patrick.net

Did you refinance?

not on these dates or in these amounts

Does your municipality have it's own records and if so what do they say?
I mean, in Maryland there is a state website that has all that type of information available publically and I'd trust that before I'd go to Zillow.

Personally, I'm inclined to think that there is some sort of database error and the records pertain to a different address as opposed to totally made up stuff.

Don't put too much faith in Zillow. At the very best, it is nothing more than a general market information tool. Keep in mind Zillow doesn’t take into account condition, quality of construction, location, improvements, etc. of "similar" properties. It is extremely inaccurate in my opinion. Also, it is not unusual for public records to contain errors ... I've run across this on too many occasions to number. I once bought an investment property and the county recorded the sale price in the computer system 40% higher than the amount I actually paid. Yet when I paid the transfer tax it was for the correct amount. Go figure. The point is this; Zillow gets its generalized information from the same source. All points considered it is not a an accurate source of information.

If you really want to, check with the property assessor in your county. They can tell you if there was any action on your property. it's always possible that someone screwed you in some way...