patrick.net

Was there a time we could trust the bank?

https://celiafarber.substack.com/p/chase-bank-shuts-down-dr-joseph-mercolas

Chase Bank Shuts Down Dr. Joseph Mercola's Business Bank Accounts, Including CEO, CFO, And Their Family Members
No Reason Given

The right answer is to use credit unions, which are local.

And have multiple accounts, at least two at two different credit unions.

Worked for Farage because he has a lot of visibility, but I don't think that less visible people will be able to fight bank perfidity as effectively.

Why the fuck is Mercola using Rockefeller/Morgan for his bank. In business morality still matters. Don't do business with immoral people and expect them to act in your best interests. The whole false dichotomy that attempts to separate morals and business is ludicrous, and one of the greatest failings of the church.

Patrick says

The right answer is to use credit unions, which are local.

And have multiple accounts, at least two at two different credit unions.

Know any good ones in Bay Area
I use Patelco. My wife uses USE. My friend worked for Travis Credit Union but was FIRED for refusing the vax. Not real happy with these three.

I would like a credit union that has good ATM access as well as some CD's I can ladder my emergency funds into.

Pacific Service Credit Union is good, never had any problems with them.

In case anyone isn't aware, Chase Manhattan is the original name for the "Chase" side of the current bank, founded by the Rockefeller's. JP Morgan bank is the other half. They have merged, and are now called just Chase.

NuttBoxer says

In case anyone isn't aware, Chase Manhattan is the original name for the "Chase" side of the current bank, founded by the Rockefeller's. JP Morgan bank is the other half. They have merged, and are now called just Chase.

It was Chemical Bank that bought Chase because of Chase's weakened balance sheet, but just kept the Chase name as it had a larger presence population-wise through its credit card operations. Banks couldn't have full banking operations across State lines until 1995.

Funny how the big banks had to forego share buybacks just recently. Wonder if anything is up.

https://www.wsj.com/articles/banks-stock-buybacks-basel-endgame-50fb9e7c

Patrick says

This shouldn't happen in a country like ours but it does.

https://www.express.co.uk/comment/expresscomment/1796615/free-speech-farage-coutts-trans-rights-left-comment

Let’s protect free speech for all not just the Left, says Toby Young

The truth is that if your opinions align with those of the metropolitan elite you have little to fear from your bank manager or your employer, but if you're a maverick or dissenter you'd better watch out, writes Toby Young.

I’ve spent the past couple of weeks trying to whip up support for Nigel Farage in his battle against woke British banks.

Closing people’s accounts for expressing the “wrong” views is a brutally effective type of censorship that originated in Communist China and has no place in a supposedly free country like ours.

My first thought was to create a meme based on the old advert for the National Lottery.

A giant hand holding a pair of rainbow-coloured scissors would emerge from a high street bank.

Then it would cut up the credit card of an unsuspecting member of the public, with the caption: “It could be you!”

But I realised this wouldn’t capture the threat posed by this sinister new form of cancel culture because not everyone is equally at risk.

The people most in danger of losing their accounts are those with unfashionable views, whether it’s the former leader of the Brexit Party or Richard Fothergill, a Church of England vicar who was de-banked by the Yorkshire Building Society after he objected to its promotion of trans ideology.

I think that’s why almost no one on the Left of British politics has taken Nigel’s side in this dispute.

So far, broadcasters Paul Mason and Emily Maitlis, Remoaner propagandist Alastair Campbell, Labour’s Rachel Reeves and comedian Omid Djalili have defended Coutts’s decision to defenestrate the GB News presenter.

A YouGov opinion poll last week revealed 24 percent of Labour voters think banks should be allowed to remove customers who have personal or political beliefs that don’t align with their values.

Labour leader Keir Starmer did eventually mutter something about how no one should be refused banking services because of their views, but it had to be dragged out of him.

Think how different the reaction would have been if it had been Jeremy Corbyn who’d been de-banked and not Nigel Farage, particularly if the lender then leaked confidential details of his finances to the BBC in an effort to pretend the reason he’d lost his account was for purely “commercial reasons”.

The entire Liberal Establishment would have been up in arms, demanding the head of the bank’s CEO.

The same people who’ve been sniggering at Nigel’s misfortune would have been loudly proclaiming that having a bank account is a basic human right, like access to water and electricity.

Indeed, something like this happened a few weeks ago when The Sun published a story alleging that a senior BBC presenter had been paying a teenager to send him sexually explicit photographs.

