patrick.net

bob2356 says

Wow saving a sub $10 fee for a cashiers check would certainly make all the difference in a 75,000 deal. ROFLOL

This is just it, and the point I've been trying to make to him. IF it HAS to be cash, it's almost certainly illegal. Carrying $75k is dumb as fuck to make a cash payment. A wire, cashiers check, fuck maybe even paypal will allow that amount from a checking account. There's ZERO reason to EVER for legal purposes carry that much cash. Which as you said makes this situation end to end seem sketchy.

And there's only one person here questioning this. Weird. The entire board must be idiots.

WookieMan says

dumb and illegal

Dumb - no, she will save money on taxes and likely has been doing this for tens of years until meeting a friendly neighborhood bank teller. Husband should have carried a gun, which he said on TV he will do from now on (I guess he was complacent because it worked for a long time, and not packing was dumb). Illegal - absolutely yes

dr6B says

Dumb - no, she will save money on taxes

We don't though, only she does. Taxes are here to stay and fuck the people that try to skirt the law. I/we pay the difference. It's dumb and frankly I hope the shit she was doing gets uncovered and she pays back taxes and penalties regardless of being robbed . This goes for illegals too. I HATE taxes, but don't live here if you don't want to pay them. She's a criminal just like the people that robbed her if she's skirting tax laws.

Walking around with $75K is fine, not being armed while doing so is Silly.

bob2356 says

Gee, in my real life skills in even the smallest most podunk bank there is more than 1 teller in a bank as well as several bank officers. Most people would see the bank manager to set up a large cash withdrawal The odds of a particular teller having enough information to rent a car and set up accomplishes ahead of time are pretty low.

Another one who's been living under a rock.

bob2356 says

MrMagic says

. What if you're working a cash deal to get a bigger discount??? What a novel concept, right?

Wow saving a sub $10 fee for a cashiers check would certainly make all the difference in a 75,000 deal. ROFLOL.

and that comment proves it..

Let me help clear up your cluelessness. The cash discount wasn't to save $10 on a bank check... duh... the cash discount is to get a better deal from the seller of what she's buying. How about a 10% savings on a $75K purchase by paying cash??? Wouldn't that be a little bit more than $10? Need my calculator again to figure that out?

I do that all the time with cash deals... I know that such a unique concept to some of the participants in this thread, based on comments..


LOL LOL LOL LOL LOL

Goran_K says

I can confirm this.

I was at my credit union trying to deposit a semi-large amount of cash ($3,500 for the sale of an ATV). The woman behind the counter casually remarked, "Based on your balance, perhaps you could look into one of our mutual fund investment accounts."

My bank use to do that to me all the time when they would bring up my accounts. I'd see their eyes light up when they viewed their screen, then the question comes out "would you like to speak with one of our financial advisors", or try and pitch some other sort of investment product? It actually became uncomfortable, depending on what other customers were within earshot.

I finally told them put a BIG note on my account to never ask me again... I now also try to deal with one or two tellers that know me, so they know the drill and just do what I ask them to do.

MrMagic says

I do that all the time with cash deals.

Sure right. I'm sure somewhere someone almost believes that.

Garage sales don't count.

MrMagic says

I finally told them put a BIG note on my account to never ask me again... I now also try to deal with one or two tellers that know me, so they know the drill and just do what I ask them to do.

Why would they ask you anything in the first place? If you've got lots of money, you're not actually going into the bank. You know that right? They sell stuff to the little people. People with money have friends on the board, etc. They're not dealing with some fucking teller.

bob2356 says

MrMagic says

I do that all the time with cash deals.

Sure right. I'm sure somewhere someone almost believes that.

Garage sales don't count.

But cars, boats, race cars, special equipment and RVs, do.

MrMagic says

bob2356 says

MrMagic says

I do that all the time with cash deals.

Sure right. I'm sure somewhere someone almost believes that.

Garage sales don't count.

But cars, boats, race cars, special equipment and RVs, do.

Everyone is going to puke at this point with this nonsense. Check, cashiers check, wire transfer, paypal, apple pay and yes, some individuals have the ability to accept credit cards to pay for your items. There's ZERO reason to bring cash to this type of transaction. If anything, you'll end up like the lady that got robbed.

I'm not sure what else can be said on this. There's not a normal person here that would think bringing $75k in cash anywhere, regardless if it's for a transaction is smart. There are other ways to pay. You have to be right even though you're wrong. It shows.

WookieMan says

Why would they ask you anything in the first place?

Seriously, you should quit while your ahead. Every post you make shows more and more cluelessness in the real world.

WookieMan says

If you've got lots of money, you're not actually going into the bank. You know that right?

Ahhh, I see.... I guess there's no reason to go in and cash a check then, and keep an established relationship with the bank?

Got it!!

WookieMan says

They sell stuff to the little people.

