an Amnesty International report have
confirmed the government's responsibility.
Between 1993 and 1994, 50,000 Sikhs were made to disappear by Indian
forces. More than 250,000 Sikhs have been murdered since 1984. Over
200,000 Christians have been killed since 1947 and over 70,000 Kashmiri
Muslims have been killed since 1988, as well as tens of thousands of
Dalit ``untouchables,'' Assamese, Manipuris, Tamils, and others. As you
know, Mr. Speaker, 21 of us wrote a letter in June calling for India to
be declared a terrorist state. These are some reasons why we said that.
Mr. Speaker, India should be declared a terrorist nation and
subjected to the penalties that status brings. We should cut off our
aid to India until it respects human rights. And Mr. Speaker, the only
way that Sikhs, Christians, Muslims, and other minorities will ever
escape Indian tyranny is through the democractic right of self-
determination. We should go on record in support of an internationally-
supervised plebiscite in Punjab, Khalistan, in Nagalim, in Kashmir, and
wherever people in South Asia are seeking their freedom from this
terrorist government, to resolve their status the democratic way, by
the vote. Democratic states don't practice repression and genocide,
they decide issues by voting. Is India a democracy or not?
The Council of Khalistan has issued a press release on these arrests.
I would like to insert it into the Record for the information of the
American people.

Canadian Government Arrests Innocent Sikhs

evidence shows indian government planned, executed Bombing of Air India
Flight 182--Punish the Real Culprits, Not the Scapegoats

WASHINGTON, D.C., October 31, 2000--Despite strong evidence that the
Indian government carried out the bombing of Air India Flight 182 in
1985, killing 329 people, the Royal Canadian Mounted Police (RCMP)
arrested two Sikhs, Ripudaman Singh Malik and Ajaib Singh Bhagri, in
the bombing. Flight 182 was piloted by a Sikh.
``The RCMP has never even considered the evidence that this bombing
was an Indian government operation,'' said Dr. Gurmit Singh Aulakh,
President of the Council of Khalistan, the government pro tempore of
Khalistan, the Sikh homeland that declared its independence from India
on October 7, 1987. He noted that the book Soft Target, written by two
Canadian journalists, proves that the Indian government carried out the
bombing. This finding is confirmed by Canadian Member of Parliament
David Kilgour in his book Betrayed: The Spy That Canada Forgot.
According to Kilgour, a Canadian-Polish double agent was recruited by
terrorists working with the Indian government to help carry out a
second bombing. The agent declined and reported what had happened.
According to Soft Target, the Candian State Investigative Service
(CSIS) was so convinced of the Indian government's involvement that at
a meeting of the task force on the Air India bombing, one CSIS agent
said, ``If you really want to clear the incident quickly, take vans
down to the Indian High Commission and the consulates in Toronto and
Vancouver, load up everybody and take them down for questioning. We
know it and they know it that they are involved.''
According to Soft Target, Surinder Malik, the Indian Consul General
in Toronto, pulled his wife and daughter off the flight suddenly,
claiming that his daughter had to do some examinations for school. A
Toronto car dealer who was a friend of the Consul General also canceled
his reservation on Flight 182. Siddhartha Singh, head of North American
affairs for external relations in New Delhi, who was visiting Indian
officials in Canada, also suddenly cancelled his reservation. The book
reports that Consul General Malik called the police about the bombing
to alert them to an ``L. Singh'' who was allegedly on the passenger
manifest even before the incident became public knowledge. Malik was
one of several Indian diplomats Canada later asked to have removed from
the country after CSIS unearthed evidence of an Indian spy network.
CSIS agents believe that Vice Consul Davinder Singh Ahluwalia laid the
groundwork for the bombing. He was transferred in 1985.
``India has practiced this kind of terrorism both inside and outside
Punjab, Khalistan, for a long time,'' Dr. Aulakh said. He noted that in
March, during President Clinton's visit to India, the Indian government
murdered 35 Sikhs in the village of Chithi Singhpora, Kashmir. Two
independent investigations and an Amnesty International report have
confirmed the government's responsibility. In November 1994, the Indian
newspaper Hitavada reported that the Indian government paid the late
Governor of Punjab, Surendra Nath, about $1.5 billion to organize and
support covert state terrorism in Punjab, Khalistan and in Kashmir. The
Indian Supreme Court described the situation in Punjab as ``worse than
a genocide.''
About 50,000 Sikhs languish in Indian prisons as political prisoners
without charge or trial. Between 1993 and 1994, 50,000 Sikhs were made
to disappear by Indian forces. More than 250,000 Sikhs have been
murdered since 1984. Over 200,000 Christians have been killed since
1947 and over 70,000 Kashmiri Muslims have been killed since 1988, as
well as tens of thousands of Dalit ``untouchables,'' Assamese,
Manipuris, Tamils, and others. ``Democracies don't commit genocide,''
Dr. Aulakh said.
On June 21 Members of the U.S. Congress wrote to President Clinton
urging him to declare India a terrorist state because of the repression
against Christians, such as burning churches, murdering priests, raping
nuns, and other atrocities. ``We must not let the Indian government's
terrorist apparatus repress the minorities and derail our just struggle
for independence by labeling them terrorists,'' Dr. Aulakh said. ``The
time has come for the Sikh Nation to begin a Shantmai Morcha to
liberate Khalistan.''

