patrick.net

komputodo says

did any of those that you mentioned have the world's reserve currency and have a 100 countries holding billions of their currency? Asking for a friend. it would be better to give an example of that scenario.

This is why the US cannot be allowed to continue to hold the world's reserve currency.

They always collapse anyhow. My nation, MY NATION, is trying to replace money with CBDCs, which are fucking coupons, not money.

Even money isn't money. It's a Disney Bucks.

If CBDCs are allowed not only will they be able to control what you buy, but what you can sell.

WookieMan says

China was going to gobble us up. Another great 80's prediction

Actually, that was Japan that was supposed to gobble us up:

DhammaStep says

Please watch the documentary I posted here to started learning: https://patrick.net/post/1379451/2023-05-31-the-money-masters-documentary-about

Stop watching shit. Get out and do something. So sick of the bitching and excuse making here lately. I'm not going to watching some bullshit documentary that lies to you. I live it. I witness it, You're watching bull shit propaganda. Enjoy.

Wookie, that documentary is not propaganda. Fiat is the biggest swindle in history.

WookieMan says

DhammaStep says

Please watch the documentary I posted here to started learning: https://patrick.net/post/1379451/2023-05-31-the-money-masters-documentary-about

Stop watching shit. Get out and do something. So sick of the bitching and excuse making here lately. I'm not going to watching some bullshit documentary that lies to you. I live it. I witness it, You're watching bull shit propaganda. Enjoy.

Thanks for your continued childish bullshit. I really enjoy watching people that live in denial and pretend they know everything about anything. Your opinions are worthless if they're simply based on your "lived experience." That's tranny logic. You can lash out because someone called you out on not knowing what the fuck you're talking about all you want. I'm not offended or hurt at all, only amused.

Over the last couple of months, things have improved IMHO concerning banks and their regulators. First, the regulators told the banks to knock it off on their share buy-backs. This happened right away.

Now the regulators are requiring the banks to hold extra cash. It'll take a while for the regulations for the extra cash to take effect, but it will take a while for the bad loans to show up as well. All things being equal, less earnings for the banks, but a safer system.

https://www.cnn.com/2023/08/29/business/bank-long-term-debt-rule/index.html

DhammaStep says

You can lash out because someone called you out on not knowing what the fuck you're talking about all you want. I'm not offended or hurt at all, only amused.

Lol. I didn't lash out at all. I called out what I know to be true. We all live different lives. Some people want to be depressed about their future. I'm not. I see what's in front of me and I know my life. I'm sorry yours might suck or something. That's not on me.

GNL says

Wookie, that documentary is not propaganda. Fiat is the biggest swindle in history.

Play the game my man. Sitting on this forum and bitching about fiat and our monetary system instead of participating in it and using it to your advantage is not a logical point of view. Does anyone here really think someone like Mark Zukerburg or Bill Gates is smarter than you? I sure hope not. They're morons that understood how to use the system given to them. They're barely high school grads.

I notice that the people that make the least tend to bitch instead of make change in their lives. Politically I have opinions, but finance wise that's on the person making the complaint. Inflation, interest rates, fiat, blah, blah. I know complete morons making 10's of millions a year. My own uncle cannot read or say the alphabet yet has 9 figures worth of wealth. There's a reason for the term you are your own worst enemy. It's fact.

And maybe you're a person of morals and don't like the system because you "think" it takes advantage of people. Maybe it does? Maybe you could? Ultimately it's what your goal is in life. I've harmed no one in my success, and I'm wealthy for my age.

I'm not big into sports anymore, but does anyone remember hack a Shaq? He sucked at shooting free throws so they'd throw in scrub bench players to foul him cause he sucked at shooting free throws. 1 made free throw is less than 2-3 points on a possession. Was totally legal. Figure out how to hack a Shaq with money is all I'm saying. Until one figures that out just keep bitching and moaning about life. No one here is disadvantaged. Probably just lazy.

Have the raised the reserve rates from nearly nothing? Are they backing their paper with real assets? If not nothing has changed. Two years to the next crash...

NuttBoxer says

Have the raised the reserve rates from nearly nothing? Are they backing their paper with real assets? If not nothing has changed. Two years to the next crash...

