Why prices will continue to fall in the Bay Area/Peninsula
by
Hysteresis
on 1 Dec 2010
144 comments, latest
11 years ago
First some facts. Almost all houses in decent areas on the Peninsula are priced $600k or more. Decent Peninsula areas are Millbrae, Burlingame, parts of San Mateo, Foster City, ...
can net worth be used to determine how much house to buy?
by
Hysteresis
on 1 Aug 2011
1 comment, latest
13 years ago
if you have been working 10 years, and saved $100k. that's $10k/year saved. assume rent is $10k/year. doesn't that mean with a 30 year fixed mortgage, the most you ...
would you pay cash or use a mortgage?
by
Hysteresis
on 11 Jul 2011
16 comments, latest
13 years ago
let's say, hypothetically, liquid net worth of $1.5M. single family house is priced at $500k in the city of santa clara. it's a primary residence. the house would be ...
Why prices will continue to fall: Part 4
by
Hysteresis
on 22 Feb 2011
11 comments, latest
14 years ago
Peak: Price-to-Income of the last bubble: 1989 Bottom: Price-to-Income of the last bubble: 1997 Duration: 8 years. Peak: Price-to-Income of the this bubble: 2006 Bottom: Price-to-Income of the this ...
The Difference Ten Years Makes
by
Hysteresis
on 2 Apr 2011
17 comments, latest
14 years ago
http://www.deptofnumbers.com/b House prices, household income, stock prices, jobs were all down. Corporate profits soared which is a huge disconnect. Health insurance, oil prices and federal debt were all up ...
How To Have A Rational Discussion
by
Hysteresis
on 25 Mar 2011
9 comments, latest
14 years ago
http://www.ritholtz.com/blog/2
sales, prices
by
Hysteresis
on 25 Feb 2011
3 comments, latest
14 years ago
the direction of sales volume seems to be a fair, early indicator of prices - sales increase/decrease, then prices increase/decrease after some lag time. - november 2005, is when ...
Why prices will continue to fall in the Bay Area: Part 3
by
Hysteresis
on 16 Feb 2011
27 comments, latest
14 years ago
About half the houses (single family homes only) in the Bay Are are listed over $500k. Bay Area Under $500k: 6620 listings Bay Area Over $500k: 5610 listings Peninsula ...
why prices will continue to fall: part 2
by
Hysteresis
on 13 Jan 2011
33 comments, latest
14 years ago
CHART1 is one piece of evidence housing bubbles take a long time to deflate. i'd like to see charts for more countries to see if this is generally true ...
more job postings
by
Hysteresis
on 26 Dec 2010
31 comments, latest
14 years ago
http://www.ritholtz.com/blog/2 job postings collected by Indeed Inc increased from 2.7M to 4.7M year over year. best not to confuse job postings with actual jobs. but still a very significant ...
How i'm calculating how much I can afford
by
Hysteresis
on 22 Dec 2010
10 comments, latest
14 years ago
Approach Most people use some multiple of income (usually 3 to 5 times income) to determine a house price. I have a slightly different perspective. I'm focused on retirement. ...
what are the advantages of buying a condo vs renting?
by
Hysteresis
on 13 Dec 2010
9 comments, latest
14 years ago
main reasons for condo ownership seem to be financial. 1. semi-fixed housing cost. although probably higher than rent in the bay area and HOA can increase, variable cost of ...
Housing Outlook 2011: When Home Prices Will Head Up
by
Hysteresis
on 28 Nov 2010
6 comments, latest
14 years ago
http://realestate.yahoo.com/pr #housing
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