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Guy With USELESS Degree from expensice College Is REALLY SAD About His Debt
2016 Jan 28, 10:32am 7,429 views 22 comments
by zzyzzx follow (9)
Comments 1 - 22 of 22 Search these comments
Ceffer
2016 Jan 28, 10:37am
It's going to be forever before he can afford Rin's hookers, how very,very sad!
Shaman
2016 Jan 28, 10:46am
No problem! He must start flipping shacks, and use equity loans to pay off his debt before defaulting to live debt-free! Easy-peezy
Ceffer
2016 Jan 28, 10:56am
If he didn't major in Wall Street Piracy, he has only himself to blame.
Rin
2016 Jan 28, 11:03am
If he didn't major in Wall Street Piracy, he has only himself to blame.
Bingo and the fact that he'd attended Penn afterwards ...
Specifically, he chose to attend the University of Pennsylvania and take out $70,000 in additional loans for tuition and living expenses.
and didn't spend 90-100% of his time there, networking with alumni, etc, to attempt to land a job in management consulting or finance, all of whom, starting between 80 and 95, means that he'd wasted his post-graduate time.
Still, since he is Penn alumni, he still has some time to rectify his earlier misgivings. But if he posts shit on the net, like he has been, no one will hire him.
NDrLoR
2016 Jan 28, 11:50am
he managed to rack up $200,000 in student loan debt by getting a useless degree at a fancypants private college
Still can't beat the young lady I heard on Dave Ramsey's program the other night--she said her husband was getting ready to graduate from a private dental school and the debt was going to $400,000! Oh, she wasn't working but living on the student loan as well. She seemed unable to conceptualize the impossiblity of half a million dollars in debt, was wondering what they could do to start getting into a home! Dave tried to explain to her that the idea of a home or anything beyond living like paupers was unlikely for years to come. They were both 30 and it seems to me the reality is if the debt remains, they could never be able to establish lives like people did even a few years ago with a home and cars and family, even as a dentist. He said their only alternative was to become a paid partner in a dental practice as it would cost half what they owed to set up his own practice.
lalalala
2016 Jan 28, 12:24pm
This totally shows the need for free college education. Money shouldn't stand between a moron and his desire for a useless degree. And we should be glad to pay for it via our taxes.
It's not his fault, dammit! He is entitled. You can help him, or you can turn the page.
Dan8267
2016 Jan 28, 10:51pm
Guy With USELESS Degree From $62,965-A-Year College Is REALLY SAD About His Student Loans, You Guys
He should just do what CIC does to pay off his debts: man the glory holes along the NJ turnpike. CIC only charges 5 cents a pop, but makes a killing on value. Plus CIC saves on food costs without ever going hungry.
Y
2016 Jan 29, 6:54am
Don't be a chicken! Say what you mean!
DieBankOfAmericaPhukkingDie says
I mean sitting around blurting shit like "Decapitating people and seeing how far they can run without a head is probably not very nice" and getting paid for it is the stuff of a Terry Gilliam feature.
Dan8267
2016 Jan 29, 7:59am
1. Attacks against your character, CIC, are not baseless.
2. Every single dishonest argument you've posted has been countered with evidence. We don't say your posts are bullshit because you are a scumbag liar, we say you are a scumbag liar because your posts are bullshit.
elliemae
2016 Jan 29, 8:21am
"Having no appreciation of financial adulthood, I didn’t really understand what these loans were or what repaying them would actually entail—and in a very different student loan terrain than their college days, my parents didn’t either....In my parents’ attempt to protect me from the brunt of their financial hardship, they minimized my understanding of what it would take to pay for school."
"At my exit interview, the college reviewed only my federal loans with me. There was no mention of any private loans. And because student loans are deferred as long as you’re in school, I hadn’t received a bill. Everything they described to me was still an abstraction."
(while at Penn getting my Master's), the associate director of the program suggested I work at Penn full-time and do the degree part-time for free. Looking back, that was obviously sage advice... Save that one brief comment, no one, in five years of higher education, advised me differently or really broke down the cost of my education choices.. I already knew that I had about $70,000 in federal loans from Penn and some federal loans from Conn—but I had no idea I also owed $100,000 in Sallie Mae–serviced private loans....
