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581
Blue
2025 Nov 28, 5:32pm
Here is one perspective that indicates there wouldn’t be a “crash” unless places went through rapid growth for years.
I personally don’t believe inflation numbers presented here. It manifests into other forms and pushes the prices up.
https://www.noradarealestate.com/blog/housing-market-predictions-for-the-next-4-years-2026-2027-2028-2029/
The Big Picture: What the Experts Are Saying
Fannie Mae's latest survey, from Q3 2025, gives us a snapshot of what the brightest minds in the real estate world are predicting for home price growth. They surveyed a panel of experts and asked them to weigh in on where they see prices heading.
Here’s a breakdown of the average annual home price growth expectations from that survey:
2025: 2.4%
2026: 2.1%
2027: 2.9%
Now, these numbers might seem small compared to the eye-popping figures we saw in recent years, but that’s exactly what makes them so important. This indicates a return to a more normal, sustainable growth pattern.
I personally don’t believe inflation numbers presented here. It manifests into other forms and pushes the prices up.
https://www.noradarealestate.com/blog/housing-market-predictions-for-the-next-4-years-2026-2027-2028-2029/
The Big Picture: What the Experts Are Saying
Fannie Mae's latest survey, from Q3 2025, gives us a snapshot of what the brightest minds in the real estate world are predicting for home price growth. They surveyed a panel of experts and asked them to weigh in on where they see prices heading.
Here’s a breakdown of the average annual home price growth expectations from that survey:
2025: 2.4%
2026: 2.1%
2027: 2.9%
Now, these numbers might seem small compared to the eye-popping figures we saw in recent years, but that’s exactly what makes them so important. This indicates a return to a more normal, sustainable growth pattern.
583
MolotovCocktail
2025 Dec 1, 8:50am
MolotovCocktail
2025 Dec 1, 8:50am
"We have built a retirement system that requires the next generation to be rich enough to buy our assets, while simultaneously building an economy that ensures they will be too poor to afford them.
That isn’t a retirement plan. It’s a Ponzi scheme running out of new entrants."
https://open.substack.com/pub/michaelwgreen/p/part-2-the-door-has-opened
That isn’t a retirement plan. It’s a Ponzi scheme running out of new entrants."
https://open.substack.com/pub/michaelwgreen/p/part-2-the-door-has-opened
584
AD
2025 Dec 1, 10:46am
AD
2025 Dec 1, 10:46am
MolotovCocktail says
US government could have a DIVERSE sovereign fund like Norway (composed of gold, Bitcoin, public lands that are leased, etc).
Among this is the Bitcoin Reserve held by US Treasury, gold, and ownership of national security strategic stocks like Intel.
As well as ownership of public lands which could be leased such as harvesting of biomass (used for wood pellets) in national forests.
Just look at the government infrastructure like Navy and Coast Guard ship yards and labs like Oak Ridge National Lab as being part of that adding to the amount of VALUABLE assets owned by the American public.
"We have built a retirement system that requires the next generation to be rich enough to buy our assets, while simultaneously building an economy that ensures they will be too poor to afford them.
That isn’t a retirement plan. It’s a Ponzi scheme running out of new entrants."
https://open.substack.com/pub/michaelwgreen/p/part-2-the-door-has-opened
US government could have a DIVERSE sovereign fund like Norway (composed of gold, Bitcoin, public lands that are leased, etc).
Among this is the Bitcoin Reserve held by US Treasury, gold, and ownership of national security strategic stocks like Intel.
As well as ownership of public lands which could be leased such as harvesting of biomass (used for wood pellets) in national forests.
Just look at the government infrastructure like Navy and Coast Guard ship yards and labs like Oak Ridge National Lab as being part of that adding to the amount of VALUABLE assets owned by the American public.
585
MolotovCocktail
2025 Dec 2, 9:21am
MolotovCocktail
2025 Dec 2, 9:21am
AD says
I remember reading an article ~10 years ago US national assets sans national parks were estimated to be $26 trillion +/-.
