patrick.net

SQT and others:

Too many times, from too many doctors and nurses, out comes the phrase –you must belong to the Women’s Club, ie–hysterical woman complaining about invisible pains and symptoms.

I agree, there's a real bias against women (as well as minorities) in medicine. I think this is changing, though. Especially when you consider across the US, more than 50% of med students are women now. Yes, it will take time to reflect in the number of practicing MD's, and yes, that fails to address any glass ceiling issues or more ingrained biases against female patients, but I really do believe change is occurring.

DinOR,

When it comes to “idle complaining” I/we don’t feel it’s unreasonable to see:

1. De-reg. of universally accepted 6% comm.
That is the case NOW. Commissions, nationwide avg 5.1%
On my last house, I negotiated a 4%, should conditions be met.
EVERYTHING is negotiable....everything. LOL
I've got some pet gripes about some builder spifs that I'd like to see addressed w/regulation.....gripes my butt when there's some backdoor stuff going on.

2. Some semblance of underwriting standards.
Not sure what you mean....help me?

3. The opening of MLS.
In what way? It's pretty much an open book once you have access, and that's easy to get.

4. Appraisals that are accurate and honest.
They are WAY too close to the deal and I agree with you about appraisers who submit to support the price instead of the other way around. What I do is, in the qualifying interview with the appraiser, let him know I will challenge his report and if he cannot defend it; he don't get paid....at least by me.

5. Repeal of the “2 year get out of jail tax free card”.
I'm not sure I follow you on this one....do you mean LTCG tax?

Appreciate the dialogue......