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SFace
2010 May 27, 7:52am
SFace
2010 May 27, 7:52am
chirenter
All you need to do is leave a name and phone # on the website of some big bank like bank of America and some lending agent will contact you if you do not have a lending agent already. skip the mortgage broker. Mortgage broker can't add much value right now.
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We are considering going to look at some houses and making lowball offers. For this purpose, we need to obtain pre-approval for a mortgage loan. I know we can go to bankrate.com and get quotes for various loan amounts/options. But how do we actually get pre-approvals? Do we need pre-approval from more than one lender because some lenders may not offer all loan types? For example, we got a pre-approval from one lender but they only do 5/1ARMs. Our own CU is charging a hefty application/credit check fee just for the pre-approval so we would rather look elsewhere. Any suggestions/recommendations?
#housing