When it emerged that the presenter in question was Huw Edwards, a similar cast of Left-wing panjandrums to those who’ve been making excuses for Coutts leapt to his defence and attacked the newspaper for trying to “cancel” him.

He’d done nothing illegal, they argued, so why should he lose his livelihood?

I couldn’t help laughing at that.

At the Free Speech Union, we defend people every week who’ve lost their jobs, not because they’ve broken the law but because they’ve challenged some aspect of woke dogma, whether it’s objecting to the Black Lives Matter flag hanging from their office building or refusing to attend “trans awareness” training.

The truth is that if your opinions align with those of the metropolitan elite you have little to fear from your bank manager or your employer, but if you’re a maverick or dissenter you’d better watch out.

If you voted Remain in the EU referendum, you wear a rainbow-coloured lanyard professing yourself to be an ally of the LGBTQ+ community and you suffer regular anxiety attacks because you think we’re in the midst of a climate emergency, you’re entitled to the full suite of human rights, including due process if you’re accused of any wrongdoing.

But if you’re a Brexiteer, the Pride flag brings you out in hives and you’re sceptical about Net Zero, you have fewer rights than an Albanian drug smuggler arriving on a rubber dinghy.

I cannot help thinking it’s short-sighted of the Liberal Left to be so selective about whose rights they defend. They may be in the ascendancy at the moment, but what if their political fortunes change?

As American free speech activist Ira Glasser put it: “Speech restrictions are like poison gas: they seem like a good idea when you’ve got the gas and a deserving target in sight. But then the wind shifts and blows the gas back on you.”

Misc says

It was Chemical Bank that bought Chase

You mean the Chemical Bank run by Standard Oil partner Edward Harkness? So Rockefeller merged their own bank, no where have a heard that story before..?

Patrick says

https://www.leefang.com/p/how-one-trump-january-6-charge-could?publication_id=1239256&post_id=135697656&isFreemail=true

How One Trump January 6 Charge Could End Up Criminalizing Left-Wing Protest

The unusual application of an Enron-era accounting law could open up a prosecutorial Pandora's Box of criminalizing a wide range of protest.

Could the push for accountability over the U.S. Capitol riot on Jan. 6, 2021, end up sending left-wing activists to prison for decades?

In addition to straightforward charges of assaulting police officers and violent entry, federal prosecutors are trying to lock up former President Donald Trump and other Jan. 6 defendants for violating an obscure criminal statute –penal code 18 U.S.C. 1512(c)(2) – never used before in a similar context.

The charge under this statutory provision makes it a crime to “corruptly” obstruct, in­fluence, or impede any official government proceeding, and carries a maximum sentence of up to 20 years in prison. ...

Disruption of government proceedings is an activist tactic that is widely revered among left-wing movements.

Consider the following examples:

Extinction Rebellion, a group that uses confrontational tactics to demand action on climate change, superglued themselves to doorways in Congress, blocking lawmakers and staff from attending evening votes.

Left-wing demonstrators attempted to stop the confirmation of Supreme Court Justice Brett Kavanaugh through a variety of delaying tactics. Activist groups openly planned actions designed to disrupt the committee hearings with protests, by "standing up, vocalizing our dissent, being arrested and forcibly removed.”

In 2016, Democrats staged a sit-in on the floor of the House of Representatives to demand a vote on gun control legislation. The sit-in ground the legislative chamber to a halt for an entire day.

These protests were prosecuted lightly. The vast majority of the more than 200 people arrested during the Kavanaugh protests were charged with a misdemeanor of disorderly conduct, crowding, or obstructing, which carries no prison time and a fine of $35 or $50. ...

But were these actions altogether different from the kind of “obstruction of an official proceeding” charges leveled against Jan. 6 participants and now Trump?

(paywall)

https://slaynews.com/news/bank-america-cancels-conservative-christian-charity-account/

Bank of America Cancels Account of Conservative Christian Charity

Memphis-based non-profit Indigenous Advance Ministries (IAM) provides necessities to Ugandan orphans had its account shut down by Bank of America.

The organization has filed a complaint to the Tennessee Attorney-General’s office over concerns its accounts were shut down because Bank of America disagrees with its “religious views.”

IAM, which claims to have had a banking relationship with BofA since 2015, supports pro-life and anti-same-sex relationship values, according to its website.

