patrick.net

Stev, you are very perceptive. START shopping for a new rental right away, take your time picking one.

To answer the question with specifics you can do a couple of things. One, obviously, look on Zillow or go to the county assesor and see what they paid for the house. The second thing, either through a broker, a title company, or going to the assesors office you can actually pull the public records for all trust deed activity on the property. That will tell you everything you want to know including if they have a subprime time bomb ARM mortgage. Get the hell out of there though there are too many options for you to put up with that sort of uncertain unprofessionalism.

tannenbaum,

I refer you to the "subthread" in the last few minutes between lunarpark and me.

skibum,

It's funny though that you brought that up b/c last night's episode was about this very topic. Not only can the disabled bald dude walk but one of the other survivors had her diagnosed terminal cancer go completely into remission! Yet the only child born on the island was from a healthy young woman that conceived elsewhere. I gather all other attempts failed.

Like you, I catch it when I can.

Skibum, I think you should have written the article. LOL.

Malcolm,

Each social class has its "hot babes," and these women prefer men of which class they perceive themselves in. Thus the hunk who is a nightclub bouncer can get babes who would never consider the junior exec, and the junior exec can date college educated babes who would never consider the bouncer.

The women you mention who chase the Scott Peterson jailbird types do so because they find them attractive and exiting, or someone who will "need" them. Those women see the corporate success types as boring.

By the way, haven't you noticed that the younger "rich" educated girls also sport tatoos? Both rich and poor think they are hip if they have their skin inked.

The deed actualy will contain a copy of their loan notes. Don't be embarraseed either, it is all public record for good reason.

Yes lenders have been laxed, but that will soon change.

Tannenbaum, go to DQNEWS and look up the stats...
you will find in SF many parts are down as
much as a third.... thats -30% or more...

Yes, I don't like them though although a very tiny one in the small of their back on ankle is ok. Sometime a tiny little nose diamond stud looks good too. SDSU was a great place to go for watching. Whoever figured out to sell shirts to girls that only go down to the midsection is my absolute favorite person on earth.

EBGuy,

You're right - it goes both ways with respect to median home prices. My hunch is that there's a little of both. We hit an "affordability wall" across the Bay Area (except outlying areas like the Delta and Gilroy, etc.) a long time ago. People maxed out on loan products to buy more house, then they bought less and less house with that maxed-out price point. That's why in part these shifts in median price are still relatively small in either direction. No huge factor has upset this delicate equilibrium yet. I wonder if the subprime-leading-to-AltA-leading-to-Prime mess will be that "butterfly effect."

"They quit their regular jobs"

So uh... what h a d you been "planning" to do this weekend Steve?

Well forget it! Start shopping NOW! LOL!

Who was it that said, "Oh I never check the classifieds for rentals anymore. I just show up at open houses and get the realtor on the side and then ask, would the owners consider... you know... renting it out?"

The guy said in all honesty that he'd never heard a "no" yet! Oh and make sure your shopping the neighborhoods YOU like! With a few notable exceptions, they're ALL flakes Steve.

Yes, I don’t like them though although a very tiny one in the small of their back on ankle is ok.

One of my best friends, who is very successful with the ladies, points out that the tat on the small of the back is basically a sign that reads, "I'm a wannabe slut. I'm willing to do a quick one-nighter to show you how slutty I am." For the most part, he is right. Trust me - I've been his "wingman" many a time.

SF... no matter I went up there last weekend and they were putting up a 4th or 5th Condo Tower near the the Ball Park.
Still plenty more space to up an additional 5-6 more.
Go at it boys we have plenty of space open. build more!!!!

To top that they were building additional floors on existing condo tower
near Moma! you can see it off 280 turn off ....Beat that...

Head, it is true, but it goes the other way also. As I've gotten a little older, and moved up a little, when I look at a pretty girl (BTW I'm not on the market so I look just out of instinct) I do actually size up the bigger picture now. I weight things beyond the looks even though the presentation tells the story. I don't like the tattoos, I don't like sleezy, and non well spoken women are actually a turn off. I would never get in a relationship with a woman who has bad credit or seems common.

Space Ace,

Too funny. Once on 280 right where you are talking about, I saw some gal changing clothes in her condo facing the freeway whilst I was driving at 50mph. How lame (for her) is that?