Must read this book to understand the genocidal DNA of Hindooo.

https://www.amazon.com/Soft-Target-behind-disaster-Second/dp/1550289047

P
2.0 out of 5 stars Important content, but book has some serious issues
Reviewed in the United States on December 9, 2014
Verified Purchase
Positives:

- This is a VERY important book. It casts an entirely different light on the circumstances surrounding Flight 182, and most notably the Sikh community and devious Indian Government -- the latter of whom was really behind the terrorist attack.

Negatives:

- The authors -- as many do on topics like this -- seem to have one bias only. And that is the bias against Sikhs. They source everything else, remain objective, and tell both sides of the story... except when it comes to Sikhs, where they more or less accept all of the bullcrap they have been fed. Note that they source nearly nothing legitimate or credible when it comes to many characterizations of the Sikhs. The authors also use racial 'code words', and go out of their way to criticize Sikhs whenever possible. The point, I can only assume, is to be above any criticism that they sided with the Sikhs and were therefore biased. So they overcorrected and in the process lost their objectivity on particular issues.

- The story is not told well. This is a second edition and I'm not sure if the first edition was better, but this one is choppy.

- There really is no conclusion.

4/10.
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71stang
4.0 out of 5 stars Great tale of the dirty deeds of the Indian government
Reviewed in the United States on June 29, 2017
This book not only covers the 1985 Air India bombing case well, it also gives, in the process, a very thorough description of the turbulent times of the mid-1980s. Because of great political upheavals in Punjab, the Canadian Sikh community went through went through lot of turbulence.
There are many aspects to the plane's bombing: terrorism, Sikhs' aspirations and troubles, the Indian government's treatment of the Sikhs in India and also in Canada, how the Canadian government handled the situation, and the sufferings of the victims of this tragedy. This book focuses on the animosity between the Sikhs and the Indian government, and also the role of the Canadian government that was caught between these two adversaries.
The two journalists are well-qualified for the subject matter and it shows in the detail they present. Another reviewer states that the authors are biased against the Sikhs. This is not the case at all. There is a lot of circumstantial evidence presented. You can make up your own conclusions by putting together the pieces. The authors are very clear about few things:
1. The Indian diplomats and their agents in Canada were continually acting to subvert the Canadian Sikh community and thus maligned the broader Sikh community when only a small number of Canadian Sikhs were possibly violently inclined in the context of the extreme violence that was going on in India at the time.
2. The key Sikhs implicated in the Air India plot were in contact with the Indian authorities.
3. The Canadian External Affairs ministry of the time acted very partial to the Indian government for business reasons.
All taken together, the reader is left with the impression that, more than the reactionary elements within the Sikh community who were reacting to the extreme violence against their homeland, the Indian government was pulling strings behind the scenes to malign the name of the Sikhs in foreign capitals.
Just as it is well-established in hindsight that Indira Gandhi's dirty tricks in Punjab got out of control and true militancy took birth, it is quite likely that something similar happened in June 1985 in Canada as well.
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