This is my point. You can make money on a crash. Play the game. You might be right and there could be a crash in two years. What are you doing to prepare for that to make money off it? Otherwise this is all just wasted keyboard clicking.

Wookie, just pointing out that it's not propaganda. How did you like the plandemic? It could have never happened without fiat. It's not just about money or your definition of success.

GNL says

Wookie, just pointing out that it's not propaganda. How did you like the plandemic? It could have never happened without fiat. It's not just about money or your definition of success.

I ignored the pandemic though. Again, first mistake is not understanding the game. Did anyone think there was an actual pandemic? Be honest. Firefighters, cops, doctors, nurses, EMT's, public works, etc. etc. These people all had to commingle in a work environment, many with bodily fluid transmission, blood, etc. Somehow it would take 15 days to stop a pandemic????

You can pull up my old comments. Anyone that believed any of it bought a case of bull shit. It's biology 101 in high school.

Everything is done for a reason is my point. You have to know the game and how to spot it. Fiat is a game that you can manipulate, just like they did in basketball with Shaq. People that pump out propaganda WANT you to believe you cannot play the game. They want to be the only players. That's the game. No different than Bitcoin. FOMO. They want you in the game, but don't want you to win if that makes sense. Again, FOMO. They then extract your money. You need to become the extractor, legally of course.

Who said the game can't be played? I ignored the plandemic also but that doesn't mean millions weren't caused very real harm because of fraud. It's truly amazing to me that this disconnect exists. Fraud is fraud regardless how it's done or what tools are used.

GNL says

Who said the game can't be played? I ignored the plandemic also but that doesn't mean millions weren't caused very real harm because of fraud. It's truly amazing to me that this disconnect exists. Fraud is fraud regardless how it's done or what tools are used.

Who cares if it's labeled fraud if it's legal I guess should be the question? The millions caused harm by it were sheep and probably still are to this day. Most people don't know you can get away with not paying your mortgage for two years and never owe a dime to anyone after the fact. You can still get loans with screwed up credit, so even that doesn't matter.

People are sold lies daily to make them behave a way to make others rich. That's the point I'm getting at. Look at ANY billionaire. There's not one that hasn't defaulted on some form of debt. Zilch. Zero. But us the common people are told it's a sin and our lives will be destroyed if we don't pay the gods so to speak. That can be through debt or hell vaccine.

This was my point in my earlier comment from back in June. Live by what you experience unless you're some sort of hermit or whatever. Someone can call me stupid, but I missed the housing crash because of obvious signs and so did everyone else. I commuted to Chicago daily basically. You know what disappeared from 2005(ish to 2007(ish), trucks. Specifically lumber. No rail cars with lumber. Local airport that caters to private business jets, nothing to be seen. I noticed, but thought nothing of it.

I got my ass handed to me by missing out on the obvious in front of my face as the media and government said everything was fine. Covid was the next big test in my lifetime and I called the bull shit from the word go. Fiat and currency manipulation is no different. In 10 years your money will be worth 50% less. How do you plan for that? It's not a prediction, just assume it's going to happen and you'll be ahead of 95% of the human race. Government and banks will never do what's in the best interest for you. Ever. Plan accordingly and you should be fine.

No on his winning the rat race if they don't know it's a game they're involved in. We are. Most don't know it.

You married a sheep?

GNL says

You married a sheep?

Yup. And she admitted she fucked up. Better to teach than be willfully ignorant. She made a bad choice and owns it. I'd rather have that than saying it was the right thing to do which most people believe that got it.

We've all been wrong at certain points in our lives. It's how we learn from it that matters. Millions of people feel stupid and are too reluctant to admit the covid mistake of getting vaccinated. She didn't "need" it and realizes that now. She had side effects. Admitting you were wrong or made a wrong decision is extremely difficult. Put it this way, she's no longer a sheep.

My track record is generally impeccable after I've made a mistake. Our fiat is not going anywhere, it's how you manage it personally. Everyone will make mistakes. My wife did with the Covid vaccine. That won't happen again. I've made good and bad mistakes with my money. Getting down on the "system" is a losers mentality mentality. It's excuse making because you didn't figure out the game. No different than strategy in Chess. I've made financial decisions that 99% of pat netters would balk at. I'm 100% better for it.