Wow,,,, just amazing... they sell stuff to people who actually HAVE money. There's no reason to push one of their products to someone with $20 in their account... duh...

MrMagic says

Ahhh, I see.... I guess there's no reason to go in and cash a check then, and keep an established relationship with the bank?

Own the bank. If you're a shareholder AND have large deposits you can do what you want. You don't have to go into the bank. And yes, tellers and front line personal at any bank are simply selling stuff to people with no money. You didn't know that? They have separate sales people that sell to anyone with money. It's called an account executive (they'll label it VP of something or another). I don't deal with anyone in a physical bank branch. I don't need to go there. They come to me.

MrMagic says

Ahhh, I see.... I guess there's no reason to go in and cash a check then, and keep an established relationship with the bank?

Also, the 1980's wanted their check back so you can go "cash" it. Lol. You really don't have money, do you?

WookieMan says

Also, the 1980's wanted their check back so you can go "cash" it.

Never had a check mailed to you, have you..

Never went to the bank to cash a check for a few grand, instead of having to make multiple ATM withdraws?

WookieMan says

You really don't have money, do you?

I'm POSITIVE it's a hell of a lot more than you. Your Walmart cashier experience is really showing in this thread.


WookieMan says

I don't deal with anyone in a physical bank branch. I don't need to go there.

True, when you don't have any money, there's no need to go. I'm glad we finally cleared up your level of banking experience.

THREAD CLOSED.

The amount of energy devoted to this thread is staggering

MrMagic says

WookieMan says

There's not a normal person here that would think bringing $75k in cash anywhere, regardless if it's for a transaction is smart. There are other ways to pay. You have to be right even though you're wrong. It shows.

Stop... just stop.... you're (lack of) real world experiences are really showing..

We paid over $60K CASH for a race boat, not a cashiers check, not a money order, not a wire transfer...

Let's see how smart you really are to see if you can figure out why.

Tell me the reason. There's zero LEGAL transactions that HAVE to be done with cash in person. This is called drug dealing. Bartering by buying a boat someone is trying to get rid or in exchange for something, wait for it, illegal. All to fly under the radar. If it's to save 10% because you have cash on hand, you got fooled and could have negotiated a lower price with that idiot.

Who the fuck actually buys a boat anyway? Not a good use of money. $60k as well for a "race" boat.

Unless they're nautical enthusiast, most wealthy people just rent them. What do I know. I work at Walmart. Lol. FYI, $60k for a boat is chump change to boating enthusiasts. Have fun on your pontoon. Lol.

Evan F. says

The amount of energy devoted to this thread is staggering

Right on. I'm being a dick and can at least admit it. $75k in cash in your backpack is smart though, right?

@Patrick - When I click @Evan F. it says there's no username or something along those lines. Everyone else it does. Is it the punctuation (period) at the end maybe?

Nothing agains you Evan, just clicked on your username to see what shit you were tossing like everyone else around here and it looks like you don't exist. ;)

Ah, it's because of the space in the name. I stopped allowing spaces in new names to fix that, but "Evan F." must be an older name and I don't want to force people to change existing names.

@Wookieman ^^

Millenials...

The Millennial jokes and memes are nauseating. $6k to start the highest rated mattress firm on Amazon in the world. In just 6 years. I've met JT. Good people. Millennial. Know some good boomers but I don't think most would share sushi in Phoenix at 1am.

https://www.indiehackers.com/podcast/061-jt-marino-of-tuft-&-needle

Heraclitusstudent says

Millenials...

WookieMan says

Right on. I'm being a dick and can at least admit it.

Is that one of the requirements to be a good moderator here?

MrMagic says

bob2356 says

MrMagic says

I do that all the time with cash deals.

Sure right. I'm sure somewhere someone almost believes that.

Garage sales don't count.

But cars, boats, race cars, special equipment and RVs, do.

Yep. I'm sure somewhere someone almost believes that. Maybe.

Patrick says

Ah, it's because of the space in the name. I stopped allowing spaces in new names to fix that, but "Evan F." must be an older name and I don't want to force people to change existing names.

Yes, I noticed that too awhile ago but didn't really think anything about it. I guess I've had an account here for awhile. Not sure if I had an account at the time, but I would come here for housing news in 2007-08 right on the cusp of the crash.

I'm just a phantom. Lol

MrMagic says

WookieMan says

Right on. I'm being a dick and can at least admit it.

Is that one of the requirements to be a good moderator here?

What, honesty? Not sure, but appreciate when people are honest. FYI, admitting being a dick is called honesty if you're confused.

I think I've deleted maybe 2-5 of your posts total and it was warranted. And if you were honest, you'd probably agree. Patrick could probably verify. So if you have a problem with moderators, your anger is misguided. You like taking conversations to the gutter. I don't mind playing in the gutter from time to time, but I don't live there. But that's sometimes why I play the "game" so to speak....