Nobody knows for sure because no comprehensive audits of total national assets has ever been conducted.
Just look at the government infrastructure like Navy and Coast Guard ship yards and labs like Oak Ridge National Lab as being part of that adding to the amount of VALUABLE assets owned by the American public.
I remember reading an article ~10 years ago US national assets sans national parks were estimated to be $26 trillion +/-.
Nobody knows for sure because no comprehensive audits of total national assets has ever been conducted.
586
SharkyP
2025 Dec 2, 9:43am
SharkyP
2025 Dec 2, 9:43am
In fact house prices on average have dropped a bit in my neck of the woods in central Florida
587
Misc
2025 Dec 2, 11:47pm
Case/Shiller came out last week. It was up a tiny bit from the prior month, which was up a tiny bit from the month before it. The previous 3 months were a tiny bit lower.
I wouldn't read too much into any projections for big moves in the national housing market next year. Fannie/Freddie and Zillow are forecasting a 1.5-1.9% increase in housing values nationwide for 2026.
There just ain't any volume. Less than 1% of residential properties were traded this last year. There's only about 2.1 million houses for sale. At $435k average house price, that's less than $1 trillion available. The stock market went up over $7 trillion this year in comparison.
https://fred.stlouisfed.org/series/CSUSHPISA
I wouldn't read too much into any projections for big moves in the national housing market next year. Fannie/Freddie and Zillow are forecasting a 1.5-1.9% increase in housing values nationwide for 2026.
There just ain't any volume. Less than 1% of residential properties were traded this last year. There's only about 2.1 million houses for sale. At $435k average house price, that's less than $1 trillion available. The stock market went up over $7 trillion this year in comparison.
https://fred.stlouisfed.org/series/CSUSHPISA
588
Misc
2025 Dec 3, 1:28am
If Florida nixes property taxes, it's estimated that property prices would go up 7-8% in the State.
... but why stop there ???
Why not do for residential properties what the government does for corporations ????
Simply have negative property taxes.
https://www.msn.com/en-us/money/realestate/florida-house-price-warning-issued-over-plan-to-eliminate-property-taxes/ar-AA1RyL1D
... but why stop there ???
Why not do for residential properties what the government does for corporations ????
Simply have negative property taxes.
https://www.msn.com/en-us/money/realestate/florida-house-price-warning-issued-over-plan-to-eliminate-property-taxes/ar-AA1RyL1D
589
MolotovCocktail
2025 Dec 3, 10:02am
MolotovCocktail
2025 Dec 3, 10:02am
Misc says
You factoring in what their plan is to recoup the lost revenue? A special sales or capital gains surtax on sale of a home.
If Florida nixes property taxes, it's estimated that property prices would go up 7-8% in the State.
... but why stop there ???
Why not do for residential properties what the government does for corporations ????
Simply have negative property taxes.
https://www.msn.com/en-us/money/realestate/florida-house-price-warning-issued-over-plan-to-eliminate-property-taxes/ar-AA1RyL1D
You factoring in what their plan is to recoup the lost revenue? A special sales or capital gains surtax on sale of a home.
590
Misc
2025 Dec 3, 10:12am
MolotovCocktail says
Article says considering raising the sales tax, and/or increasing fees and other taxes. They mentioned cutting expenses, but nobody takes that seriously.
You factoring in what their plan is to recoup the lost revenue? A special sales or capital gains surtax on sale of a home.
Article says considering raising the sales tax, and/or increasing fees and other taxes. They mentioned cutting expenses, but nobody takes that seriously.
591
GNL
2025 Dec 3, 10:24am
GNL
2025 Dec 3, 10:24am
In my opinion, it is nearly criminal to make such a huge change in the state tax code. The tax would be lifted off asset owners and dumped on to non-asset owners. Yes, I know, homeowners would still have to pay consumption(?) taxes but, asset owners would have more spending power while non-asset owners would have less. In what world would any honest person think this is the right thing to do? Let home prices rise or fall on their own.