As long as it's legal, you don't owe anyone on this planet a damn thing. Until one realizes that, they'll be stuck in a life like prison thinking they're free. Know some semi successful black men or women. They give no shits and will game the system to their advantage. Like I've said, this is a game. Either learn to play it or you can complain about it. Game ain't going away.

Your wife was tricked. She was manipulated. The fiat controllers stole something very real from you and you call it a game. SMH

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Bank stocks from Goldman Sachs to Wells Fargo to Bank of America are down 35 to 40% from their pandemic highs.

Tech has recovered some like Google, Amazon, Microsoft, and Apple, and usually is the first to recover.

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GNL says

Your wife was tricked. She was manipulated. The fiat controllers stole something very real from you and you call it a game. SMH

Yep. And we're winning it even with mistakes. No different then baseball where players fail 70-80% of the time and that's GOOD.

At no point did I say I'm perfect. I just know I'm doing it better than most. I have the evidence. No one has or can produce counter evidence I'm not winning in life and playing the game. No one on this planet has made the right decision 100% of the time. I like my record. Wife isn't dead and I have $2M in life insurance on both of us. It would suck, but I'm in a no lose position in life.

You have an enemy with something you cannot defeat. Again, play the game and you can do well. Complaining or saying it's rigged is just a waste of air.

In my experience people who pound their chests and tell everyone how much or what they have are posers. Every rich person I've ever known downplayed their finances.

WookieMan says

You have an enemy with something you cannot defeat

We have defeated this enemy several times throughout history. We did it without defeatists saying "whatever! just profit from it, who cares?!" All movements to create lasting change begin with awareness. Anyone saying "stop talking about it, it's a waste of air" is the enemy of knowledge and ultimately the enemy of the people.

Some people would profit from killing others through war or "vaccines". It's not a gray area.

DhammaStep says

WookieMan says

You have an enemy with something you cannot defeat

We have defeated this enemy several times throughout history. We did it without defeatists saying "whatever! just profit from it, who cares?!" All movements to create lasting change begin with awareness. Anyone saying "stop talking about it, it's a waste of air" is the enemy of knowledge and ultimately the enemy of the people.

This is wrong thinking anything has ever been defeated. It's always replaced with the same thing. Rinse and repeat. I know you guys know this. It can be government, business, hell movies. Life isn't measured in days. It's decades and centuries. You can think you won for 2 years. Nope, you didn't.

Everyone has hailed the Bud Light thing as a victory. Nope. The consumer is not who they're after. Businesses WILL keep accepting payments from Bud for naming rights, billboards, etc. If they're willing to pay the businesses they're not going away. Probably ever. And people will forget two years from now.

GNL says

In my experience people who pound their chests and tell everyone how much or what they have are posers. Every rich person I've ever known downplayed their finances.

Yours and my experience are different. I grew up a country club kid around people with $10M+ net worths and some well over $100M. Including family. They show their wealth 95% of the time. Maybe regionally people behave differently. It has not remotely been my experience people hide their wealth.

What I don't hear is rich people bitching about fiat/currency and politics. They don't care. They control both. That has been my point here. It's not about bragging or any of that. You either play the game or complain about the game. I choose the former for me and my family. I'm charitable, but I'm not obligated by any means to help people realize the game.

And I never said I like the federal reserve. I just know what it is and I plan accordingly from a financial prospective. My 2023 dollar will be 0.50¢ in 2033. So I make more money. I don't complain about it. Most people don't want to work or want an easy job that pays shit. That's a choice. That's not a problem of currency. It's a problem of personality.

Listen I've ran a business for 15 years. White collar. I now work blue collar. Wife is white collar work. I've experienced pretty much everything you can. I helped develop a subdivision with my dad when I was 16. Sewer, water, annexation to the village, permits, etc. I did the work. My dad would go golf and gamble. I've experience more by 40 than 99.9% of people. I ain't perfect, but I know what I know.