BofA firmly denies it “debanked” the body over these views but has refused to explain why the account was canceled.

The bank told the Daily Mail that “religious beliefs are not a factor in any account-closing decision.”

However, campaigners are calling for greater transparency over how firms decide which accounts to shut down.

The cancellation of IAM’s account comes as cases of political and religious “debanking” appear to be on the rise.

The term “debanking” hit headlines across the globe last month after UK politician Nigel Farage – a close ally of President Donald Trump who pioneered the country’s Brexit movement – fell victim to the trend.

https://slaynews.com/news/canada-has-debanked-hundreds-citizens-report-shows/

Canada has “debanked” hundreds of Canadian citizens in the past five years, a new report has revealed.

Since 2018, a major debanking wave has swept across Canada, affecting over 800 citizens so far.

The number includes hundreds of brave citizens who had risen up against the far-left government as part of the Freedom Convoy protests.

The data was unearthed through an access-to-information request by Blacklock’s Reporter.

The information unveiled a disturbing pattern where 837 individuals had their bank accounts shut down over a span of five years.

Most of those people to were debanked had disented from the Canadian government’s official agenda.

https://www.blacklocks.ca/more-than-800-de-banked/

It must be made a very serious crime for any bank to shut down customer accounts for political reasons.

Patrick says

It must be made a very serious crime for any bank to shut down customer accounts for political reasons.

For ANY reason other than crime. The banking system IS the financial, economic and payment system, period. Debanking is cash only. This means about 95% financially ruined. Can't borrow for a car, house and probably would effect many job prospects.

Did you ever hear about them cancelling the accounts of Jeffrey Dahmer or John Wayne Gacy? How about Wells Fargo laundering money for a Mexican drug cartel?

These are all okay, but blaspheme against the Cult of the Establishment, and thy account be shuttered!

Credit unions and small local banks is all you should use

The bank we currently use is a regional one. The credit union in our area basically defaulted in 2011, and had some sketchy things happen with a CFO a few years ago. The above should be the rule, but don't forget to do your research.

Patrick says

The kind of guy who takes a $2k loan at 28% does not have any money to put into savings. People who actually have savings know where they can get 5% risk free.

https://freespeechunion.org/germany-latest-country-to-float-chilling-plans-to-freeze-dissenting-citizens-bank-accounts/

Germany latest country to float chilling plans to freeze dissenting citizens’ bank accounts

In further evidence that the traditional financial system is gradually being weaponised to punish those who express dissenting but hitherto perfectly lawful views, the German government has announced a plan to target the bank accounts of people who donate money to groups and causes deemed by the state and its functionaries to constitute “right wing extremists”.

As reported by Modernity, German Interior Minister Nancy Faeser recently announced a raft of measures that critics say are a direct attempt to chill free expression, and reign in the popularity of the right wing opposition Party, Alternative for Germany (AfD).

One such measure is to freeze the bank accounts of those found to have donated money to any group the government declares to be “far-right”.

https://hotair.com/david-strom/2024/03/29/did-you-know-that-you-have-an-esg-score-and-it-can-be-used-against-you-n3785574

Until today, I didn't realize that individuals are now being assigned ESG scores that some institutions use to decide whether they will do business with a person.

I obviously knew about ESG scores that huge investment firms are using to force corporations to conform to ideological demands. I knew that in some cases, prominent individuals or troublemakers have been blackballed by banks and other firms. And, of course, I know that some companies that sell politically incorrect items are getting deplatformed by PayPal and even web providers.

But I didn't know that an industry has sprung up to analyze individuals' purchases, carbon footprint, and other characteristics to inform banks and other businesses regarding whether they should do business with you.

Paying attention yet?

Personal ESG scores are a social credit system of tyranny based on ESG fraud and arbitrary power.

"Buying a gun, alcohol, or even clothing will all effect your overall ESG score. Not only will your purchases matter, but who you purchase from." pic.twitter.com/uDj0PFUb5u
— James Lindsay, full varsity (@ConceptualJames) March 28, 2024

It is a full-scale social credit system being built out. Only it isn't the government per se doing this, but rather companies that aggregate information about you and sell it to actors who want to isolate dissenters from their ideological commitments.

Use cash to minimize their ability to track and block you.

https://slaynews.com/news/conservative-reporter-de-banked-bank-america-without-explanation-no-funds/

Bank of America has shut down the account of an independent conservative reporter without any prior warning or explanation.