592
MolotovCocktail
2025 Dec 3, 6:07pm
MolotovCocktail
2025 Dec 3, 6:07pm
GNL says
That's the Plan.
Despite the denial many on this thread have, housing prices are going down, down, down.
Our elites know that. So resort to desperate measures like this and 30 yr mortgages in panic.
In my opinion, it is nearly criminal to make such a huge change in the state tax code. The tax would be lifted off asset owners and dumped on to non-asset owners. Yes, I know, homeowners would still have to pay consumption(?) taxes but, asset owners would have more spending power while non-asset owners would have less. In what world would any honest person think this is the right thing to do? Let home prices rise or fall on their own.
That's the Plan.
Despite the denial many on this thread have, housing prices are going down, down, down.
Our elites know that. So resort to desperate measures like this and 30 yr mortgages in panic.
593
mell
2025 Dec 3, 6:27pm
House prices in wine country have started climbing again and are only off 3% YoY (roughly), and off 6% from the post-covid all-time high.
596
AD
2025 Dec 4, 1:43pm
AD
2025 Dec 4, 1:43pm
https://finance.yahoo.com/news/us-housing-market-poised-crash-163700554.html
The 2008 housing meltdown was brutal — home values collapsed, millions of Americans were pushed into foreclosure and trillions in household wealth evaporated. Now, housing analyst Melody Wright is warning that the next downturn could be even worse.
In a recent interview with Adam Taggart on “Thoughtful Money,” Wright said the U.S. housing market is heading for a significant correction.
“I think, Adam, we're going to correct all the way to a point where household median income matches the median home price. And so that is going to be worse than 2008,” she said (1).
Wright noted that during the last crash, prices were on their way toward that equilibrium — where median incomes and median home values align — but “Wall Street came in to buy those,” effectively stopping the decline. This time, she argues, large investors may not step in.
The disconnect between home prices and household income is striking. According to Federal Reserve data, the median sales price of a U.S. home reached $410,800 in Q2 2025 — a 42% jump over the past decade.
Realtor.com estimates a typical household now needs to earn roughly $118,530 a year to afford a median-priced home (2). The actual median household income as of 2024, when the latest data was available? Just $83,730 according to the Federal Reserve Bank of St Louis. That’s a wide gap.
The 2008 housing meltdown was brutal — home values collapsed, millions of Americans were pushed into foreclosure and trillions in household wealth evaporated. Now, housing analyst Melody Wright is warning that the next downturn could be even worse.
In a recent interview with Adam Taggart on “Thoughtful Money,” Wright said the U.S. housing market is heading for a significant correction.
“I think, Adam, we're going to correct all the way to a point where household median income matches the median home price. And so that is going to be worse than 2008,” she said (1).
Wright noted that during the last crash, prices were on their way toward that equilibrium — where median incomes and median home values align — but “Wall Street came in to buy those,” effectively stopping the decline. This time, she argues, large investors may not step in.
The disconnect between home prices and household income is striking. According to Federal Reserve data, the median sales price of a U.S. home reached $410,800 in Q2 2025 — a 42% jump over the past decade.
Realtor.com estimates a typical household now needs to earn roughly $118,530 a year to afford a median-priced home (2). The actual median household income as of 2024, when the latest data was available? Just $83,730 according to the Federal Reserve Bank of St Louis. That’s a wide gap.
597
MolotovCocktail
2025 Dec 4, 2:30pm
MolotovCocktail
2025 Dec 4, 2:30pm
AD says
Yeah. Right here: https://patrick.net/comment?comment_id=2226841
But heh! It's only going to be coastal urban hipster areas so...don't bother watching it.
In a recent interview with Adam Taggart on “Thoughtful Money,” Wright said the U.S. housing market is heading for a significant correction.
Yeah. Right here: https://patrick.net/comment?comment_id=2226841
But heh! It's only going to be coastal urban hipster areas so...don't bother watching it.
