patrick.net

Those in urban neighborhoods with good transit spend a mere 10 percent getting around but 45 percent on their homes.

I probably don't want to get into it with RC, but since this is something of a good approximation of my situation, I will attempt to argue the point (and maybe learn a thing or two). Perhaps I don't understand the more nefarious aspect of LEMs, but the main thrust of what I had posted was simply about getting the lending ratio threshold changed from 30 to 45 percent in warranted cases. Telling me I have to move to the suburbs and commute by car seems pretty discriminatory and car centric to me. The cash I save by biking to work allows me to afford that higher home payment. I shouldn't have to resort to a "liar loan" or other questionable practice to accomplish what is already economically feasible.

Senor Cote' your command of double speak is only superseded by the Abbott and Costello-ing of Jerry Lewis, or course the LDM's are giving it to the SUH, it they didn't the SILSIH (suck it long, suck it hard) folks underwriting the entire goat rodeo would back up bags and choogle on back to Oregon to party with DinOR while he lubes the shot-gun in preparation for yet another fools attempt on the DinOR-ettes.