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1
Ceffer
2025 Jan 12, 4:11pm
Ceffer
2025 Jan 12, 4:11pm
Also, with the wild card of DEW eminent domain condemnation, don't expect ANY insurance in the future. We will be on our own against the space weapons.
3
FortwayeAsFuckJoeBiden
2025 Jan 12, 4:39pm
they’ll try to bailout reinsurance. there isn’t 100 billion in cash waiting around. which translates to more taxes, higher insurance, and inflation.
4
DOGEWontAmountToShit
2025 Jan 13, 8:32am
DOGEWontAmountToShit
2025 Jan 13, 8:32am
Glock-n-Load says
He said he'd bail out the local fire and emergency services budgets involved, I thought.
Didn’t Biden just guarantee 100% backup from fed.gov?
He said he'd bail out the local fire and emergency services budgets involved, I thought.
5
WookieMan
2025 Jan 13, 9:52am
WookieMan
2025 Jan 13, 9:52am
DOGEWontAmountToShit says
Correct. Nothing to do with rebuilding houses. A lot of people are fucked right now. Double commenting in a different thread, but I think it's 5 years best case. The people that burned are just going to move. Wouldn't be shocked to see the state buy up a lot of the land.
Why would you live in an area where you'll be homeless at MINIMUM 1 year and still pay taxes and you have the income for a $10M house? Move to Scottsdale, AZ in another $10M house and just fly to LA when you need to be there, if you even need to be there. My uncle is neighbors with Hollywood types. Small airport on the north end of Scottsdale and you're in socal in under an hour.
Hotter in summer and colder in the winter, but it's not bad. Amazing golfing. Sedona and Flagstaff are a short drive. Move your geezer parents to a Del Webb community for $400k-500k. https://www.scottsdalerealestateadvisors.com/listing-detail/1156019853/42493_N_108th_Street-Scottsdale-AZ?_gl=11ona7m9_upMQ.._gsMQ..&gclid=Cj0KCQiAkJO8BhCGARIsAMkswyjpyGHINgNnAbozUVF435ZmEhw_gQr9Wty-UwHviGjnd7yGG1D00DMaAj7dEALw_wcB&gbraid=0AAAAApwVQChZcyNP8OFdSBdsBqNq3Iw5Q
Glock-n-Load says
Didn’t Biden just guarantee 100% backup from fed.gov?
He said he'd bail out the local fire and emergency services budgets involved, I thought.
Correct. Nothing to do with rebuilding houses. A lot of people are fucked right now. Double commenting in a different thread, but I think it's 5 years best case. The people that burned are just going to move. Wouldn't be shocked to see the state buy up a lot of the land.
Why would you live in an area where you'll be homeless at MINIMUM 1 year and still pay taxes and you have the income for a $10M house? Move to Scottsdale, AZ in another $10M house and just fly to LA when you need to be there, if you even need to be there. My uncle is neighbors with Hollywood types. Small airport on the north end of Scottsdale and you're in socal in under an hour.
Hotter in summer and colder in the winter, but it's not bad. Amazing golfing. Sedona and Flagstaff are a short drive. Move your geezer parents to a Del Webb community for $400k-500k. https://www.scottsdalerealestateadvisors.com/listing-detail/1156019853/42493_N_108th_Street-Scottsdale-AZ?_gl=11ona7m9_upMQ.._gsMQ..&gclid=Cj0KCQiAkJO8BhCGARIsAMkswyjpyGHINgNnAbozUVF435ZmEhw_gQr9Wty-UwHviGjnd7yGG1D00DMaAj7dEALw_wcB&gbraid=0AAAAApwVQChZcyNP8OFdSBdsBqNq3Iw5Q
6
RWSGFY
2025 Jan 13, 10:15am
RWSGFY
2025 Jan 13, 10:15am
If one rebuilds after a fire with insurance money their property tax base will still reset, right?
7
WookieMan
2025 Jan 13, 10:23am
WookieMan
2025 Jan 13, 10:23am
RWSGFY says
I have no clue. CA guys might know. I think the "improvements" in most places will get taxed more. I think it varies by state. CA is a high income tax state, prop 13 and if there is a bump I don't think it would be much. My guess is higher, but nothing major for people living in $10M houses.
If one rebuilds after a fire with insurance money their property tax base will still reset, right?