598
AD
2025 Dec 4, 2:49pm
AD
2025 Dec 4, 2:49pm
MolotovCocktail says
300% More Airbnbs, But 30% Less Revenue:
Data on the Airbnb Host Squeeze
https://summeros.com/research/airbnb-saturation-study-2025/
,
https://youtu.be/fXpnOYHqWtA?si=QnCFt9UGFuz-XNf2
300% More Airbnbs, But 30% Less Revenue:
Data on the Airbnb Host Squeeze
https://summeros.com/research/airbnb-saturation-study-2025/
,
599
MolotovCocktail
2025 Dec 4, 3:24pm
MolotovCocktail
2025 Dec 4, 3:24pm
AD says
Wow! That's some serious damage going on there.
But don't worry! It won't go past urban hipster coastal areas, I am sure.
MolotovCocktail says
https://youtu.be/fXpnOYHqWtA?si=QnCFt9UGFuz-XNf2
300% More Airbnbs, But 30% Less Revenue:
Data on the Airbnb Host Squeeze
https://summeros.com/research/airbnb-saturation-study-2025/
,
Wow! That's some serious damage going on there.
But don't worry! It won't go past urban hipster coastal areas, I am sure.
601
ForcedTQ
2025 Dec 6, 12:15am
AD says
That’s because it’s all phantom or unrealized equity/valuation/“gain”…..
from Josh Rincon Facebook page
That’s because it’s all phantom or unrealized equity/valuation/“gain”…..
602
Al_Sharpton_for_President
2025 Dec 6, 3:58am
Al_Sharpton_for_President
2025 Dec 6, 3:58am
MolotovCocktail says
This is a great article, thanks. I don’t know what to make of it, though. I have relatives in their 30’s who are doing very well. One is an engineer. His wife a UPenn law graduate. They just bought a second home. The engineer came from a very low middle class family. Another 30’s something relative has owned a home for several years and has been gainfully employed at a major university. However, both have decided not to have children.
My view is that the post-WW2 lead the US enjoyed has been becoming lost for quite a while as other countries are catching up. The average slug can’t get by with a factory job and pension that allows him to raise 2+ kids with a non-working homemaker wife. This is not news. So the stakes to get ahead are higher but some folks will make it, just less and less folks will.
https://open.substack.com/pub/michaelwgreen/p/part-2-the-door-has-opened
This is a great article, thanks. I don’t know what to make of it, though. I have relatives in their 30’s who are doing very well. One is an engineer. His wife a UPenn law graduate. They just bought a second home. The engineer came from a very low middle class family. Another 30’s something relative has owned a home for several years and has been gainfully employed at a major university. However, both have decided not to have children.
My view is that the post-WW2 lead the US enjoyed has been becoming lost for quite a while as other countries are catching up. The average slug can’t get by with a factory job and pension that allows him to raise 2+ kids with a non-working homemaker wife. This is not news. So the stakes to get ahead are higher but some folks will make it, just less and less folks will.
603
AD
2025 Dec 6, 4:47pm
AD
2025 Dec 6, 4:47pm
The CNBC interview highlights Redfin CEO Glenn Kelman’s view that the U.S. housing market will undergo a “great reset” in 2026, driven by falling mortgage rates, improved affordability, and a shift in buyer–seller dynamics.
https://www.cnbc.com/video/2025/12/03/why-redfin-ceo-glenn-kelman-expects-a-great-housing-reset-in-2026.html
📊 Key Points from the Interview
• Mortgage rates: Kelman expects rates to decline from their 2023–2025 highs, easing affordability pressures.
• Buyer demand: Pent‑up demand from buyers sidelined by high rates and prices could return strongly in 2026.
• Seller behavior: Many homeowners have been “locked in” by low mortgage rates; as rates normalize, more listings should hit the market.
• Affordability reset: Kelman frames 2026 as a turning point where home prices and incomes realign, making ownership more attainable.
• Technology & Redfin’s role: He emphasizes Redfin’s tools for transparency and efficiency, arguing that digital platforms will help buyers and sellers navigate the reset.
