On the first month of default my true love said to me…we lost all of our equity!
On the 2nd month of default my true love said to me… There’s 2 past due letters, and we lost all of our equity.
On the 3rd month of default my true love said to me… Our bank got a bailout, 4 past due letters and we lost all of our equity.
On the fourth month of default, 
my true love said to me… We have Four calling collectors, 
our banks bailed out, 
a dozen past due letters, and we lost all of our equity.
On the fifth month of default, 
my true love said to me… we live in our house free!, more calling collectors, 
bank bailed out, 
a dozen past due letters, and we lost all of our equity.
On the sixth month of default, 
my true love said to me we now have
Six months of savings, and we live in our house free! , 
more calling collectors, 
bank bailed out, 
2 dozen past due letters, and we lost all of our equity
On the seventh month of default, 
my true love said to me home prices keep a-falling, 7 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
 and we lost all of our equity.
On the eighth month of default, 
my true love said to me let’s go on vaction, prices keep a-falling, 8 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the ninth month of default, 
my true love said to me I
found some great new rentals, what a great vacation, prices keep a-falling, 9 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the tenth month of default, 
my true love said to me Ten days till auction, 
found some great new rentals, what a great vacation, prices keep a-falling, 10 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the eleventh month of default, 
my true love said to me 
the lender postponed the sale, 30 days till auction, 
found some great new rentals, what a great vacation, prices keep a-falling, 11 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the twelfth month of default my true love said to me house sold at auction, we need to vacate, cash for keys offer, 
found a great new rental, we went on vacation, prices keep a-falling, one year of savings, we lived in our house free! , no
more calling collectors, 
we got bailed out, we will fix our credit, 
and in 3 years we’ll buy a house cheap.
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The 12 Months Of Default
On the first month of default my true love said to me…we lost all of our equity!
On the 2nd month of default my true love said to me… There’s 2 past due letters, and we lost all of our equity.
On the 3rd month of default my true love said to me… Our bank got a bailout, 4 past due letters and we lost all of our equity.
On the fourth month of default, 
my true love said to me… We have Four calling collectors, 
our banks bailed out, 
a dozen past due letters, and we lost all of our equity.
On the fifth month of default, 
my true love said to me… we live in our house free!, more calling collectors, 
bank bailed out, 
a dozen past due letters, and we lost all of our equity.
On the sixth month of default, 
my true love said to me we now have
Six months of savings, and we live in our house free! , 
more calling collectors, 
bank bailed out, 
2 dozen past due letters, and we lost all of our equity
On the seventh month of default, 
my true love said to me home prices keep a-falling, 7 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
 and we lost all of our equity.
On the eighth month of default, 
my true love said to me let’s go on vaction, prices keep a-falling, 8 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the ninth month of default, 
my true love said to me I
found some great new rentals, what a great vacation, prices keep a-falling, 9 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the tenth month of default, 
my true love said to me Ten days till auction, 
found some great new rentals, what a great vacation, prices keep a-falling, 10 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the eleventh month of default, 
my true love said to me 
the lender postponed the sale, 30 days till auction, 
found some great new rentals, what a great vacation, prices keep a-falling, 11 months of savings, we live in our house free! , 
more calling collectors, 
bank bailed out, 3
dozen past due letters, 
and we lost all of our equity.
On the twelfth month of default my true love said to me house sold at auction, we need to vacate, cash for keys offer, 
found a great new rental, we went on vacation, prices keep a-falling, one year of savings, we lived in our house free! , no
more calling collectors, 
we got bailed out, we will fix our credit, 
and in 3 years we’ll buy a house cheap.
#housing