This isn't directed at anyone specifically. What I've learned is the most toxic traits in humans is jealousy. 100%. Deal with it on a daily basis. It kills friendships and relationships. Understand that the Fed doesn't care if you dislike it. Even if you think you can defeat it, it will 100% for sure come back in another form in a couple years. You've lost control thinking you have control over this stuff. It's just life. Manipulate it to your advantage or complain. I know what I'm choosing...

wookieman cracks me up. You're a poser. You've been talking about building some tiny house for the last 5-6 years. Still saving up? Almost anyone can afford a 2 million dollar life insurance policy. LOL

GNL says

wookieman cracks me up. You're a poser. You've been talking about building some tiny house for the last 5-6 years. Still saving up? Almost anyone can afford a 2 million dollar life insurance policy. LOL

2 years, but I guess math isn't a strong field for you. Not in a rush. We have a buyer. Not sure your point. 2,200 sq ft is a tiny house I guess. I don't care. 3 kids and life happens. We're doing just fine. House will be built in the spring. But hey name call and come at the conversation with nothing of substance.

Keep complaining about the fed and fiat currency. It's working..... You're winning for sure ;) Or move on and do something productive. You've chosen the path of whiney bitch. That ain't on me. I'll continue on my path and enjoy my life. I ain't here to please anyone. My house will be built and people will be jealous. As I've said, I'm used to it. It frankly makes me laugh. I don't have any insecurities. Call me a poser. I'll prove you wrong 10 out of 10 times. Enjoy the rest of your day.

I'm not the one that fills up every single comment with an insecure "I'm rich and I'm a winner" sentence. Winners don't do that kind of thing. And yes, 2,200 square feet is a small house. That's the size of a common townhouse.

But I wouldn't stress too much wookieman, you'll make it some day. I don't care what anyone says...you got this.

GNL says

I'm not the one that fills up every single comment with an insecure "I'm rich and I'm a winner" sentence. Winners don't do that kind of thing. And yes, 2,200 square feet is a small house. That's the size of a common townhouse.

But I wouldn't stress too much wookieman, you'll make it some day. I don't care what anyone says...you got this.

You do understand what a basement is? And a garage? 4,400 sq. ft. total and 600 sq. ft. garage. Sorry, I only count above grade real estate unlike douche bag realtors. I don't lie like they do and I don't get paid by them. Integrity is a thing hence why I got the flying fuck away from the scum bags. My house will be 2,200 square feet, above grade, improved property. WITH a 2,200 sq. ft. finished basement with bedrooms, music studio, movie room and game room.

I know what I'm doing and i'll freely document it here as I get going. I know more about the industry than anyone here outside of maybe Eman. You're all a sudden barking up the wrong tree my friend. I've been way more forward on a website than I should be. I can pound my chest any damn time I please. I'm 40 and likely worth more than most here. I don't give a flying fuck if it looks like I'm bragging. I haven't lied to a soul about a thing on this site or exaggerated a damn thing. I told you the legal above grade square footage and you ran with it. I thought you took photos of houses? You miss the basement on your jobs?

I get honesty isn't a thing online. I don't bull shit anyone. Sorry I'm proud of my and my families accomplishments all through our own work. You don't have to like it or can be jealous. I'm just proud of my life and what I've accomplished and will accomplish. You can hate me, doesn't move me. I know what I'm worth and can do. Maybe work on yourself before "attempting" to tear others down. You need some work it appears.

My 27 year old daughter and husband are worth more than you. LOL

Nice typical poser pivot btw. From 2,200 to 4,400. LMAO

WookieMan says

This is wrong thinking anything has ever been defeated. It's always replaced with the same thing. Rinse and repeat. I know you guys know this. It can be government, business, hell movies. Life isn't measured in days. It's decades and centuries. You can think you won for 2 years. Nope, you didn't.

It's called constantly being vigilant against those that would take advantage of these systems for their own gain. You don't stop fighting just because there is always conflict. This will probably be the hardest cycle to fight against the fiat masters because the people are so utterly ignorant of what is happening. The fact that I can offer someone a very sound documentary on a subject and have "THAT'S JUST PROPAGANDA" spit back in my face means we have a lot more work to do on educating people.

Wookieman, I don't ever mean you disrespect. I just want to say that I have experienced first hand the game they're playing and I have actually benefited greatly from it while I recognize that others lost at the same time, for no real reason. I'd rather not go into details at this time.