I have no clue. CA guys might know. I think the "improvements" in most places will get taxed more. I think it varies by state. CA is a high income tax state, prop 13 and if there is a bump I don't think it would be much. My guess is higher, but nothing major for people living in $10M houses.
8
Joetheplumber
2025 Jan 13, 10:38am
Joetheplumber
2025 Jan 13, 10:38am
when I lived in Glendale AZ in the Early 90's, the gossip was that Ariizona will be the next California.
The Cali's. are moving to Arizona...
So How did that work out 30 years later?
The Cali's. are moving to Arizona...
So How did that work out 30 years later?
9
RC2006
2025 Jan 13, 11:23am
RC2006
2025 Jan 13, 11:23am
WookieMan says
As long as they house doesn't change much nothing changes. If you add a bathroom, sq footage ect they fuck you.
RWSGFY says
If one rebuilds after a fire with insurance money their property tax base will still reset, right?
I have no clue. CA guys might know. I think the "improvements" in most places will get taxed more. I think it varies by state. CA is a high income tax state, prop 13 and if there is a bump I don't think it would be much. My guess is higher, but nothing major for people living in $10M houses.
As long as they house doesn't change much nothing changes. If you add a bathroom, sq footage ect they fuck you.
10
Blue
2025 Jan 13, 2:03pm
I know places who left few wood, bricks from old on a brand new house to claim Prop 13!
Rebuilding is so difficult for so many reasons for the most.
In case of regular builders, they build the whole area which is financially optimal for both builder and consumers.
Most individuals don’t have time and money to deal with individual contractors. Only rich folks can do it. Rest move and buy elsewhere in reality.
Btw, is that fire coming almost every year from now on ;)
CA is really having problems with arsonists. Hopefully some good leaders come along and change the situation.
Rebuilding is so difficult for so many reasons for the most.
In case of regular builders, they build the whole area which is financially optimal for both builder and consumers.
Most individuals don’t have time and money to deal with individual contractors. Only rich folks can do it. Rest move and buy elsewhere in reality.
Btw, is that fire coming almost every year from now on ;)
CA is really having problems with arsonists. Hopefully some good leaders come along and change the situation.
11
HeadSet
2025 Jan 13, 2:21pm
HeadSet
2025 Jan 13, 2:21pm
It seems at least two items will be necessary for a build back:
1. A guest worker program so we are not inundated with illegals for construction manpower.
2. A building code for homes in fire prone areas, such as poured concrete structure, metal roof, community fire breaks, etc.
1. A guest worker program so we are not inundated with illegals for construction manpower.
2. A building code for homes in fire prone areas, such as poured concrete structure, metal roof, community fire breaks, etc.
12
FortwayeAsFuckJoeBiden
2025 Jan 13, 2:24pm
when poor people start losing, they are on their own. when wealthy start losing, government rescues them. PP is an ultra wealthy area, they’ll get a bailout. rest of us will get the bill.
13
Booger
2025 Jan 13, 2:33pm
Booger
2025 Jan 13, 2:33pm
HeadSet says
Why do you hate American workers?
It seems at least two items will be necessary for a build back:
1. A guest worker program so we are not inundated with illegals for construction manpower.
Why do you hate American workers?
15
RWSGFY
2025 Jan 13, 5:38pm
RWSGFY
2025 Jan 13, 5:38pm
HeadSet says
And for existing houses a requirement to have an underground rainwater collection cistern (with exception for houses with swimming pools), a pump driven by gasoline-powered generator, and a system of sprinklers ready to douse incoming embers. If not outright requirement then a massive discount on insurance premiums.
It seems at least two items will be necessary for a build back:
....
2. A building code for homes in fire prone areas, such as poured concrete structure, metal roof, community fire breaks, etc.
And for existing houses a requirement to have an underground rainwater collection cistern (with exception for houses with swimming pools), a pump driven by gasoline-powered generator, and a system of sprinklers ready to douse incoming embers. If not outright requirement then a massive discount on insurance premiums.
16
DOGEWontAmountToShit
2025 Jan 13, 5:41pm
DOGEWontAmountToShit
2025 Jan 13, 5:41pm
Blue says
They routinely leave load bearing walls up and other portions of the house when remodeling to keep Prop 13.
I know places who left few wood, bricks from old on a brand new house to claim Prop 13!
They routinely leave load bearing walls up and other portions of the house when remodeling to keep Prop 13.
