« First « Previous Comments 57 - 96 of 100 Next » Last » Search these comments
just a globalist way to slow the crash.
https://www.coffeeandcovid.com/p/dont-mention-the-war-tuesday-august
Don’t discount the “big, dumb robot” of autopilot 401k contributions.
https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202409
From what I understand, 10-2 uninverts as we enter recession.
‘T-Bill and Chill’
That is why I knew Vanguard Total Bond Market Index Fund ETF would rebound after crashing about 25%.
Over the very long run, the stock market has had an inflation-adjusted annualized return rate of between six and seven percent.
.
Over the very long run, the stock market has had an inflation-adjusted annualized return rate of between six and seven percent.
http://www.moneychimp.com/features/market_cagr.htm
.
There is no such investment as "the stock market." At best, you can buy some index funds. In reality, a stock investor must choose from a small subset of stocks over his own lifetime with "your results may vary." Plus, in the "very long run" we are all dead.
There's only 3403 stocks in the Wilshire 5000 nowadays.
You've got about 100 million people that are working, that are putting their money blindly into the stock market through their retirement programs where they work.
You've only got about 2.3 million first time home buyers a year.
Just put in enough to get the match, and do it pre-tax, no Roth 401-k where you don't get the tax benefit. Best you can do with a 401-k type program and stay away from Index funds.
While it is possible for an individual to "save" money, it is impossible for a society to do so.
At the society level, all investment/savings programs Ponzi.
Misc says
Just put in enough to get the match, and do it pre-tax, no Roth 401-k where you don't get the tax benefit. Best you can do with a 401-k type program and stay away from Index funds.
I agree about contributing to traditional 401K (pre-tax). When you retire and withdraw from it, you'll be in a lower tax bracket.
What do you mean stay away from index funds like Wilshire 5000 or S&P 500 ? ? ? ?
Where do you put the money ? If you work for the federal guvmint, the Thrift Savings Plan (i.e., 401K) only has index funds and government bond fund.
.
Anyone here buying Tbills through Treasury Direct?
Lots of private companies have been sold on the Index fund route a, as well. By at least getting the match and going pre-tax, you lose less value over the long term. Mathematically, the vast majority of people must lose value on their investments. The idea is to lose as little as possible.
« First « Previous Comments 57 - 96 of 100 Next » Last » Search these comments
One year return = 24.38%
If you invested $1 million in the average S&P 500 stock index fund, you'd be smoking fat cigars and doing $243,800 worth of hookers and coke.