patrick.net

robertoaribas says

says the guy sued by two banks, the IRS, and upside down on his own home

Oh, OK, Bob, as long as you want to keep going down the same path let's go over it again.

Guys like me bother bubbas like you.

You have played by the rules, got a good education that allows you to have that quasi government welfare job of yours, and you are playing it smart.

I am one of the great unwashed masses, stupid, according to you, who makes money the old fashioned way, I earn it.

It bothers you because I've always made more money than you, and can afford to take massive risk.

What I'm doing right now is getting rid of debt, and if you were smart you would be doing the same.

That's what the crash of 2007/2008 meant to me. This is an opportunity to get rid of debt, with a get out of jail free card.

Really Bob, do you think banks are going to look twice at a guy who took advantage of negotiated debt settlement?

No, I'll come out of this with cash in the bank, debt free, and a business that generates income.

robertoaribas says

you are a liar and a scumbag. I'd say the same thing to your face, and you'd walk away because you know it is true.

This kind of sums up your entire line of argument, not just here, but in all the threads.

The same as you have no argument to anything I say, like this:

robertoaribas says

Except, home building is in the doldrums; We aren't building homes at replacement and population growth levels, and haven't for over five years.

You didn't count multi family in that, did you Bob?

Do you really think threats, or insults would work on me?

Now you can pay off your debts in as long of a period as you want Bob, I'll pay my debts now. I'm old Bob, and don't have the time, or inclination to wait out my income to debt ratios.

Does that bother you Bob?

Let's get to the real reason you're so upset Bob. Because I know hundreds of people with a lot less than you were given Bob, who have done so much better than you.

To me you're a guy on welfare. To you I'm a crook.

However Bob, I play by the same rules as everyone else. What I'm doing is legal, and it isn't bankruptcy, which is also a right we all have.

No one in this country has to give any bank a profit. Banks take risks like everyone else, except for people like you Bob.

You can't escape debt. All they can do is lower your credit score. They have to be paid Bob, because debt is a market place like anything else.

You can't escape the IRS Bob. They have to be paid.

So, Bob stop your lying. You have no idea what you are talking about, ever.

Enjoy your free ride, keep your mouth shut, and leave everybody alone Bob.

The people here have always been right, you have been consistently wrong, so just accept it.

people are really passionate in this blog :-)

robertoaribas says

Please, again, tell me how i can be a success like you? defaulting on loans, underwater on my house, and cleaning floors and toilets with my wife in my old age???

I'll tell you for $500.00

I'm going to agree with Roberto. Biochem is going to be huge. Maybe not in this country where we legislate morality so much, but messing with the nano machinery of Life will create fundamental changes in technology and society. Imagine a world where babies are gene resequenced after fertilization to ensure intelligence, perfect bodies, longer lifespans, and elimination of genetic disease. After a few generations, nearly everyone will be smart and beautiful and live a long time. But I think phenotype (racial) differences will remain, because that's based on taste and culture. The world will simply be more interesting in different colors.
How about radical body changes through virus-induced gene resequencing? Want to be a different gender? Here's a shot, and then sleep for a few weeks. Wake up as a beautiful woman. Or man. Or mermaid. Or satyr. Or centaur.
Want a pet unicorn?
Want an elephant as small as a cat?
Want to surf the net with your eyes closed? Biotech will get there, sooner than you think.
How about a mental switch to turn on endorphins? Adrenaline? Simulate orgasm? It's all possible, and sooner than you expect.
How much would people pay for any of this? Market forces would prevail, but the researchers would definitely get paid.

Quigley says

How about radical body changes through virus-induced gene resequencing? Want to be a different gender? Here's a shot, and then sleep for a few weeks. Wake up as a beautiful woman. Or man. Or mermaid. Or satyr. Or centaur.

Or this:

Want a pet unicorn?

Already done:

Want an elephant as small as a cat?

Want the expensive vet bills when the undisclosed problems show up in these novel animals?

Want to surf the net with your eyes closed? Biotech will get there, sooner than you think.

Want the NSA (or worse your crazy ass ex-girlfriend) full access to your mind?

How about a mental switch to turn on endorphins? Adrenaline? Simulate orgasm? It's all possible, and sooner than you expect.

Now illegal drugs have already done this for years. There are also much older already all natural, drug free - make that just plain free - ways to get an actual orgasm.

How much would people pay for any of this? Market forces would prevail, but the researchers would definitely get paid.

Not well:
http://www.bls.gov/ooh/Life-Physical-and-Social-Science/Biochemists-and-biophysicists.htm

($80k MEDIAN pay with a Ph.D. considered as entry level. Mind you that distribution is probably skewed towards the lower end by post-docs)

All fun aside much of what you see as potential is decades away while the burn rate (and risk) to get there is enormous.