I've also wondered many a time, how do the poor schmucks who bought units in the earlier condos near the ballpark "for the views" of the city feel after each new condo building that blocks out more and more of their "view" gets built?

@Malcolm

Thanks for the advice. I can see the value in researching the NEXT rental prospect as you described above, as well.

I wonder how many other renters could be on a collision course with this kind of iceberg.

"Whoever figured out to sell shirts to girls that only go down to the midsection is my absolute favorite person on earth. "

YES! And they fashion leader who coupled that with the low-rise jeans deserves a Nobel Prize.

Unfortunatley I was off the market before those really caught on in the mid to later 90s, but SDSU in my opinion has the highest concentration of beautiful girls on the planet. Going there was like some of those early Nazi society movies of beautiful people everywhere. I think in the main courtyard they should build a fountain with a waterfall and pool for the girls to frolic in. Maybe a few white horses meandering around in the background, and a rope swing from a tree branch to finish it off.

Even though I hear she is kind of white trashy in person, Jewel really set the standard for those hiphuggers. Big fan!

I still prefer conservative fasion.

No dress or skirt should reveal the knees.

"People maxed out on loan products to buy more house, then they bought less and less house with that maxed-out price point"

That about sums it up. In most markets we possibly reached that point in 2003 and definitely by 2004. Especially in close to major urban centers. You could still have gotten "more house" in the Inland Empire, outside PHX and maybe Henderson NV. Any area that didn't require central air 10 months out of the year had already peaked (s/f wise).

That's also that "coat tailing" effect we talked about where pathetic, small and not all that well maintained places were able to cash in on their proximity.

"I still prefer conservative fasion.

No dress or skirt should reveal the knees. "

Just the breasts, Eutruscan style?

Steve, a lot of the recent buyers who can't sell are in that predicament. They put the house up for rent hoping things would recover. Instead of taking what they could get, time is working against them. I know people renting for $1500 per month, while the FB has a $3,000 per month mortgage. Basically the landlord is subsidizing the house. My friend is aware of this and figures he'll just take it while it lasts.

I believe it's "tramp stamp."

Tramp stamp.

GC
I think many (if not most) military men are a very sexy bunch. These are true males.

That I can atleast understand, since they represent the best of the population gene pool, and the are protecting it. But why do women like the crystal meth, heroin looking guys? I see that shit all the time on Venice beach.

Tramp stamp!

So say we all.

"No dress or skirt should reveal the knees"

Wimp!!

There aint nothing like a hot micro-mini skirt
with stiletto to match!!

Like, what is not to be considered hot about a Trekkie?

They wear uniforms.

I hate the execu-slut look.

They wear uniforms.

Why are uniforms sexy?

"I think many (if not most) military men are a very sexy bunch. These are true males. "

I flew for the Air Force. I noticed that the women tended to either prefer officers or prefer enlisted. The fighter pilots had the ugliest women.

Sorry I can't think of the reference right now, but there are pretty well-publicized studies suggesting that women look for the "macho" masculine type younger in life for dating, but will generally favor the breadwinner for marriage and spawning. Classic survivalist behavior of finding the mate best suited to provide a stable and advantageous environment to raise the children and, again, perpetuate the genes.

"Sorry I can’t think of the reference right now, but there are pretty well-publicized studies suggesting that women look for the “macho” masculine type younger in life for dating, but will generally favor the breadwinner for marriage and spawning. Classic survivalist behavior of finding the mate best suited to provide a stable and advantageous environment to raise the children and, again, perpetuate the genes. "

I read this in the text of a Dilbert paperback

"while the banking standard requires 5 years"

Better tell my husband not to move jobs just yet then? How much does length of job impact mortgages? Or how much should it post bubble popping?

"The fighter pilots had the ugliest women.

The pretty ones don't want competition for attention. They want an adoring, fumbling financier (read Sugar Daddy), or a status symbol (trophy husband.)

I was enlisted. She's hot.

...fumble, fumble. "Yer so pritty darlin."

Tattoes are gateway body modifications, then we have piercings, then scars...the next thing you know, your little princess is hanging on wires piercing her skin.