patrick.net

Are you trying to purchase it via a short sale?

If you are, it can take months for Chase to even see your paperwork. By that time, it would have been long foreclosed. From reading your other posts, your landlord may want to squat, not pay the mortgage, and keep collecting rent from you.

I suggest you find a new place ASAP. The longer you stall, the more it will hurt you. I know in my area, that school districts will accomodate your child even if you have moved out of the area but still within proximity. As long as she has a good academic record. This is what happened to me in my high school days. But we are in a financial crisis so I'm not too sure. Just don't inform them of the change.

And I've heard (in my area at least) that if you've got a valid lease, even after foreclosure, the bank has to honor the lease until it expires.

If your landlord still owns the property, the bank cannot, by law, provide you with any information due to its fiduciary responsibility to their borrower (your landlord). Vain is correct: short sales often take months before the lender even provides an answer, and that answer might be a flat out rejection.

Get in touch with your local Housing Authority / Community Association, to talk about your local laws regarding tenants. You may be able to get a quick court order to allow you to pay your rent into an escrow, as opposed to the landlord. Shrekgrinch is correct; you can't be evicted "By the Bank" if your lease is current; but that's not an issue until the house is auctioned. Just because you received a notice saying the property is in default, and foreclosure is pending, you still may have quite some time. But, if you can stop the landlords cash flow, by paying your rent into an escrow, instead of, to him/her; he will instantly become cooperative in directing you to the bank contact you seek.

I'm with "junk." Either that or move ASAP.

I wonder if the affiant, is a robo-signing teenage hair stylist or wal mart worker...

"Interestingly, there are other people looking for this number. See this link . Also, see this link for some anecdotes of the hell communicating with mortgage holders, post-crash.

I’m looking for Ms. Nura Nadarevic’s phone number. She’s at JP Morgan at 7255 Baymeadow Way, Mailstop Jaxa 2305, Jacksonville, FL 32256."

AP:

NEW YORK (AP) -- In an effort to rush through thousands of home foreclosures since 2007, financial institutions and their mortgage servicing departments hired hair stylists, Walmart floor workers and people who had worked on assembly lines and installed them in "foreclosure expert" jobs with no formal training, a Florida lawyer says.

In depositions released Tuesday, many of those workers testified that they barely knew what a mortgage was. Some couldn't define the word "affidavit." Others didn't know what a complaint was, or even what was meant by personal property. Most troubling, several said they knew they were lying when they signed the foreclosure affidavits and that they agreed with the defense lawyers' accusations about document fraud.

Tenant in foreclosed house:

Here's the White Pages listings for that last name in JAX:

Husmir Nadarevic
904-724-4487
7347 EL BARCO RD 4
JACKSONVILLE, FL 32216 US
Background Check
People Search
Find Email Address

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Husnija Nadarevic
904-724-4487
7347 EL BARCO RD 4
JACKSONVILLE, FL 32216 US
Background Check
People Search
Find Email Address

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Husnija H Nadarevic
904-724-4487
1647 EL CAMINO RD 7
JACKSONVILLE, FL 32216 US
Background Check
People Search
Find Email Address

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Sefik Nadarevic
904-620-8361
3104 SNAPPER ST
JACKSONVILLE, FL 32246 US
Background Check
People Search
Find Email Address

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Suvada Nadarevic
904-620-8361
3104 SNAPPER ST
JACKSONVILLE, FL 32246 US
Background Check
People Search
Find Email Address

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Suvada Nadarevic
904-726-0667
1707 EL PRADO RD 8
JACKSONVILLE, FL 32216 US

********

I think from the small amt of research I've done, the owners of the last name are Muslim (poss Kyrgyzstani). In that case, if you as a male ask for Nura, you will get zero help. Ask your wife to call and ask for her =or= if they know of her. My guess also is that she is no longer with JP Morgan Chase. The turnover is =unreal=.

I checked Facebook. There is a "Nura Vakufac Nadarevic" listed. The picture is that of a small girl. It is not unusual for people to use pictures of themselves as a small child as avatars. Don't know what town she's in but...

Frankly, I would just do as Shrekgrinch advised and sit tight. Wait for the bank to contact you. (I would also locate a good attorney and have all my papers in order in case the bank plays 'fast-and-loose'.) Good luck and keep us posted.

IMPORTANT DISCLAIMER: The following is *NOT* legal advice. I am *NOT* a real estate or landlord-tenant attorney and do not know your circumstances or the relevant law on topic, and no attorney-client relationship is being formed here. I strongly suggest that you consult a qualified attorney with landlord-tenant experience about your situation as soon as possible.

A couple of things you might consider talking to that attorney about include the following:

- Recording your lease on the property with the County Recorder's office.

- Once the property is foreclosed, since the landlord no longer owns the property, you may not want to (or be obligated to) pay him rent. In fact, if he is about to be foreclosed, you might consider sending him a letter asking him for assurance of performance, i.e., that he assure you in writing by a date certain of his full performance of your lease, including that he will pay his mortgage in full and retain ownership of the property through the conclusion of the lease. If he doesn't provide that assurance, then you may no longer be obligated to perform under the lease either, given his impending breach. And will he really be incented to file for eviction if he knows he's not going to own the house himself shortly? You might even just call him and tell him that since he is breaching your lease and you now have to find a new place to live, you will not be paying him rent going forward - or at least that given your loss of security (the Sheriff may be showing up to evict you), your rent should be dramatically discounted until you have to move.

Just some things to consider, and again, I strongly suggest that you consult a qualified landlord-tenant attorney before taking any action.

Thanks, Maire, for the helpful information but, knowing what I know now, I am not looking for the JP Morgan affiant anymore.

Thanks, JimAtLaw, for the legal tips, but our lease, by its terms, is month to month (the fixed portion of the lease has passed). Does it still make sense to record my lease? LL can evict us with two months' notice anyway, per the terms of the lease (he can also raise our rent!).

Regarding calling him on his breach, I'm not inclined to do anything to trigger an eviction, with two kids and all.

Tenant, if you're credit history is good and you've got a good records as a tenant, why not just get out and look for another place to rent at least temporarily? Have some idea of where you can move before you're asked (if you are) to move. You could go talk to the school and explain the situation, ask them what to do to enable your kids to continue at this school thru the rest of the year. Moving mid-term is not uncommon these days. They should have a solution in place. Another thing to ask the school district is if they know of apt complexes etc. within their area. If you have questions about those places (safety) you can go to the local police dept/sheriffs dept and ask them to pull up incident records. For issues with upkeep of those buildings (code violations) you can ask (usually) the city inspection dept. =Personally, I would definitely see an attorney. Find out your rights.= The kids are going to be with you for a long time and you =cannot= let the thoughts of them cloud your thinking. That's emotion and what you need now is a clear head. (And there are some emotional vampires who upon sensing your fear would use it against you. I've seen that happen.)

Maire, Thanks for your message. We don't want to move into another rental -- we want to buy something, but not now (of course), so it looks like we will continue right where we are. Maybe we'll put out some offers on short sales, but those offers seem to go into black holes.

People have been telling us "it is a great time to buy" for two or three years, now...