• Risks: Kelman acknowledges that economic uncertainty, job markets, and regional disparities could complicate the recovery.
https://www.cnbc.com/video/2025/12/03/why-redfin-ceo-glenn-kelman-expects-a-great-housing-reset-in-2026.html
📊 Key Points from the Interview
• Mortgage rates: Kelman expects rates to decline from their 2023–2025 highs, easing affordability pressures.
• Buyer demand: Pent‑up demand from buyers sidelined by high rates and prices could return strongly in 2026.
• Seller behavior: Many homeowners have been “locked in” by low mortgage rates; as rates normalize, more listings should hit the market.
• Affordability reset: Kelman frames 2026 as a turning point where home prices and incomes realign, making ownership more attainable.
• Technology & Redfin’s role: He emphasizes Redfin’s tools for transparency and efficiency, arguing that digital platforms will help buyers and sellers navigate the reset.
• Risks: Kelman acknowledges that economic uncertainty, job markets, and regional disparities could complicate the recovery.
604
DemoralizerOfPanicans
2025 Dec 6, 6:08pm
DemoralizerOfPanicans
2025 Dec 6, 6:08pm
AD says
That's because too many stubborn sellers refuse to lower their price below COVID peaks.
I'm laughing at people blaming Home Depot declaring Chap 11 because of Tariffs, as if new home builds going up $7-10k are the problem, and not housing costs doubling in 5 years.
from Josh Rincon Facebook page
That's because too many stubborn sellers refuse to lower their price below COVID peaks.
I'm laughing at people blaming Home Depot declaring Chap 11 because of Tariffs, as if new home builds going up $7-10k are the problem, and not housing costs doubling in 5 years.
605
AD
2025 Dec 6, 6:26pm
AD
2025 Dec 6, 6:26pm
DemoralizerOfPanicans says
True, as North American Builder's Supply, a Home Depot and Lowe's rival based in Illinois, has filed for Chapter 11 bankruptcy protection.
I suspect if the 30 year convention mortgage rate settles around 5.5% (and VA and FHA rates at 5.0%) then we will see an improvement in home sales volume IF prices stay near or below COVID peak level.
AD says
from Josh Rincon Facebook page
That's because too many stubborn sellers refuse to lower their price below COVID peaks.
I'm laughing at people blaming Home Depot declaring Chap 11 because of Tariffs, as if new home builds going up $7-10k are the problem, and not housing costs doubling in 5 years.
True, as North American Builder's Supply, a Home Depot and Lowe's rival based in Illinois, has filed for Chapter 11 bankruptcy protection.
I suspect if the 30 year convention mortgage rate settles around 5.5% (and VA and FHA rates at 5.0%) then we will see an improvement in home sales volume IF prices stay near or below COVID peak level.
606
MolotovCocktail
2025 Dec 6, 7:47pm
MolotovCocktail
2025 Dec 6, 7:47pm
AD says
Hahahahahanaba!
Mortgage rates: Kelman expects rates to decline from their 2023–2025 highs, easing affordability pressures.
Hahahahahanaba!
608
DemoralizerOfPanicans
2025 Dec 7, 3:02pm
DemoralizerOfPanicans
2025 Dec 7, 3:02pm
MolotovCocktail says
The Establishment Rate Cope is off the charts. It's the price and the price plus the price, relative to income. And the massive increase in carrying costs, and much smaller households. 60% decline in Birthrate + 30% increase in single person households. And add the aging Demographics.
Smart sellers would cut 10% below market and claim they're in a hurry to move/retire and get out now.
Already the rents are tanking in all but a few places on the coast, and even some of those are dropping. Formerly hot markets like Tampa/St.Pete, Houston, Austin, San Antone, Phoenix, and even Nashville are dropping. And also the skyrocketing comps, which many savvy larger complexes are offering since a free month or two doesn't plus free custom painting that doesn't show up on the average contracted rent.
