patrick.net

The funny thing about investors is that they would rather lose money in the market than pay even 25% of that amount in taxes.

They've got a goofy way of looking at things.

https://finance.yahoo.com/news/13-5-yielding-dividend-stock-095000269.html

Mpw has 14% div yield, but since doctors n not getting paid, their landlords aren't either. This may be temporary.

Is the div yield too high, something coming up?

Misc says

So ballpark about $5.25 Trillion each and every year at an ever increasing amount. Puts it at about 19% of GDP. At this point the Wall Street folks aren't even trying.

People should really regard their financial statements from their financial institutions as they would any other Wall Street propaganda. The sheer amount of malinvestment in unfucking real.

What are you saying, this is impossible?

Misc says

The funny thing about investors is that they would rather lose money in the market than pay even 25% of that amount in taxes.

They've got a goofy way of looking at things.

My dad... 1031'd multiple properties into more. Housing crash hit and he lost his ass. That's why they call it paper assets. I think he was at $8-10M net worth on paper. He had to BK, but as an attorney played some tricks to swap the properties to my mom's name.

After he died in 2019 she slowly sold off what was left. Got roughly $1M net and she has a $90k COL increase pension and a paid off house. So yeah, she's a widow and basically rich. My sister has her issues, but she's an attorney and makes good money. She's a widow as well. So my mom doesn't need to do shit for us. She does take my sister on vacations. I don't care. Her dead husband was a piece of shit.

Real estate as an investment is pretty risky to be honest. Most talk a big game, but you don't see their tax returns. Most RE inventors that said they were doing well were just borrowing from the equity from preforming properties and are leveraged to the gills. It's your own self made pyramid scheme. Sure you can borrow tax free or avoid cap gains taxes, but at some point shit hits the fan. I saw it plenty of times in my 15 years, plus my own dad.

If I could turn back the clock I'd have done commercial RE. Not store fronts. Warehouse and manufacturing. Still thinking of doing it. Just have to build the most expensive house in town.... FML. We need a bigger house though.

My friend owns a commercial building in Fremont, California.
It's straddling the Hayward Fault; someday it will be torn in two like a piece of paper. When? Nobody knows.
During the "pandemic" California law prevented him from evicting anyone; he immediately had deadbeat tenants who just refused to pay him.
Did he still owe property tax? Of course he did.

To beat a dead horse; if you want capital appreciation, buy a stock mutual fund. If you want income, there are funds whose objective is income.
You can get income from real estate in an REIT and not have to seek tenants or fix toilets.

stfu says

If you had to pick any combination of the following 3 ETF's, where would you invest this chunk right now?

1) IUSG iShares Core S&P US Growth
2) SCHB Schwab US Broad Market
3) SCHD Schwab US Dividend Equity

Depends on how old you are. If nearing retirement or in retirement pick #3.

zzyzzx says

stfu says

If you had to pick any combination of the following 3 ETF's, where would you invest this chunk right now?

1) IUSG iShares Core S&P US Growth
2) SCHB Schwab US Broad Market
3) SCHD Schwab US Dividend Equity

Depends on how old you are. If nearing retirement or in retirement pick #3.

There's still a Dogs of the Dow ETF, DJD, where the top 10 Dow stocks are chosen by dividend yields and thus, provide income. And then, they add a few other div stocks to round out the portfolio.

based on valuation, seems like a lot of downside risk

https://www.multpl.com/shiller-pe

,

Not to brag (ok I'm bragging a little) between paying down debt aggressively (mortgage), growth and contributions to my 401(k) and a bit of appreciation on said home (bogus number to be sure) I'm up 15% so far thus year. Last year I had 20% growth. Buy and hold index funds and a couple of market specific ETFs in a Roth 401(k).

The couple of times I've tried day trading / short term bets with my "casino" money I've lost bigly.

My goal is to be able to retire at 55... Even though I don't see myself hanging it up that early.

As for 2025 I expect the AI bubble to pop, consumer staples to do well, and depending on who wins in November, defense stocks will go either way

GreaterNYCDude says

As for 2025 I expect the AI bubble to pop

Which stocks ? Nvidia ?

Seems like Amzn and Googl are not as at much risk since they are a lot more diversified and also Googl already has been beaten down due to the recent lawsuit by the federal government against it for being an internet search engine monopoly.

Googl is a very large fixture just based on the language saying "Google it" as far as researching a topic online.

.

.

S&P 500 total return was around 26% in 2023

Year to date, S&P 500 is up 19%

seems like a lot more downside risk now just going by valuations and slowing economic indicators

,

AD says

Which stocks ? Nvidia ?

That was the one that came immediately to mind. But I think even in the news / ad space you'll see far less hype about AI powered widgets in general.

GreaterNYCDude says

That was the one that came immediately to mind. But I think even in the news / ad space you'll see far less hype about AI powered widgets in general.

very true, and Googl and Amzn both have their "AI widgets" and are also "AI companies"

but are very diversified , and I consider them the "major integrateds" as far as "Artificial Intel companies", just like Exxon and Chevron are the "major integrateds" to oil and gas

Googl: Google Assistant on Android devices, Google Gemini, Google Home and Google Nest (i.e., Google Mini device)

Amzn: Alexa on Android and Apple devices, and Amzn devices like Amzn Fire tablets and Echo Show

to channel our inner AF: yams and ammo!!!

FortwayeAsFuckJoeBiden says

to channel our inner AF: yams and ammo!!!

I hope it does not get to the point that we have to go into extreme homesteading or survivalist mode, like almost out of a Mad Max movie.

That means extreme collapse, and a lot worse than the early 1930s.

.

AD says

FortwayeAsFuckJoeBiden says

to channel our inner AF: yams and ammo!!!

I hope it does not get to the point that we have to go into extreme homesteading or survivalist mode, like almost out of a Mad Max movie.

That means extreme collapse, and a lot worse than the early 1930s.

.

i’m already homesteading lol. more for hobby reasons, i do enjoy it. it is completely unnecessary and more difficult than not doing it.