patrick.net

BoxwAngels says

Taxes on LI are ridiculous

Property taxes on Long Island are roughly equivalent to rent in most places. Must be nice to be a public employee retiree from there.

Home price is 6.25 annual incomes, that's too high. Even if you could come up with a 20% down, you are likely to be wiped out in case one person were to lose the job. While you could possibly make the payments if you both keep working, it will significantly affect your lifestyle in other areas. Don't know what rents are like in your area, but simply buying wise, does not seem like a good idea.

Rents are not cheap here in NYC by any means. Even in the 4 boroughs that aren't filled with rich people. I have been wondering this for a long time now about the outrageous prices in NYC and the surrounding counties. I have to believe that many people actually bought their houses 30 years ago or more, when they were logically priced. Now there worth twice as much. I don't see how anyone can afford these houses with the way things are now. Wages are terrible, I am a public employee, forced to live in the 5 boroughs or surrounding counties, and my starting salary was 36,500 a year. If you have 2 incomes and a couple kids, you'll be paying day care expenses equal to a mortgage payment, so the 2 incomes really only makes a difference if you have no kids. What a nice life we live here in America, land of the free, home of the morons.

Dunnoh, I found out paying for it is not a big deal, taxes, insurance, upkeep, city utilities kept adding up to more than my loan payment so it made no sense to buy/own on one income.

APOCALYPSEFUCK is Tony Manero says

Just get the note and forget about paying it. It will take 3-5 years to get you out of the house. Save every dime you make.

Do it again on your wife's SSN.

Then buy a house cash for 1/10th what you'd pay now.

Just don't buy the house you had previously "bought" since you'll be tearing out all the copper wiring. That stuff is valuable.

Robber Baron Elite Scum says

Learn also to murder and kill cannibals with your bare hands in case you run out of ammo and the guns become useless.

Zombie apocalypse already? All right!

APOCALYPSEFUCK is Tony Manero says

Just show up at the bank once a month with a cup of coffee and a Swisher Sweet cigar, announce you've arrived to make a payment and take a shit on the bank lobby floor.

Sounds like a waste of good fertilizer that could be used to grow those potatoes.

Dan8267 says

Sounds like a waste of good fertilizer that could be used to grow those potatoes.

Talk about recycling potatoes.