Journalist Christina Urso, also known as Radix Verum, says Bank of America abruptly de-banked her and left her without any funds.

Urso took to social media to voice her concerns and frustrations about the termination of her account.

“I have been with them for years,” Urso wrote in a post on X.

Urso believes her account’s termination was related to her reporting and documentary about the alleged 2020 kidnapping attempt of on Michigan’s Democrat Gov. Gretchen Whitmer.

The film is titled “Kidnap and Kill: An FBI Terror Plot.”

“They won’t tell me why,” she said.

“They won’t allow me access to my bank account or to the funds.”

Urso said Bank of America has informed her to be on the lookout for a “check in the mail” with her final balance.

When will the general public realize that we are less than a half a step away from...

Revelation 13:11And I beheld another beast coming up out of the earth; and he had two horns like a lamb, and he spake as a dragon. 12And he exerciseth all the power of the first beast before him, and causeth the earth and them which dwell therein to worship the first beast, whose deadly wound was healed. 13And he doeth great wonders, so that he maketh fire come down from heaven on the earth in the sight of men, 14And deceiveth them that dwell on the earth by the means of those miracles which he had power to do in the sight of the beast; saying to them that dwell on the earth, that they should make an image to the beast, which had the wound by a sword, and did live. 15And he had power to give life unto the image of the beast, that the image of the beast should both speak, and cause that as many as would not worship the image of the beast should be killed.

The Mark of the Beast
16And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: 17And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name. 18Here is wisdom. Let him that hath understanding count the number of the beast: for it is the number of a man; and his number is Six hundred threescore and six.

https://slaynews.com/news/bank-america-customers-balances-wiped-zero-reports-widespread-outages/

Customers with Bank of America are sounding the alarm after realizing the balances on their accounts have been wiped to zero.

Other customers are reporting they are blocked from “accessing their accounts and balance information,” according to CBS News.

The news comes amid reports of widespread outages at the bank.

Bank of America confirmed to CBS that “some clients” are dealing with a “glitch.”

The issue is preventing them from being able to access “their accounts and balance information,” according to the outlet.

In a statement, Bank of America said:

“Some clients are experiencing an issue accessing their accounts and balance information today.

Use local credit unions instead. Way, way more trustworthy, and they give much better interest rates too.

https://slaynews.com/news/melania-trump-debanked-political-affiliation/

Former First Lady Melania Trump has revealed that she had her bank account shut down and her business contracts canceled over her “political affiliation.”

During a new interview with Fox News anchor Maria Bartiromo, Melania Trump revealed she has been the victim of a “canceling project.” ...

“The bank suddenly informed me they will not be able to do business with me anymore,” she revealed.

Patrick says

" https://slaynews.com/news/melania-trump-debanked-political-affiliation/
“The bank suddenly informed me they will not be able to do business with me anymore,” she revealed."

What is the name of the bank?

Melania is also the ONLY first Lady NOT to be photographed by Vogue Magazine, even though she was featured in Vogue before Trump was president. Nope, no discrimination here.

https://slaynews.com/news/billionaire-tech-investor-marc-andreessen-biden-admin-behind-campaign-debank-opponents/

Billionaire tech investor Marc Andreessen has accused the Biden-harris administration of leading a campaign to pressure financial institutions to “debank” customers who opposed the Democrats’ agenda.

Andreessen made the allegations during an interview with Joe Rogan on his massive podcast.

The Silicon Valley venture capitalist the Biden admin of weaponizing executive agencies to pressure financial institutions to “debank” companies and individuals who are critical of the Democrats.

“Debanking” is when a person or business has their account shut down and blocked by a financial system.

“The First Amendment says the government cannot censor American citizens,” Andreessen began.

“And so, what they do is if you want to censor American citizens in the government, if you’re smart, you don’t do that.

“What you do is you fund an outside organization and then you have them do it.” ...

“But what if you’re politically on the Left?” Rogan asked.

“That’s fine,” Andreesen replied.

“So, no one on the Left gets debanked?” Rogan asked incredulously.

“I haven’t heard of a single instance of anyone on the Left getting debanked,” Andreessen answered.

“You get kicked out of your bank account.

“You get kicked out of the — you can’t do credit card transactions.”

“This is where the government and the companies get intertwined,” he continued.

“And back to your fascism point, which is there’s a constitutional amendment that says the government can’t restrict your speech, but there’s no constitutional amendment that says the government can’t debank you, right?