Some relief came in 2011 when I started a new job as a contractor bioethicist in NIH’s Division of AIDS. This was very fortunate, given the economy and the limited career options for someone with a master’s in my field....My situation has finally stabilized, and I should be able to avoid default, though things haven’t improved otherwise. My payments are still crushing, they will be around for decades, and they severely limit my life choices.
So, for those of you keeping score, it's the fault of the college, the system, the gub'mint, the parents, the lenders, and everyone with whom he spoke, except that one guy that one time (in Band Camp?) that told him he was a fucking idiot and should get a fucking job that provided free tuition.
Sure - college is expensive. I know many people who have graduated with tens of thousands of dollars in student debt. But none of them were forced to go to college, they chose to attend. Many people choose not to attend college. Education is important - and wayyyyy too expensive. They spend shitloads on football programs (and reap millions in ticket sales supporting the oppressive and retaliatory NCAA; another story for another day...); they tenure professors who have no business teaching and like the government, aren't effectively managed as they would be in the private sector. But do they force people to attend? Are they disingenuous when encouraging people to borrow money to buy an expensive degree?
IMHO, there's no difference between the process of buying a car or getting a school loan (except school usually costs more). People purchase cars all the time... the salesman does his best to get the customer to buy the most expensive car possible. They rarely discuss real costs such as insurance, registration, upkeep, etc. Are car salesmen responsible if the idiot with whom they are dealing falls for their spiel?
This guy bought the hype, chose to attend an expensive college and willingly signed responsibility for $200k in student loans on top of the grant monies he received. As an ethicist, surely somewhere along the way in his EIGHT years (or more) of college they covered the concept of personal responsibility - but he drank the Kool-Aid and agreed to pay for it later.
It would be, like, so super way awesome if he were to learn from his choices. Instead, he whines about his life choices being limited as a result of the choices he has made in his life.
What an ass.
tatupu70
2016 Jan 29, 12:37pm
not YOU'RE versions of lies and delusions.
Come on softshell, I know you're reading this.
Dan8267
2016 Jan 29, 1:10pm
So, why do you hide behind "ignore" so I can't challenge your attacks, you pussy?
You are never a challenge. You are just disruptive. That's why I banned you from my threads. If it hurts your feelings, tough shit. Quite being such a whiny little bitch.
Dan8267
2016 Jan 29, 6:01pm
CIC had three chances to meet up and he chickened out all three times after begging for months to meet me. That's cowardice, and no words will chance that.
Dan8267
2016 Jan 29, 8:20pm
I owe CIC an apology. I thought he chickened out when he didn't show up to a neutral location three times. But I realize now that CIC really did want to meet me because I'm a software engineer and he was switching careers and wanted a referral. For years CIC toiled relentlessly in the dirty rest stops along the New Jersey turnpike manning the glory holes that Americans didn't want to man. But recently CIC has gotten a job in the quality assurance department testing machine automation.
CIC's gimp, er, boss informs me that CIC is their top tester and even logs many hours of unpaid overtime.
elliemae
2016 Jan 30, 4:37am
Look, Dan (and CIC); you hijack every thread and launch your asinine attacks at each other, including pics such as above. Why don't you just start a thread and use that to act out the arrested development you so clearly display?
Your every post is pretty much a "I know you are, but what am I?" comment We're all adults here - or most of us are - and I hope that I speak for the masses when I tell you that we don't read them nor do we take your comment seriously You appear to enjoy antagonizing each other and contribute absolutely nothing to the conversation. If this is a dick measuring contest, you both have proven you've lost.
How's 'bout you consider that sometime - many, many times - the only thing that you accomplish is to make us take you less and less seriously.
Thanks, by the way, for the photo. Is this a fantasy of what you'd like to do with each other? Please stop.
Just my two cents.
There's definitely some bigtime sexual tension between dan and CiC. Two eunuchs lusting for one another with no clue how to actually drop all the fore play, and just get on with blowing eachother already
elliemae
2016 Jan 30, 5:32am
They claim to "hate" each other - yet you have to have some pretty strong feelings about someone to hate 'em.
The opposite of love isn't hate... it's apathy.
Dan8267
2016 Jan 30, 5:45pm
The opposite of love isn't hate... it's apathy.