There is a significant part of this you either simply do not understand, or choose not to understand. Nor am I jealous of anyone. What would I be jealous of? The only thing I really want these days is a nap on the weekends but I guess simply don't control enough of the NY Fed to afford that. Do you think I'm jealous of Pfizer and Moderna when I post about their failure of a vax? Or do you think maybe I might have been personally affected by this issue? Is that the mindset through which you see the world?

A hypothetical question for you. In 1775, would you have said "just let the British tax us, just learn how to benefit from it" or would you have supported the movement for revolution?

Wookieman would have been a redcoat because it was "common knowledge" that was the winning hand and that's all that matters. Right or wrong doesn't enter the equation. Might makes right. It's a disease.

Something most Americans don't know is that we fought for liberty from the crown which included the crowns banks and corporations.

GNL says

My 27 year old daughter and husband are worth more than you. LOL

Nice typical poser pivot btw. From 2,200 to 4,400. LMAO

Nope and not a pivot. I was honest with the size of the home. I don't lie. I can promise I'm worth more than a 27 year old. Let me know when they took 5 years off work and still made money? They're too young and couldn't do it without mommy and daddy help. Good for them if they can get it.

Again, jealousy is a disease. You don't have to like or believe me. I don't lie. My house is 2,200 square feet. That is what is will be assessed at. The basement underneath is another 2,200 square feet. This is basic real estate. It's not a pivot. I'm not going to lie to anyone here and tell you my house will be 4,400 square feet. Finished or unfinished, basements are not included in square footage. You should know this. Like I said I don't lie.

Fact is you or anyone here doesn't know my life. We'll be getting $100k checks each month for the next 3-4 months. That's my reality. Don't believe me, oh well. Fight the fed and fiat currency. You're not doing shit here by bitching about me. And you're definitely not making change in the real world. Bitch and moan all you want, you're doing nothing and I think you know it.

No Realtor would ever leave out the square feet of the basement. Try again. No, you would have said..."I, the mighty wookie, not gonna lie, I really am great, am building an almost 5,000 square foot tower to the standards of my greatness." I'm also pretty sure you said you were going to build (when, next century?) a house with 2 levels above ground, correct?

Btw, haven't been bitching. Today has been mostly about outing you as a poser.

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In a few townhomes I live, I had a finished basement. They mentioned them in the listing and they were livable space such as have a walkout door to the patio.

So finished basements can be lived in, its just that they are not better compared to above ground bedrooms. I considered my finished basement as the 4th bedroom, and is valuable for large families that are on a budget for buying a townhome.

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ad says

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In a few townhomes I live, I had a finished basement. They mentioned them in the listing and they were livable space such as have a walkout door to the patio.

So finished basements can be lived in, its just that they are not better compared to above ground bedrooms. I considered my finished basement as the 4th bedroom, and is valuable for large families that are on a budget for buying a townhome.

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The basement was mentioned, but was the basement square footage included in the total house square footage?

I don't know the practice in other states. All I know is that CA houses don't have basements. If they do, they're custom built.

We own a handful apartment buildings (Victorian), where some have partial basement and some have full basement. This is where we have on-site laundry and water heaters as well as use them for storage. The basement square footage is NOT included in the building square footage. Garage is also NOT included in the building square footage.

Eman says

The basement square footage is NOT included in the building square footage. Garage is also NOT included in the building square footage.

Bingo!! Even if finished, basement wise in an areas I've researched or worked in, basements are NOT included in total square footage. Garages as you mention as well. This is real estate 101. It's below grade or not livable space with regards to a garage.

To GNL, I'll state again, I don't lie. You name call not even knowing the protocol in real estate. You CANNOT put basement square footage in the MLS as a real estate broker. You can and will get fined inflating square footage including below grade space. I've appealed dozens of appraisals and my own taxes plenty of time. I know what I'm talking about.

My house is 2,200 square feet with what will be a finished basement of 2,200 square feet. Basement and main level will combine for 4,400 square feet. The house for assessment purposes is 2,200 square feet. I have an extra deep 3 car garage. I can park six cars in it. Just because you photograph houses doesn't mean you have a clue about real estate or what I'm doing. Focus on what you know. You clearly have no clue about the industry besides your niche of photographing other peoples work. Stay in your lane my friend. You're out of your element.