Hahahahahanaba!
The Establishment Rate Cope is off the charts. It's the price and the price plus the price, relative to income. And the massive increase in carrying costs, and much smaller households. 60% decline in Birthrate + 30% increase in single person households. And add the aging Demographics.
Smart sellers would cut 10% below market and claim they're in a hurry to move/retire and get out now.
Already the rents are tanking in all but a few places on the coast, and even some of those are dropping. Formerly hot markets like Tampa/St.Pete, Houston, Austin, San Antone, Phoenix, and even Nashville are dropping. And also the skyrocketing comps, which many savvy larger complexes are offering since a free month or two doesn't plus free custom painting that doesn't show up on the average contracted rent.
610
AD
2025 Dec 7, 7:29pm
AD
2025 Dec 7, 7:29pm
DemoralizerOfPanicans says
Rents are at 2021 levels for townhomes in Panama City Beach and construction for multifamily housing like Hathaway Luxury Apartments stopped in 2024.
https://www.zillow.com/homedetails/7578-Shadow-Lake-Dr-Panama-City-Beach-FL-32407/305989661_zpid/
Already the rents are tanking in all but a few places on the coast, and even some of those are dropping.
Rents are at 2021 levels for townhomes in Panama City Beach and construction for multifamily housing like Hathaway Luxury Apartments stopped in 2024.
https://www.zillow.com/homedetails/7578-Shadow-Lake-Dr-Panama-City-Beach-FL-32407/305989661_zpid/
611
AD
2025 Dec 8, 12:34am
AD
2025 Dec 8, 12:34am
Goldman Sachs housing affordability was at its greatest value in 2012 during 1996 to 2025, which was around 4 years after the housing bubble popped. The national average for home prices dropped about 30% from 2008 to 2014.
https://www.zerohedge.com/markets/goldman-reveals-housing-affordability-illusion-when-factoring-other-costs
https://www.zerohedge.com/markets/goldman-reveals-housing-affordability-illusion-when-factoring-other-costs
612
AD
2025 Dec 8, 2:04am
AD
2025 Dec 8, 2:04am
Just going back the rule 10% drop/increase in price for a 1% increase/decrease in the 30 yr mortgage rate and that the 30 yr mortgage rate was 3% in 2020 and is now 7%, then technically home prices need to drop 40%.
That would match or align with the info below as far as hourly rate required to afford a home in 2020 versus 2025. Granted it does not take into account about a 20% increase in household income since 2020.
That would match or align with the info below as far as hourly rate required to afford a home in 2020 versus 2025. Granted it does not take into account about a 20% increase in household income since 2020.
613
Misc
2025 Dec 8, 2:43am
AD says
Those were back in the quaint old days when people used mortgages to buy houses. Nowadays 35% of house purchases are done all cash *this is across all price points).
SPY stock went from $323.54 Jan 1 2020 to $685.69 today. If you put that down to how much per hour you need to earn today vs how much you needed to earn per hour back in 2020 to buy a share, it is worse inflation than housing.
So, yes asset price inflation has been much worse than the CPI.
The stock market gained over $7 trillion this year. This has led the more affluent sector of society to simply purchase housing for their offspring outright for cash, and yes their children believe they deserve it.
For those chumps that don't have parents who can pay for college outright, the increase in interest rates for student loans has increased the repayment cost over the 20 year repayment period by 68% since 2021. This is on top of the increase in tuition/fees etc. So yep, the vast makority going to college today are FUCKED.
... this ain't gonna end well
Just going back the rule 10% drop/increase in price for a 1% increase/decrease in the 30 yr mortgage rate and that the 30 yr mortgage rate was 3% in 2020 and is now 7%, then technically home prices need to drop 40%
Those were back in the quaint old days when people used mortgages to buy houses. Nowadays 35% of house purchases are done all cash *this is across all price points).
SPY stock went from $323.54 Jan 1 2020 to $685.69 today. If you put that down to how much per hour you need to earn today vs how much you needed to earn per hour back in 2020 to buy a share, it is worse inflation than housing.