17
Blue
2025 Jan 13, 6:07pm
DOGEWontAmountToShit says
Someone (Eman) on this site mentioned, that ugly looking patch get fixed as part of the work order 2 after 1 has been approved. CA 1978 prop 13 is a total fraud from day one which is unethical Ponzi scheme treats everyone is unequal under the law!
Blue says
I know places who left few wood, bricks from old on a brand new house to claim Prop 13!
They routinely leave load bearing walls up and other portions of the house when remodeling to keep Prop 13.
Someone (Eman) on this site mentioned, that ugly looking patch get fixed as part of the work order 2 after 1 has been approved. CA 1978 prop 13 is a total fraud from day one which is unethical Ponzi scheme treats everyone is unequal under the law!
18
WookieMan
2025 Jan 13, 6:26pm
WookieMan
2025 Jan 13, 6:26pm
RWSGFY says
All of this. They're already million dollar homes, sometimes x10. Put in a fucking system to have it not burn down. It's not difficult.
Even an advanced system is maybe $50-75k. It's not a big cost for a $5M home. 2k gallon cisterns are like $3k. Get 3 or 4 of those, backup nat gas generator, same number of pumps and you're at about $15-20k. Plumbing for sprinkler systems maybe $10-20k with labor included.
It's no different than homes in FL or the Caribbean having hurricane glass on their windows so the don't have to board up unless there's a Cat 4-5 hurricane. They also have the rolling metal shutters on newer homes or retrofitted. Tornados are about the only disaster you can really plan for. Just have a basement and hunker down as your house is torn off the foundation.
It seems at least two items will be necessary for a build back:
....
2. A building code for homes in fire prone areas, such as poured concrete structure, metal roof, community fire breaks, etc.
And for existing houses a requirement to have an underground rainwater collection cistern (with exception for houses with swimming pools), a pump driven by gasoline-powered generator, and a system of sprinklers ready to douse incoming embers. If not outright requirement then a massive discount on insurance premiums.
All of this. They're already million dollar homes, sometimes x10. Put in a fucking system to have it not burn down. It's not difficult.
Even an advanced system is maybe $50-75k. It's not a big cost for a $5M home. 2k gallon cisterns are like $3k. Get 3 or 4 of those, backup nat gas generator, same number of pumps and you're at about $15-20k. Plumbing for sprinkler systems maybe $10-20k with labor included.
It's no different than homes in FL or the Caribbean having hurricane glass on their windows so the don't have to board up unless there's a Cat 4-5 hurricane. They also have the rolling metal shutters on newer homes or retrofitted. Tornados are about the only disaster you can really plan for. Just have a basement and hunker down as your house is torn off the foundation.
19
HeadSet
2025 Jan 13, 6:27pm
HeadSet
2025 Jan 13, 6:27pm
Booger says
I don't, I just do not want the work to be done by a mass of illegals that soon become "Amnesty Americans."
Why do you hate American workers?
I don't, I just do not want the work to be done by a mass of illegals that soon become "Amnesty Americans."
20
WookieMan
2025 Jan 13, 6:43pm
WookieMan
2025 Jan 13, 6:43pm
HeadSet says
I didn't say this specifically, but young men (American) with no kids should just go out there in a camper and do labor. Stay at a long term campground. They'd make a ton. There's going to be a ton of money to be made even if 20% of people just leave. No doubt you could make $50/hr or more just swinging a hammer.
Booger says
Why do you hate American workers?
I don't, I just do not want the work to be done by a mass of illegals that soon become "Amnesty Americans."
I didn't say this specifically, but young men (American) with no kids should just go out there in a camper and do labor. Stay at a long term campground. They'd make a ton. There's going to be a ton of money to be made even if 20% of people just leave. No doubt you could make $50/hr or more just swinging a hammer.
Well, we've been seeing some pretty high loss estimates coming out. I kinda doubt the insurance companies are gonna be prompt and diligent towards claim payments. I think they will deny, sue everyone from power companies to city and State to try to cover losses and of course delay payments until well into well people just giving up.
I ain't gonna bother looking up how much in assets the insurance companies have, but the vaunted Re-insurance carrier, General RE (owned by Berkshire Hathaway) only has $17 billion in assets. With all the lawsuits, bankruptcies, bailouts (by and of California), don't expect insurance payouts to happen within your lifetime.