You didn't tell me if your phantom house is 2 levels above ground or not. Total square footage is NOT RE 101. It's a grey area at best.

I just confirmed with 3 of my agents that total square footage is adjustable on our MLS. The tax record is automatically entered by the system but the agent can adjust. And why not, people do all kinds of shit to their homes over the years. Our MLS is one of the most advanced/modern in the country and covers 6+ states. Once again, you're wrong. And Eman, while I still look at him as an expert, he is talking about commercial properties. It's different. ANSII counts condos and apartments differently. You're the world's greatest broker but you deferred to an investor in a different state who's never been a broker AND is commercial focused. Stay in your lane. Don't get too far out over your skies. It would be retarded for an agent not to list every square inch they can.

Also, not "just a photographer". I'm a business owner and manage more than a few people. We draw floor plans and we're experts at avoiding lawsuits while being as accurate as possible at a good price with next day service.

Oh, and you're a poser.

GNL says

You didn't tell me if your phantom house is 2 levels above ground or not. Total square footage is NOT RE 101. It's a grey area at best.

I've said it was a ranch for a while. That's never changed. Above grade is 100% for fact different and is the first MLS square footage you'll see. An appraiser sees. A bank sees. Your brokers don't know what the fuck they're talking about whatsoever.

Eman invests in residential real estate. Commercial residential is no different than a buyer of a single family home. Square footage is above grade. That's not debatable. Can brokers lie and include below grade square footage. Yes. They should and will likely get fined or lose their license at some point. You're questioning something you know nothing about. You photograph houses from brokers too dumb to be able to do it on their own in the 20 minutes it takes. I'd suggest getting advice from smarter people.

If they list anything over a year worth while, they can save $10k easy doing it in house and not hiring you. Your customers are morons and they're shaping your perspective that you have no clue about. But whatever. I've clearly triggered you. I know what I'm talking about and you don't. Enjoy the rest of your night. Above grade square footage is the rule nationwide. Fact. Ask them what a bedroom is. You'll get 50 different answer from 50 different shitty real estate brokers. You don't know the industry just because you take photos for bums that are likely doing typical shady RE bull shit.

Talk to me when you've got your license. Until then you know dick about real estate. Let it soak in. You work for people that don't have the ability to take photos of a property yet you trust them to know what they're talking about. Really, think about it. You have the easiest job for a bunch of bimbos and nit wits, but trust their word on RE. You're not right in the head.

Only a moron would take their own photos, draw floor plans, do 3D and create property pages. You were a do it yourselfer. I assume that's why you didn't succeed at RE. Would a Realtor clean the home also? Why not? Because it's retarded, that's why.

You think it's the unsuccessful Realtors that hire tour professionals? Really? LOL.

You don't run/own a business. No education that I can tell. Nope, you hide behind the success/skirt of your sheep wife's "$300K/yr" career yet still saving for the lifetime dream of owning a 2,200 square foot townhouse. That's some funny shit right there. I'm a lowly photographer and own a home bigger than that. LMAO. Even my 23 year old daughter (at the time) and husband bought a home bigger than that.

GNL says

Only a moron would take their own photos, draw floor plans, do 3D and create property pages.

You just shot yourself in your own foot. It takes 20 minutes to do all of that. Oh and I did the accounting, the taxes, managed 20+ brokers, $50m/yr in sales, health insurance, legal issues and more than you'd ever understand. A good year for you is probably $200k in sales. You get your write offs and $20 lunches as "meals with clients" at BWW and think you're big time.

You don't know me and my experience. It's beyond real estate. Let me know when you were the guy behind the curtain that created a $30M valuation company. We just spent $35k over the weekend in San Diego. That's your annual budget best case. You don't know me and you don't know what I do. I've done many things in my life. More than most 70 year olds. You don't know me. Yet judge. You're not the smartest person in the room and that is becoming clearer with every comment.

GNL says

My 27 year old daughter and husband are worth more than you. LOL

Nice typical poser pivot btw. From 2,200 to 4,400. LMAO

you two gonna compare penis sizes next? whip em out boys!!!

seriously wtf with this snobbish shit of house size. none of that matters before god.