So, yes asset price inflation has been much worse than the CPI.
The stock market gained over $7 trillion this year. This has led the more affluent sector of society to simply purchase housing for their offspring outright for cash, and yes their children believe they deserve it.
For those chumps that don't have parents who can pay for college outright, the increase in interest rates for student loans has increased the repayment cost over the 20 year repayment period by 68% since 2021. This is on top of the increase in tuition/fees etc. So yep, the vast makority going to college today are FUCKED.
... this ain't gonna end well
614
AD
2025 Dec 8, 4:29am
AD
2025 Dec 8, 4:29am
Misc says
Yes, as lets hope the poor and working class do not become the barbarians.
I think if housing prices and mortgage rate stay essentially flat for 3 years and income increases at least 3% a year then "housing affordability" will be less of an issue.
I'm seeing it in Panama City Beach such as eggs are $2.50 a dozen, gas is around $2.65 a gallon, and rents are at 2021 levels.
HO-3 insurance has dropped a lot as we ended up gong from $2350 a year to $1625 a year for 2026 for same coverage but a different insurance company. Our HOA is lowering its regular assessment by about 8% for 2026.
... this ain't gonna end well
Yes, as lets hope the poor and working class do not become the barbarians.
I think if housing prices and mortgage rate stay essentially flat for 3 years and income increases at least 3% a year then "housing affordability" will be less of an issue.
I'm seeing it in Panama City Beach such as eggs are $2.50 a dozen, gas is around $2.65 a gallon, and rents are at 2021 levels.
HO-3 insurance has dropped a lot as we ended up gong from $2350 a year to $1625 a year for 2026 for same coverage but a different insurance company. Our HOA is lowering its regular assessment by about 8% for 2026.
615
gabbar
2025 Dec 8, 5:56am
gabbar
2025 Dec 8, 5:56am
FortWayneHatesRealtors says
It may be a paid article to keep sheeple in line.
If that’s on the news, it’s not going to happen,
It may be a paid article to keep sheeple in line.
616
GNL
2025 Dec 8, 7:07am
gabbar says
This would keep people in line how and for what reason?
GNL
2025 Dec 8, 7:07am
gabbar says
FortWayneHatesRealtors says
If that’s on the news, it’s not going to happen,
It may be a paid article to keep sheeple in line.
This would keep people in line how and for what reason?
617
MolotovCocktail
2025 Dec 8, 9:02am
MolotovCocktail
2025 Dec 8, 9:02am
AD says
I think if housing prices and mortgage rate stay essentially flat for 3 years and income increases at least 3% a year then "housing affordability" will be less of an issue
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So the only way to decrease real prices is to decrease demand, and the only way to do that is to kick out all illegal immigrants and anchor babies. Will Trump do this? Almost certainly not. Even with control over all three branches of the government, the Republicans are not going to get rid of all the illegals who are driving up housing prices and social welfare costs. I wish that I was wrong about this, but I'm not.
The United States population reached 200 million on November 20, 1967. If there was no net migration, then the U.S. population have stabilized to about 220 million. Instead, the population is 335 million. This is why housing is so expensive. This is why rent is so damn high. This is why the younger generations cannot afford to have children. This is why the only way to keep the population from falling is to import massive numbers of unskilled, uneducated, and often criminal immigrants. Both parties are responsible for this: democrats for importing voters and republicans for importing farm laborers. Both parties want cheap labor.
When you import massive numbers of low-iq, low-skill workers, your per capital GDP declines relative to where it would have been otherwise. Yes, technological advancements mask this because technology increases GDP faster than low-skill immigration decreases it, but most of those gains don't get seen by the middle class.
Since both parties, and their corporate overlords, are benefiting from the current system, immigration will continue and housing prices will also continue to rise. I suppose I shouldn't care since I own and have a 2.25% mortgage that is being eaten away by inflation, but anyone young enough that they having bought already is fucked.