That's actually not true. The opposite of apathy is passion.
http://dailycaller.com/2016/01/27/fancypants-college-grad-whines-about-student-loans/
Guy With USELESS Degree From $62,965-A-Year College Is REALLY SAD About His Student Loans, You Guys
Slate, a once-semi-readable website, published a 2,925-word tome on Tuesday by a guy who is really sad because he managed to rack up $200,000 in student loan debt by getting a useless degree at a fancypants private college and then, by borrowing more cash to be a graduate student.
The bitter, billowing borrower is Samuel Garner — currently a bioethicist at a Washington, D.C. nonprofit.
Garner's tale of woe and world-historical budgetary stupidity begins — as he tells it, in excruciating detail — when he was a high school senior. He was a “consumer” of the “vacuous platitudes” on college brochures, and so he excitedly applied to Connecticut College — a school which currently charges a comprehensive fee of $62,965 per year.
“My siblings and I had the privilege of expecting we would attend private colleges,” Garner explains, even though his family had become “financially stressed” when he was in high school.
This financial stress notwithstanding, in 2003 Garner went off to Connecticut College — which was then charging comprehensive fees in the $40,000-ish range — and carelessly signed “for these federal loans each semester” without once, he admits, bothering to look at the papers he was signing to find out how much he was borrowing.
“Like so many students, I thought signing loan documents was just a routine,” the graduate of an allegedly elite college — who was a full-fledged adult at the time — now writes. “Having no appreciation of financial adulthood, I didn't really understand what these loans were or what repaying them would actually entail.”
He blames college officials for making “no serious effort to explain” the paperwork he himself signed on multiple occasions. He says his “middle-class” parents both didn't understand the “student loan terrain” and, somehow, at the same time, “minimized” his “understanding of what it would take to pay for school.”
Garner chose to ditch a planned major in biology for a major in music performance. He also minored in philosophy.
Eventually, he decided to pursue an academic career in bioethics. That's a swanky word for a sub-sub-branch of philosophy.
“Academia was the setting I knew, so that became my plan,” he writes.
Garner expresses frustration at Connecticut College for failing to tell him about the private loans he had borrowed to pay the school's hefty price tag. He also did not, apparently, possess the modicum of inquisitiveness to find out his total debt.
“So, still unaware of my total debt, I went on for a bioethics master's degree to bolster my chances of getting into a good Ph.D. program,” Garner explains. Specifically, he chose to attend the University of Pennsylvania and take out $70,000 in additional loans for tuition and living expenses.
In 2008, Garner finally graduated from Penn with his Master's degree and got a real, full-time job (making, apparently, $50,000 per year). He was shocked — shocked! — to find out that he had taken out some $200,000 in loans as a full-grown adult.
“It turned out that my parents and Conn had had me ink them during my semesterly flurry of document-signing without discussing them with me,” he whines.
“I now saw what my trust and ignorance had cost. So I was angry. But I felt especially betrayed by the well-manicured dream factories that had educated me.”
Garner says he currently makes about $70,000 per year and must pay $1,500 a month on his student loans — nearly 40 percent of his take-home pay.
Has he considered trying to get a job in another industry? Yes, but he has dedicated himself so much to his field.
The Daily Caller will not go into Garner's harrowing tale involving possible “auto-default,” his grandmother and a speech he gave “at one of Sen. Elizabeth Warren's student debt press conferences.”
Garner's 2,925 words on how sad and angry he is at the world because he took out so much in student loans is over 1,075 percent of the 272 words of the Gettysburg Address and about 257 percent of the 1,137 words of the Declaration of Independence. Garner's jeremiad is also nearly 78 percent as long as The Lottery, the celebrated 1948 short story by Shirley Jackson.
A brief perusal of the Connecticut College website shows that Garner likely had a luxurious time there. The campus is a “750-acre arboretum.” The cafeteria “offers more than 40 beverage selections, 15 popular cereals, a daily salad bar with no less than 10 different daily dressing options and a grill station serving burgers, hotdogs, fish, chicken and fries.” There is always a “fresh variety of vegetarian items.” Desserts include “ice cream, soft serve, novelties, cakes, pies, cobblers and our world-famous, can't-have-just-one cookies.”
During Connecticut College's graduation ceremonies, “junior class women dressed in white carry chains of laurel” and each senior receives a pine sapling “which they carry as they march.”
#moron