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I bought a house this week.


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2011 Apr 8, 8:45am   22,340 views  196 comments

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186   uffthefluff   2011 Apr 23, 6:43am  

Lived in Sf for 7 years, hated it for the most part.

The Michelin star raters couldn't find anything to like about the silly pretentious town. They think they have good food but it's nonsense.

The weather is practically identical to Seattle, but no one living there will admit it.
And I definitely don't miss the wafting of wildfire smoke.

The locals are frequently grumpy, probably due to indebtedness.

Good produce though.

187   Hysteresis   2011 Apr 23, 6:58am  

uffthefluff says

The weather is practically identical to Seattle, but no one living there will admit it.

there's no comparison.

san francisco has much better weather - unless you prefer less sunshine, colder temperatures, more rain and more snow.

http://www.wrcc.dri.edu/htmlfiles/westcomp.ovc.html
seattle 226 cloudy days
san francisco 105 cloudy days

http://en.wikipedia.org/wiki/San_Francisco#Climate
http://en.wikipedia.org/wiki/Seattle#Climate
seattle rain 967 mm
san francisco rain 565 mm

seattle snow 30cm
san francisco snow none

sf temperature is also about 6-7 degrees higher than seattle for the average high and the average low.

188   anonymous   2011 Apr 23, 6:22pm  

uffthefluff says

Lived in Sf for 7 years, hated it for the most part.
The Michelin star raters couldn’t find anything to like about the silly pretentious town. They think they have good food but it’s nonsense.
The weather is practically identical to Seattle, but no one living there will admit it.

And I definitely don’t miss the wafting of wildfire smoke.
The locals are frequently grumpy, probably due to indebtedness.
Good produce though.

So basically, the girl you met in SF dumped you and you were mad and went back to Seattle...sorry to hear that!

...just kidding...

189   anonymous   2011 Apr 23, 6:31pm  

klarek says

SubOink says

Klarek, you are too negative.

I am just realistic. I don’t find blissful ignorance as a substitution for happiness. Works for some people, not for me.

No, you are negative. There is blissful ignorance and being euphoric - there is the middle of being somewhat in the middle (realistic) - and then there is negative. You know which one you are. It's not the middle, you are on the opposite side of euphoria. Just as bad, just as wrong. Being negative or positive is a mindset.
Some people are always downers and the funny part is, they always claim that they are just realistic. The weather is too hot, or too humid, or too dry or too cold. Food is too spicey and too hot, or too cold or too lame. Always negative. It's the best way to get very sick. Try being positive. The world is really not that shabby of a place. You have between 60-100 years in your lifetime to enjoy this life - enjoy it. It's hard, I struggle with it too many times but you gotta be positive.

Shit, I sound like the love guru now...never mind. It all sucks!
:)

190   klarek   2011 Apr 23, 11:03pm  

SubOink says

Shit, I sound like the love guru now…never mind. It all sucks!

I didn't say anything sucks. Post-purchase rationalization is a psychological phenomenon. I make mention of this, that housing prices are unsustainably high, or that renting is a valid alternative to owning.... and you assume that there is something wrong with me. That is funny. Don't assume somebody is unhappy just because you're living in a fantasy world and they refuse to validate it for you.

191   bubblesitter   2011 Apr 24, 5:01am  

klarek says

SubOink says

Shit, I sound like the love guru now…never mind. It all sucks!

I didn’t say anything sucks. Post-purchase rationalization is a psychological phenomenon. I make mention of this, that housing prices are unsustainably high, or that renting is a valid alternative to owning…. and you assume that there is something wrong with me. That is funny. Don’t assume somebody is unhappy just because you’re living in a fantasy world and they refuse to validate it for you.

Like someone here accused you and me of being jealous because some one owns.

192   anonymous   2011 Apr 24, 5:12pm  

klarek says

Post-purchase rationalization is a psychological phenomenon

Yes, its also called buyers remorse and some people have it after buying a hose for $45 at Home Depot. Or after signing a lease on a property for 2 years, or buying a car. I don't know what it has to do with the discussion of buying a house or renting. You can have remorse for both - so what you are saying is that buyers have such deep remorse because you are really right and now they come here and try to argue that it was a good step?? So then, renters that have signed leases come here and do the same?

A little far fetched for somebody that claims to be "realistic", I think.

It's one thing to go and buy a mountainbike for $5k and then realizing that oops, maybe I should have bought one for $3k...but to make the assumption that somebody that has been going thru the process of a home purchase has buyers remorse is laughable. You don't buy a house on impulse. It takes months of back and forth to buy a house, enough time for buyers remorse to kick in and you either deal with it (or don't have it at all because you are confident in your decision) For example, our purchase has been 8 years in the making really. Carefully watching the market, saving downpayment, looking at listings, abusing a ton of realtors on the way...then getting a loan, putting in an offer, counter offering, back and forth, weeks and weeks go by. By the way, it is not easy to get a loan these days. Banks have serious conditions especially when you are self employed. It takes preparation. Your tax returns have to be 100% impeccable at this point. The game has completely changed. Lending is what it should have always been. I didn't buy a house and as I am moving in I am going "Oh, shit, honey...wait a minute...did you say 30 years??? SHiiiit..I didn't realize that" - You're far away from reality. Buying a house is one of the biggest decisions in life and you think that people just go out and get one, like you get a cheeseburger. The game has totally been changed. New regulations are in place. I think its great. Finally. Only took a major crisis to get here...and of course, its not over yet. We're in unchartered territory so nobody can predict the future. Not even you.

193   ch_tah   2011 Apr 25, 2:30am  

klarek says

I didn’t say anything sucks. Post-purchase rationalization is a psychological phenomenon. I make mention of this, that housing prices are unsustainably high, or that renting is a valid alternative to owning…. and you assume that there is something wrong with me. That is funny. Don’t assume somebody is unhappy just because you’re living in a fantasy world and they refuse to validate it for you.

Do you really think you aren't overly negative? You make Eeyore look like Richard Simmons.

194   AshevilleNCRealtor   2011 Apr 29, 6:03am  

I hope you're happy. Now get on with your life and make that home your nest. And yes, I hope you don't lose your job or get sick or divorced, or have to move under duress. But this is all a fact of life. and not a bubble that real estate agents created. Companies downsize, businesses do away with pensions, people get sick and have no insurance. Those are real issues that get me mad too. Oh - and make sure you stay 30 or 40, but never get to 50 cuz you'll be out of a job that (if you're lucky) you gave everything to and lost because your too old...

But what are you gonna do? Sit around and write comments on blogs about how everybody is getting screwed and soulless wannabes are taking over?

Go for a hike and love your family...

195   cloud13   2011 Apr 30, 4:47am  

I'm another Bull who was a former bear ( Check my posts/comments more than few years back).

I just love going to my house, sitting in the yard , Planting Toamtoes and veggies. Could not be more happier.

196   newbie   2011 May 2, 7:09am  

"Zillow appraisal is 750-830K"

- Don't trust Zillow to be an appraisal. It just gives you an idea. If your house is by HT power lines or major road or in a cul-de-sac, Zillow price does not reflect that part. They go by living space, lot size, age of house and all that stuff that has no price variance based on location. Also, the school scores is above 930. That affects the price a lot. Especially in Cambrian where one side of the street may have 930 plus school scores and another side under a school with 800 plus. If the house is not on a major road and not near HT power lines, I guess it is a good buy.

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